April 24, 2014
Clayton Legals 05.31.12
May 31, 2012 | 0 0 comments | 13 13 recommendations | email to a friend | print
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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Henrietta W. Melton, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 2 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Donald E. Melton acting as Executor of the Henrietta W. Melton estate.) Address: PO Box 65,Tiger, GA 30576, Telephone: 706-782-1799.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Janet S. Richmond and Robert A. Richmond to Ameriquest Mortgage Company dated January 14, 2006 in the amount of $228,200.00, and recorded in Deed Book N29, Page 1, Rabun County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2012 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: The land referred to in this exhibit is located in the County of Rabun and State of Georgia in Deed Book F15 at Page 410 and described as follows: All that tract or parcel of land lying and being in Land Lot 58 of the Fifth Land District of Rabun County, Georgia, and being Lot 16, containing 2.66 acres and Lot 17 containing 3.17 acres, in Glassy Mountain Acres Subdivision, said property being more fully described according to that certain plat of survey dated revised August 5, 1987, and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor, No. 1837, said plat being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 26, Page 177. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. There is also conveyed a perpetual, non-exclusive easement over and across that certain 30-foot wide road known as Mountain View Trail, said road being more fully described upon the above-mentioned plat of survey. There is excepted the rights of others to use Mountain View Trail for the purpose of access, ingress and egress to and from all of the lots of Glassy Mountain Acres. There is excepted from this conveyance the easement rights reserved by Jimmy W. Blalock and Woodrow Blalock for use of a water collection area and the water system for Glassy Mountain Acres as state in a Warranty Deed August 16, 1988, from Jimmy W. Blalock and Woodrow Blalock to Robert A. Richmond and Cynthia Ann Hoppe recorded in other Office of the Clerk of Rabun Superior Court in Deed Book P-11, Pages 650-654. This conveyance is made subject to the terms and conditions of a waterline and road maintenance agreement attached to a Warranty Deed from Jimmy W. Blalock and Woodrow Blalock to Robert A. Richmond and Cynthia Ann Hoppe dated August 15, 1988, and recorded in the Office of the Clerk of Rabun Superior Court in Deed Book O-11, Pages 650-654. This conveyance is made subject to Restrictive Covenants recorded in the Office of the Clerk of Rabun Superior Court in Deed Book P-11, Pages 650-654. The above described property is also conveyed subject to that certain road affidavit as recorded in the Office of the Clerk of Rabun Superior Court in Deed Book I-10, Page 409, which has the property address of 624 Frontier Road, Tiger, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Janet S. Richmond and Robert A. Richmond and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2 Attorney in Fact for Janet S. Richmond and Robert A. Richmond, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com. File No. 09-16529 /CONV/wmorgan. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of the power of sale contained in a Security Deed from Jane A. Prater and James L. Prater to Washington Mutual Bank, FA dated April 6, 2006 recorded in Deed Book X-29, Page 3 , Rabun County Records, and last assigned to Bank of America, National Association, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIXTY THOUSAND AND 00/100 ($460,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Rabun County, Georgia, during the legal hours of sale on the first Tuesday, June 5, 2012 the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 170 of the 2nd Land District of Rabun County, Georgia, designated as Lot 249, Part 9, of the Ridge Pole Area, Sky Valley Subdivision, as shown on a plat of survey prepared for Sky Valley, Inc., by James A. Long, R.S., under date of May 28, 1980, a copy of said plat being of record in the Office of the Clerk of Superior Court of Rabun County, Georgia in Plat Book 17, Page 21, to which said plat and the record thereof reference is hereby made for a more complete description. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Jane A. Prater and James L. Prater or, a tenant or tenants, and said property was or is commonly known as 80 Schonberg Lane, Dillard, GA 30537. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, National Association As Attorney in Fact for Jane A. Prater and James L. Prater, Martin & Brunavs, 2800 North Druid Hills Rd., Building B, Suite 100, Atlanta, GA 30329

(404) 982-0088. M&B File No.: 12-12728. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Charles T. Blaine to Mortgage Electronic Registration Systems, Inc. dated February 18, 2005, and recorded in Deed Book T-27, Page 632, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $110,072.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, June 5, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 47, FOURTH LAND DISTRICT OF RABUN COUNTY, GEORGIA, CONTAINING 2.62 ACRES AS MORE FULLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 3042, DATED AUGUST 1, 2001, WHICH IS RECORDED IN THE OFFICE OF THE COURT OF RABUN SUPERIOR COURT IN PLAT BOOK 46, PAGE 187. REFERENCE IS HAD AND MADE TO SAID PLAT AND RECORD OF THE SAME FOR A FULL AND COMPLETE DESCRIPTION OF THE PROPERTY HEREIN DESCRIBED. THERE IS ALSO CONVEYED HEREWITH A PERPETUAL NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS TO AND FROM THE ABOVE-DESCRIBED PROPERTY OVER AND ACROSS THAT CERTAIN 18 FOOT GRAVEL DRIVE AS THE SAME IS SHOWN UPON THE ABOVE-REFERENCED PLAT OF SURVEY. Said property is known as 113 Blue Mountain Lane, Clayton, GA 30525, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Charles T. Blaine or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Charles T. Blaine File no. 12-029310. SHAPIRO & SWERTFEGER, LLP*Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941, (770)220-2535/CP, http://www.swertfeger.net" www.swertfeger.net. THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from KERSTIN B DREHER AND PAUL E DREHER, SR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR EVERHOME MORTGAGE COMPANY, dated March 30, 2009, recorded April 7, 2009, in Deed Book V34, Page 350-362, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Eleven Thousand Nine Hundred Twenty-Five and 00/100 dollars ($111,925.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 13 AND LAND LOT 14 OF THE SECOND LAND DISTRICT OF RABUN COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS 5.00 ACRES AS DESCRIBED UPON A PLAT OF SURVEY DATED FEBRUARY 16, 1999 AND PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 2042. SAID PLAT IS OF RECORD IN PLAT BOOK 42, PAGE 282 IN THE OFFICE OF THE CLERK OF THE RABUN SUPERIOR COURT. REFERENCE IS HAD AND MADE TO SAID PLAT AND THE RECORD THEREOF FOR A FULL AND COMPLETE DESCRIPTION OF THE REAL PROPERTY DESCRIBED THEREON. Said legal description being controlling, however the property is more commonly known as 142 SPIRIT TRAIL, CLAYTON, GA 30525. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is KERSTIN B DREHER AND PAUL E DREHER, SR, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070 Telephone Number: 800-720-3758. BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for KERSTIN B DREHER AND PAUL E DREHER, SR. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092, Telephone Number: (877) 813-0992 Case No. BAC-12-04483-0001, www.rubinlublin.com/property-listings.php

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GEORGIA

RABUN COUNTY
NOTICE OF SALE UNDER POWER OF SECURITY DEED

By virtue of a Power of Sale contained in a security deed from JIMMIE W BALSTER to MOUNTAIN HERITAGE BANK dated DECEMBER 15, 2006 and recorded in Deed Book F-31, pages 211-213 of the Rabun County deed records given to secure a promissory note in the amount of TWO HUNDRED NINETY NINE THOUSAND SEVEN HUNDRED AND 00/100 DOLLARS ($299,700.00), there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in June, to-wit: June 5, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 6 of the First Land District of Rabun County, Georgia, being know and designated as Lots 3 and 3G of Waterfall at Lake Burton, Unit 2 Phase 1, as more fully described on a plat of survey prepared by Leonidas B. Sears, III., Georgia Registered Land Surveyor No. 2628, captioned “Waterfall at Lake Burton, Unit 2 Phase 1”, dated July 28, 2000, which is recorded in the office of the Clerk of Rabun Superior Court in Plat Book 176-177. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. Subject to the Declarations of Covenants, Conditions and Restriction for Waterfall at Lake Burton dated April 16, 1999 and recorded in the office of the Clerk of Rabun Superior Court in Deed Book S-18, Page 309, amended by First Amendment dated June 15, 1999 recorded in Deed Book X-18 Page 442, aforesaid records; additional amendments recorded in Deed Book B-19, Page 598, Deed Book B-20 Page 24, Deed Book, B-20, Page 27, aforesaid records, and any and all other amendments thereto of record. This conveyance is made subject to and is also conveyed herewith those certain easements as more fully described in that certain warranty deed from Lake Burton Development, LLC to Spohntown Building Company, LLC dated May 17, 2004, which is recorded in the office of the Clerk of Rabun Superior Court in Deed Book K-26, Page 197. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees. The said property will be sold as the property of Jimmie W. Balster subject to any outstanding ad valorem taxes and assessments and to the best knowledge and belief of the undersigned Jimmie W. Balster is in possession of said property. A copy of this notice was mailed to the debtor to-wit: Jimmie W. Balster by certified mail, return receipt requested on April 25, 2012 in compliance with O.C.G.A. § 44-14-162.2. FIRST AMERICAN BANK & TRUST,AS SUCCESSOR IN INTEREST TO MOUNTAIN HERITAGE BANK AS ATTORNEY IN FACT FOR JIMMIE W BALSTER. THIS IS AN ACTION TO COLLECT A DEBT AND ANY INFORMATION OBTAINED PURSUANT THERETO WILL BE USED FOR THAT PURPOSE. Bruce Russell, Jr., Esq. RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Deloress June Kolton and Charles Joseph Kolton to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GLOBAL MORTGAGE GROUP, INC., dated February 20, 2007, recorded in Deed Book O-31, Page 672, Rabun County, Georgia records, as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF NOVASTAR MORTGAGE FUNDING TRUST, SERIES 2007-2 NOVASTAR HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-2 by assignment recorded or to be recorded, Rabun County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THREE THOUSAND FIVE HUNDRED AND 00/100 DOLLARS ($103,500.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012 the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 70 OF THE 5TH LAND DISTRICT OF RABUN COUNTY, GEORGIA AND BEING DESIGNATED AS LOT 501 OF COVECREST VILLAS, CONSISTING OF 0.0617 ACRES AS SHOWN UPON THAT CERTAIN PLAT OF SURVEY PREPARED BY W.W. LESTER, GEORGIA REGISTERED LAND SURVEYOR NO. 2128, DATED OCTOBER 4, 1990, WHICH IS RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN PLAT BOOK 30, PAGE 49. REFERENCE IS HAD AND MADE TO SAID PLAT AND RECORD OF THE SAME FOR A FULL AND COMPLETE DESCRIPTION OF THE PROPERTY HEREIN DESCRIBED. THE LANDS AND PROPERTY RIGHTS CONVEYED HEREIN ARE MORE FULLY DESCRIBED IN AND ARE SUBJECT TO THAT CERTAIN DECLARATION OF COVENANTS, EASEMENTS, CONDITIONS AND/OR RESTRICTIONS FOR COVECREST VILLAS DATED MAY 12, 1989 AND RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK Z-11, PAGES 1-76; AND THAT CERTAIN AMENDMENT OF COVENANTS, EASEMENTS, CONDITIONS AND/OR RESTRICTIONS FOR COVECREST VILLAS DATED JANUARY 3, 1990, WHICH IS RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK H-12, PAGES 451-454; AND THAT CERTAIN AMENDMENT OF COVENANTS, EASEMENTS, CONDITIONS AND/OR RESTRICTIONS FOR COVECREST VILLAS DATED FEBRUARY 28, 1990, WHICH IS RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK K-12, PAGES 222-225; AND THOSE CERTAIN AMENDMENTS OF COVENANTS, EASEMENTS, CONDITIONS AND/OR RESTRICTIONS DATED DECEMBER 3, 1990, WHICH ARE RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK W-12, PAGES 198-202; AND THOSE CERTAIN AMENDMENTS OF COVENANTS, EASEMENTS, CONDITIONS AND/OR RESTRICTIONS DATED DECEMBER 3, 1991, WHICH ARE RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK W-12, PAGES 203-206. THERE IS ALSO CONVEYED HEREWITH A PERPETUAL NON-EXCLUSIVE EASEMENT ACROSS THOSE LANDS MORE FULLY DESCRIBED IN THAT CERTAIN PERMANENT ROAD RIGHT-OF-WAY EASEMENT DATED MAY 26, 1980, BETWEEN OTUS LEE LOVELL GIBSON AND COVECREST WHICH IS RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK N-7, PAGE 345 AND OTHER ROADS ON COVECREST, INC. PROPERTY WHICH CONNECT THE ABOVE-DESCRIBED PROPERTY WITH BRIDGE CREEK ROAD. THERE IS ALSO CONVEYED HEREWITH A PERPETUAL NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS TO AND FROM THE ABOVE-DESCRIBED PROPERTY OVER AND ACROSS THOSE CERTAIN ROADS SHOWN UPON THE ABOVE-REFERENCED PLAT AND OTHER EXISTING ROADS ACROSS COVECREST, INC. PROPERTY WHICH CONNECT THE HEREIN DESCRIBED PROPERTY WITH BRIDGE CREEK ROAD, A PUBLIC ROAD. THERE IS ALSO CONVEYED HEREWITH A PERPETUAL NON-EXCLUSIVE EASEMENT FOR THE USE OF THAT CERTAIN PARKING AREA AS SHOWN UPON THE ABOVE-REFERENCED PLAT OF SURVEY. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Deloress June Kolton and Charles Joseph Koltonor a tenant or tenants and said property is more commonly known as 690 Covecrest Drive, Tiger, GA 30576. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF NOVASTAR MORTGAGE FUNDING TRUST, SERIES 2007-2 NOVASTAR HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-2 As Attorney in Fact for Deloress June Kolton and Charles Joseph Kolton, Weissman, Nowack, Curry & Wilco, PC, Attn: Ocwen Team, One Alliance Center, 3500 Lenox Road, Atlanta, GA 30326. Our File# 010204.

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Notice of Sale Under Power

Georgia, Rabun County

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Joi Page and Ronald W. Page to Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC, dated March 31, 2006, and recorded in Deed Book W-29, Page 382, Rabun County, Georgia records, as last transferred to Deutsche Bank National Trust Company, as Trustee for the Pooling and Servicing Agreement dated as of June 1, 2006 Morgan Stanley ABS Capital I Inc. Trust 2006-HE5 Mortgage Pass-Through Certificates, Series 2006-HE5 by Assignment filed for record in Rabun County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $209,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012, to wit: June 5, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 6 of the Second Land District, Rabun County, Georgia, and being 5.18 acres as shown on plat of survey dated Nov. 18, 1999, prepared by William F. Rolader, GRLS #2042, recorded in Plat Book 44, Page 238, Rabun County plat records. Said plat and record of the same being incorporated herein by reference for a more full and complete description of the property herein conveyed. Also conveyed is a perpetual easement for roadway purposes from such tract to Curt Dotson Road, said roadway intersecting with the property line of the above described property immediately north of a concrete reservoir which is shown on the above referenced plat. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 124 Maple Ridge Trail, Clayton, GA 30525 is (are): Joi Page and Ronald W. Page or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Deutsche Bank National Trust Company, as Trustee for the Pooling and Servicing Agreement dated as of June 1, 2006 Morgan Stanley ABS Capital I Inc. Trust 2006-HE5 Mortgage Pass-Through Certificates, Series 2006-HE5 as attorney in fact for Joi Page and Ronald W. Page, Richard B. Maner, P.C., 5775 Glenridge Drive, Building D, Suite 100, Atlanta, GA 30328, (404)252-6385. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from J. H. Duncan Oil, Inc. to Robert E. Rogers and Lyubov Rogers dated November 27, 2007, recorded among Rabun County, Georgia Records in Deed Book A33, Page 187, same being transferred and assigned to Community Bank & Trust dated May 28, 2008, recorded among Rabun County, Georgia Records in Deed Book V33, Page 600, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in June, 2012 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for J. H. Duncan Oil, Inc. the following described property: All that tract or parcel of land lying and being in Land Lot 24 of the 5th Land District, Rabun County, Georgia, consisting of 2.636 acres more particularly described on a plat of survey prepared by T. Lamar Edwards, GRLS 1837 dated October 18, 2007 and recorded in Plat Book 55, page 173 of the Rabun County plat records. Said plat and the record of same being incorporated herein by reference for a more full and complete description of the property described herein. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is J. H. Duncan Oil, Inc. or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for J. H. Duncan Oil, Inc. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kathryn L. Singer to Washington Mutual Bank, FA dated June 12, 2007 in the amount of $124,000.00, and recorded in Deed Book F32, Page 547, Rabun County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2012 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 94 of the Second Land District of Rabun County, Georgia and being Lots 16-19, Block 6 of Sylvan Lake Falls Subdivision, consisting of 0.66 acre and being more particularly described upon that certain plat of survey prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated November 13, 2006 and recorded in Plat Record 58-31, Clerks Office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed. The property herein conveyed is subject to those restrictive covenants recorded in Deed Book U-3, Page 126, Deed Book W-22, Page 5, and any and all amendments and modifications thereto of record. In addition, this conveyance is made subject to that certain easement to Sylvan Falls, Inc. for the installation, use, maintenance and repair of a water pipeline across the property. Conveyed herewith is a non-exclusive right of ingress and egress over and across that driveway which extends from that road now or formerly known as Taylors Chapel Road to the above-described property. Said easement is now known as Sweetgum Lane and shall not be an exclusive right, but shall be used in common with the owner of Lots 13-15 as shown upon the above-reference plat of survey. Further, conveyed herewith is non-exclusive, perpetual easement for ingress and egress over and across the subdivision roads of Sylvan Lake Falls Subdivision from and to the public road system, to and from Lots 16-19, which has the property address of 226 Taylors Chapel Road, Rabun Gap, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Kathryn L. Singer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. JPMorgan Chase Bank, National Association Attorney in Fact for Kathryn L. Singer. McCurdy & Candler, L.L.C., (404) 373-1612 www.mccurdycandler.com, File No. 09-25152 /FHLMC/kcarr. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Richard P. Sanczel and Beverly I. Sanczel to Bank of America, N.A. in the original principal amount of $184,500.00 dated 10/26/2007, and recorded in Deed Book V-32, page 493, Rabun County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of June, 2012 by Bank of America, N.A., as Attorney-in-Fact for Richard P. Sanczel and Beverly I. Sanczel the following described property: All that certain lot, tract or parcel of land situate, lying and being in Land Lot 37 of the Fifth Land District of Rabun County, Georgia, known as Lot Number Three (3), Tiger View Subdivision, according to a plat of said subdivision prepared by Samuel L. Duvall, Registered Land Surveyor No. 2295, dated May 21, 2001, revised June 27, 2001, recorded in Plat Book 46, Page 150, in the Office of the Clerk of the Superior Court of Rabun County, Georgia. Reference is hereby has and made to said plat and record of the same for a full and complete description of the property herein described. The above described tract of land is conveyed is subject to that certain Declaration of Tiger View Subdivision which is recorded in Deed Book B-21, Page 76, aforesaid records. The property herein conveyed is subject to that Georgia Power Easement recorded in Deed Book D-21, Page 451, Clerk’s office, Rabun Superior Court. Further, the property herein conveyed is subject to a Sewer Line Easement from Clyde Arrendale English to the Town of Tiger, Georgia that is dated April 30, 1997 and is recorded in Deed Book Z-17, Page 422, aforesaid records. The Grantor also conveys unto the Grantees, their heirs, successors and assigns a perpetual, non-exclusive easement over and across the area of the drive designated as an easement for ingress, and egress to and from the above-described lands, the location of said easement and drive being more fully shown upon the above referenced plat of survey. Further, the property herein conveyed is subject to that perpetual, non-exclusive easements over and across that area of the drive designated as an easement for ingress and egress to and from the adjacent property, specifically, Lot 4, as shown upon the above reference plat of survey. The property herein conveyed abuts Bridge Creek Road, a public road. Property known as: 237 Bridge Creek Rd, Tiger, GA 30576. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Bank of America, N.A. Attn: Loss Mitigation, P. O. Box 5170, MS SV314B Simi Valley, CA 93065, PHONE: 800-669-6650. Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Richard P. Sanczel and Beverly I. Sanczel. Bank of America, N.A., as Attorney-in-fact for Richard P. Sanczel and Beverly I. Sanczel. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C. South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088, www.penderlaw.com. Our File No. 12-02092.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Theodore C. Fisher to ABN AMRO Mortgage Group, Inc. in the original principal amount of $54,500.00 dated 08/05/2004, and recorded in Deed Book U26, page 125, Rabun County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of June, 2012 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Theodore C. Fisher the following described property: All that tract or parcel of land lying and being in a part of Clayton Terrance Subdivision and being Lot 15 in Block 3 of said subdivision according to the plat thereof, recorded in Plat Book 5, Page 172 in the office of the Superior Court, Rabun County, Georgia Deed Records. Said tract or parcel of land is also described in a deed from William Asbury Craft and Jane D Craft to Luther Blake Craft, dated February 17, 1976 and recorded in Deed Book X-S, Page 51, aforesaid records, herein referred to for further description of said lands and subject to any valid restrictions mentioned therein. Property known as: 140 Hillside Dr, Clayton, GA 30525. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc., 1000 Technology Drive, O'Fallon, MO 63368 PHONE: 866-272-4749. Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Theodore C. Fisher. CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Theodore C. Fisher. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088

www.penderlaw.com. Our File No. 12-03918.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Clarence C. Decker and Helen M. Decker to Mortgage Electronic Registration Systems, Inc. as nominee for Quicken Loans, Inc., its successors and assigns. dated August 10, 2007 in the amount of $200,800.00, and recorded in Deed Book P32, Page 392, Rabun County, Georgia Records; as last transferred to Aurora Bank FSB by assignment; the undersigned, Aurora Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2012 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lots 20 and 21 of the Fifth Land District of Rabun County, Georgia, as shown on that certain Plat of Survey prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated February 5, 2004 and recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 51, Page 127. Reference is had and made to said plat and record of the same for a full and complete description to the property herein described, which has the property address of 201 Buckshot Ln, Tiger, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Clarence C. Decker and Helen M. Decker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Aurora Bank FSB Attorney in Fact for Clarence C. Decker and Helen M. Decker, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com. File No. 11-16871 /CONV/efisher THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF FORECLOSURE OF THE RIGHT TO REDEEM

TO: Whom It May Concern

This is Notice that (Danny Joe Crutchfield and Lisa Ann Crutchfield) hereby intend to Forever Foreclosure the Right of Redemption on that tract or parcel of land known as (all that parcel of land lying and being a part of Land Lot 195, of the 2nd Land District, of Rabun County, Georgia, more fully described as follows: Being Subdivision Lot 33, Part 1, Mid Woods Area of Sky Valley Subdivision, as shown on a plat drawn by James A. Long, Georgia Registered Surveyor Number 1579, dated May 23, 1971, and recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia, in Plat Book 8, Page 149. As described in deed Book Y27, Page 417. Further described as Map and Parcel 058A 491.) This is notice to (Daniel Rodriguez, Juan C Merlo), Occupant, All the World and anyone holding right, title or interest in or lien upon this property from (Danny Joe Crutchfield and Lisa Ann Crutchfield) by the payment of the redemption price or the amount required for redemption, as fixed and provided for in Code O.C.G.A. § 48-4-42, on or before (June 24, 2012) at the address shown below. Any claim or redemption not filed by this date shall stand forever barred. The Sheriff’s Deed to which this notice relates is dated (March 1, 2011), and is recorded in the office of the Clerk of the Court of (Rabun) County in Deed Book C37, Page 504. Danny Joe Crutchfield, Lisa Ann Crutchfield, 4170 Fairhill Way,, Tallahassee, FL 32309, 850-510-7364. Please be governed accordingly.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF FORECLOSURE OF THE RIGHT TO REDEEM

TO: Whom It May Concern

This is Notice that (Danny Joe Crutchfield and Lisa Ann Crutchfield) hereby intends to Forever Foreclosure the Right of Redemption on that tract or parcel of land known as (all that parcel of land lying and being in Land Lot 168, of the 2nd District, of Rabun County, Georgia being Lot 25, Part 1, Alex Mountain Area, as more particularly described on a plot of survey recorded in Plat Book 16, page 228, records of Rabun County, Georgia, as described in Deed Book M30, Page 93. Further described as Map and Parcel 058C 174.) This is notice to (Daniel Rodriguez), Occupant, All the World and anyone holding right, title or interest in or lien upon this property that he may redeem the property from (Danny Joe Crutchfield and Lisa Ann Crutchfield) by the payment of the redemption price or the amount required for redemption, as fixed and provided for in Code O.C.G.A. § 48-4-42, on or before (June 24, 2012) at the address shown below. Any claim or redemption not filed by this date shall stand forever barred. The Sheriff’s Deed to which this notice relates is dated (March 1, 2011), and is recorded in the office of the Clerk of the Court of (Rabun) County in Deed Book C37, Page 508. Danny Joe Crutchfield, Lisa Ann Crutchfield, 4170 Fairhill Way,, Tallahassee, FL 32309, 850-510-7364. Please be governed accordingly.

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NOTICE

GEORGIA, RABUN COUNTY PROBATE COURT

TO: Robert Witholder

Clive McCormick has petitioned to be appointed Administrator of the estate of Melinda McCormick, deceased, of said County. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objection, and must be filed with the court on or before June 11, 2012. All pleadings/ objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following/address, telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, 706-782-3614.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Elana Conley McClain, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 9th day of May, 2012. Witness my/our hand(s) and seal(s, on the day above written. (Kenneth Justin McClain acting as administrator of the Elana Conley McClain estate.) Address: 114 Fescue Ln, Rabun Gap, GA 30568, Telephone: 706-746-5466.

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A.

Plaintiff

CIVIL ACTION FILE NO: 2011-CV-583-S

vs.

IAN K. PERRYMAN and JENNIFER S. PERRYMAN

Defendants

NOTICE OF PUBLICATION

TO: IAN K. PERRYMAN and JENNIFER S. PERRYMAN

By Order for Service by Publication dated the 7th day of May, 2012, you are hereby notified that on the 16th day of December, 2011, SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., filed suit against you for a Report of Sale and Application for Approval of Confirmation and Foreclosure Sale,. You are required to appear before Judge Russell W. Smith on the 10th day of July, 2012 at 9:00 o’clock, a.m.,in the Rabun County Superior Court in Clayton, Georgia, to show cause as to why Plaintiff’ prayers for relief should not be granted. You may retrieve a copy of the Complaint (Report of Sale) from the Clerk of this Court or may contact Plaintiff’s counsel, M. Keith York, 1070 South Main Street, PO Box 38, Cornelia, Georgia, 30531; (706) 778-6823. WITNESS the Honorable Russell W. Smith, Judge of this Superior Court. This 9th day of May, 2012. Holly E. Henry-Perry, Clerk of Superior Court.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Patricia A. Stever, deceased,are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 11th day of May , 2012. Witness my/our hand(s) and seal(s), on the day above written. (Hilton K. Newman acting as executor of the Patricia A. Stever estate.) Address: 2405 Bonaire Drive, Hendersonville, NC 28739, Telephone: 828-693-4862.

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NOTICES OF INCORPORATION

Notice is given that articles of incorporation which will incorporate Rabun County Fair Association, Inc. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code (O.C.G.A. §14-2-201.1). The initial registered office of the corporation will be located at 41 Jo Dotson Circle, Clayton, GA 30525, and its initial registered agent is Donna Young, whose mailing address is 41 Jo Dotson Circle, Clayton, GA 30525. J. David Smith, LLC,m “Attorney for Incorporator”.

5-24,31

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Schley Howard Burrell, Sr., deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 15 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Michael Travis Burrell acting as Executor of the Schley Howard Burrell, Sr. estate.), Address: 11687 Gorham Avenue #405, Los Angeles CA 90049, Telephone: (310) 339-5067.

5-24,31,6-7,14

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Burl Vannoy Brown, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Gregory Randall Brown, Sr. acting as Executor of the Burl Vannoy Brown estate.), Address: 475 Pinnacle Drive, Clayton, GA 30525, Telephone: 706-982-0600.

5-24,31,6-7,14

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Margaret Powell Brown, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Gregory Randall Brown, Sr. acting as Executor of the Margaret Powell Brown estate.), Address: 475 Pinnacle Drive, Clayton, GA 30525, Telephone: 706-982-0600.

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NOTICE OF COUNTY ORDINANCE

Notice is hereby given that the Rabun County Board of Commissioners shall consider at it’s regular monthly meeting to be held at 6:00 p.m. on Tuesday, June 26, 2012, in the court room of the Rabun County Courthouse, 25 Courthouse Square, Clayton, Georgia, 30525 on the second reading; the adoption of an ordinance. This ordinance pertains to:

AN ORDINANCE PROVIDING FOR A LEVY OF TAX FOR FINANCIAL INSTITUTIONS; PROVIDING FOR A MINIMUM TAX FOR FINANCIAL INSTITUTIONS; PROVIDING FOR FILING OF RETURN FOR FINANCIAL INSTITUTIONS; PROVIDING DUE DATE OF TAX FOR FINANCIAL INSTITUTIONS; AND PROVIDING WHEN SUCH ORDINANCE SHALL BECOME EFFECTIVE. At said meeting, the Board of Commissioners will discuss, consider and receive public input concerning the proposed Ordinance amendment. A copy of said Ordinance amendment is on file for public inspection at the Office of the Clerk of Rabun County Superior Court for the purpose of examination and inspection by the public and also at the Office of the Clerk of Rabun County Commissioners, Rabun County Courthouse, Clayton, Georgia.

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NOTICE

PROBATE COURT OF RABUN COUNTY

RE: PETITION OF Stephanie Frederick FOR DISCHARGE AS Executrix OF THE ESTATE OF Doris Stephens Powell, DECEASED.

TO: The beneficiaries under the will, and to whom it may concern:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before June 11, 2012. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Sq., Suite 215, Clayton, GA 30525, Telephone Number: (706) 782-3614.

5-31

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

DESIRE WOOD and PEPE CUEVAS,

Petitioner

CIVIL ACTION FILE NO: 2012-CV-0160-S

IN RE: JOSE ALEXANDER CUEVAS and JOHN TALAN CUEVAS

NOTICE OF FILING PETITION FOR NAME CHANGE

On April 23, 2012, Petitioners Desire Wood and Pepe Cuevas filed a Petition for Name Change in the Superior Court o Rabun County, Georgia. Said petition seeks to change the names of the Petitioners’ minor children named Jose Alexander Cuevas and John Talan Cuevas to Alexander Cuevas Adams and Talan Cuevas Adams. Any interested or affected party shall have the right to appear and to file objections in this matter. L. Allyn Stockton, Jr., Attorney, GA Bar No: 682909

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Doyle C,Smith, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 22 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Michael T. Smith acting as Executor of the Doyle C. Smith estate.) Address: 7 Lumpkin Street, Lawrenceville GA 30046, Telephone: 770-513-1200.

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Clayton Legals 05.31.12
May 31, 2012 | 4002 views | 0 0 comments | 13 13 recommendations | email to a friend | print
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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Henrietta W. Melton, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 2 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Donald E. Melton acting as Executor of the Henrietta W. Melton estate.) Address: PO Box 65,Tiger, GA 30576, Telephone: 706-782-1799.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Janet S. Richmond and Robert A. Richmond to Ameriquest Mortgage Company dated January 14, 2006 in the amount of $228,200.00, and recorded in Deed Book N29, Page 1, Rabun County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2012 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: The land referred to in this exhibit is located in the County of Rabun and State of Georgia in Deed Book F15 at Page 410 and described as follows: All that tract or parcel of land lying and being in Land Lot 58 of the Fifth Land District of Rabun County, Georgia, and being Lot 16, containing 2.66 acres and Lot 17 containing 3.17 acres, in Glassy Mountain Acres Subdivision, said property being more fully described according to that certain plat of survey dated revised August 5, 1987, and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor, No. 1837, said plat being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 26, Page 177. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. There is also conveyed a perpetual, non-exclusive easement over and across that certain 30-foot wide road known as Mountain View Trail, said road being more fully described upon the above-mentioned plat of survey. There is excepted the rights of others to use Mountain View Trail for the purpose of access, ingress and egress to and from all of the lots of Glassy Mountain Acres. There is excepted from this conveyance the easement rights reserved by Jimmy W. Blalock and Woodrow Blalock for use of a water collection area and the water system for Glassy Mountain Acres as state in a Warranty Deed August 16, 1988, from Jimmy W. Blalock and Woodrow Blalock to Robert A. Richmond and Cynthia Ann Hoppe recorded in other Office of the Clerk of Rabun Superior Court in Deed Book P-11, Pages 650-654. This conveyance is made subject to the terms and conditions of a waterline and road maintenance agreement attached to a Warranty Deed from Jimmy W. Blalock and Woodrow Blalock to Robert A. Richmond and Cynthia Ann Hoppe dated August 15, 1988, and recorded in the Office of the Clerk of Rabun Superior Court in Deed Book O-11, Pages 650-654. This conveyance is made subject to Restrictive Covenants recorded in the Office of the Clerk of Rabun Superior Court in Deed Book P-11, Pages 650-654. The above described property is also conveyed subject to that certain road affidavit as recorded in the Office of the Clerk of Rabun Superior Court in Deed Book I-10, Page 409, which has the property address of 624 Frontier Road, Tiger, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Janet S. Richmond and Robert A. Richmond and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2 Attorney in Fact for Janet S. Richmond and Robert A. Richmond, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com. File No. 09-16529 /CONV/wmorgan. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of the power of sale contained in a Security Deed from Jane A. Prater and James L. Prater to Washington Mutual Bank, FA dated April 6, 2006 recorded in Deed Book X-29, Page 3 , Rabun County Records, and last assigned to Bank of America, National Association, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIXTY THOUSAND AND 00/100 ($460,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Rabun County, Georgia, during the legal hours of sale on the first Tuesday, June 5, 2012 the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 170 of the 2nd Land District of Rabun County, Georgia, designated as Lot 249, Part 9, of the Ridge Pole Area, Sky Valley Subdivision, as shown on a plat of survey prepared for Sky Valley, Inc., by James A. Long, R.S., under date of May 28, 1980, a copy of said plat being of record in the Office of the Clerk of Superior Court of Rabun County, Georgia in Plat Book 17, Page 21, to which said plat and the record thereof reference is hereby made for a more complete description. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Jane A. Prater and James L. Prater or, a tenant or tenants, and said property was or is commonly known as 80 Schonberg Lane, Dillard, GA 30537. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, National Association As Attorney in Fact for Jane A. Prater and James L. Prater, Martin & Brunavs, 2800 North Druid Hills Rd., Building B, Suite 100, Atlanta, GA 30329

(404) 982-0088. M&B File No.: 12-12728. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Charles T. Blaine to Mortgage Electronic Registration Systems, Inc. dated February 18, 2005, and recorded in Deed Book T-27, Page 632, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $110,072.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, June 5, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 47, FOURTH LAND DISTRICT OF RABUN COUNTY, GEORGIA, CONTAINING 2.62 ACRES AS MORE FULLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 3042, DATED AUGUST 1, 2001, WHICH IS RECORDED IN THE OFFICE OF THE COURT OF RABUN SUPERIOR COURT IN PLAT BOOK 46, PAGE 187. REFERENCE IS HAD AND MADE TO SAID PLAT AND RECORD OF THE SAME FOR A FULL AND COMPLETE DESCRIPTION OF THE PROPERTY HEREIN DESCRIBED. THERE IS ALSO CONVEYED HEREWITH A PERPETUAL NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS TO AND FROM THE ABOVE-DESCRIBED PROPERTY OVER AND ACROSS THAT CERTAIN 18 FOOT GRAVEL DRIVE AS THE SAME IS SHOWN UPON THE ABOVE-REFERENCED PLAT OF SURVEY. Said property is known as 113 Blue Mountain Lane, Clayton, GA 30525, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Charles T. Blaine or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Charles T. Blaine File no. 12-029310. SHAPIRO & SWERTFEGER, LLP*Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941, (770)220-2535/CP, http://www.swertfeger.net" www.swertfeger.net. THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from KERSTIN B DREHER AND PAUL E DREHER, SR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR EVERHOME MORTGAGE COMPANY, dated March 30, 2009, recorded April 7, 2009, in Deed Book V34, Page 350-362, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Eleven Thousand Nine Hundred Twenty-Five and 00/100 dollars ($111,925.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 13 AND LAND LOT 14 OF THE SECOND LAND DISTRICT OF RABUN COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS 5.00 ACRES AS DESCRIBED UPON A PLAT OF SURVEY DATED FEBRUARY 16, 1999 AND PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 2042. SAID PLAT IS OF RECORD IN PLAT BOOK 42, PAGE 282 IN THE OFFICE OF THE CLERK OF THE RABUN SUPERIOR COURT. REFERENCE IS HAD AND MADE TO SAID PLAT AND THE RECORD THEREOF FOR A FULL AND COMPLETE DESCRIPTION OF THE REAL PROPERTY DESCRIBED THEREON. Said legal description being controlling, however the property is more commonly known as 142 SPIRIT TRAIL, CLAYTON, GA 30525. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is KERSTIN B DREHER AND PAUL E DREHER, SR, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070 Telephone Number: 800-720-3758. BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for KERSTIN B DREHER AND PAUL E DREHER, SR. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092, Telephone Number: (877) 813-0992 Case No. BAC-12-04483-0001, www.rubinlublin.com/property-listings.php

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GEORGIA

RABUN COUNTY
NOTICE OF SALE UNDER POWER OF SECURITY DEED

By virtue of a Power of Sale contained in a security deed from JIMMIE W BALSTER to MOUNTAIN HERITAGE BANK dated DECEMBER 15, 2006 and recorded in Deed Book F-31, pages 211-213 of the Rabun County deed records given to secure a promissory note in the amount of TWO HUNDRED NINETY NINE THOUSAND SEVEN HUNDRED AND 00/100 DOLLARS ($299,700.00), there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in June, to-wit: June 5, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 6 of the First Land District of Rabun County, Georgia, being know and designated as Lots 3 and 3G of Waterfall at Lake Burton, Unit 2 Phase 1, as more fully described on a plat of survey prepared by Leonidas B. Sears, III., Georgia Registered Land Surveyor No. 2628, captioned “Waterfall at Lake Burton, Unit 2 Phase 1”, dated July 28, 2000, which is recorded in the office of the Clerk of Rabun Superior Court in Plat Book 176-177. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. Subject to the Declarations of Covenants, Conditions and Restriction for Waterfall at Lake Burton dated April 16, 1999 and recorded in the office of the Clerk of Rabun Superior Court in Deed Book S-18, Page 309, amended by First Amendment dated June 15, 1999 recorded in Deed Book X-18 Page 442, aforesaid records; additional amendments recorded in Deed Book B-19, Page 598, Deed Book B-20 Page 24, Deed Book, B-20, Page 27, aforesaid records, and any and all other amendments thereto of record. This conveyance is made subject to and is also conveyed herewith those certain easements as more fully described in that certain warranty deed from Lake Burton Development, LLC to Spohntown Building Company, LLC dated May 17, 2004, which is recorded in the office of the Clerk of Rabun Superior Court in Deed Book K-26, Page 197. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees. The said property will be sold as the property of Jimmie W. Balster subject to any outstanding ad valorem taxes and assessments and to the best knowledge and belief of the undersigned Jimmie W. Balster is in possession of said property. A copy of this notice was mailed to the debtor to-wit: Jimmie W. Balster by certified mail, return receipt requested on April 25, 2012 in compliance with O.C.G.A. § 44-14-162.2. FIRST AMERICAN BANK & TRUST,AS SUCCESSOR IN INTEREST TO MOUNTAIN HERITAGE BANK AS ATTORNEY IN FACT FOR JIMMIE W BALSTER. THIS IS AN ACTION TO COLLECT A DEBT AND ANY INFORMATION OBTAINED PURSUANT THERETO WILL BE USED FOR THAT PURPOSE. Bruce Russell, Jr., Esq. RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Deloress June Kolton and Charles Joseph Kolton to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GLOBAL MORTGAGE GROUP, INC., dated February 20, 2007, recorded in Deed Book O-31, Page 672, Rabun County, Georgia records, as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF NOVASTAR MORTGAGE FUNDING TRUST, SERIES 2007-2 NOVASTAR HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-2 by assignment recorded or to be recorded, Rabun County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THREE THOUSAND FIVE HUNDRED AND 00/100 DOLLARS ($103,500.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012 the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 70 OF THE 5TH LAND DISTRICT OF RABUN COUNTY, GEORGIA AND BEING DESIGNATED AS LOT 501 OF COVECREST VILLAS, CONSISTING OF 0.0617 ACRES AS SHOWN UPON THAT CERTAIN PLAT OF SURVEY PREPARED BY W.W. LESTER, GEORGIA REGISTERED LAND SURVEYOR NO. 2128, DATED OCTOBER 4, 1990, WHICH IS RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN PLAT BOOK 30, PAGE 49. REFERENCE IS HAD AND MADE TO SAID PLAT AND RECORD OF THE SAME FOR A FULL AND COMPLETE DESCRIPTION OF THE PROPERTY HEREIN DESCRIBED. THE LANDS AND PROPERTY RIGHTS CONVEYED HEREIN ARE MORE FULLY DESCRIBED IN AND ARE SUBJECT TO THAT CERTAIN DECLARATION OF COVENANTS, EASEMENTS, CONDITIONS AND/OR RESTRICTIONS FOR COVECREST VILLAS DATED MAY 12, 1989 AND RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK Z-11, PAGES 1-76; AND THAT CERTAIN AMENDMENT OF COVENANTS, EASEMENTS, CONDITIONS AND/OR RESTRICTIONS FOR COVECREST VILLAS DATED JANUARY 3, 1990, WHICH IS RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK H-12, PAGES 451-454; AND THAT CERTAIN AMENDMENT OF COVENANTS, EASEMENTS, CONDITIONS AND/OR RESTRICTIONS FOR COVECREST VILLAS DATED FEBRUARY 28, 1990, WHICH IS RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK K-12, PAGES 222-225; AND THOSE CERTAIN AMENDMENTS OF COVENANTS, EASEMENTS, CONDITIONS AND/OR RESTRICTIONS DATED DECEMBER 3, 1990, WHICH ARE RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK W-12, PAGES 198-202; AND THOSE CERTAIN AMENDMENTS OF COVENANTS, EASEMENTS, CONDITIONS AND/OR RESTRICTIONS DATED DECEMBER 3, 1991, WHICH ARE RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK W-12, PAGES 203-206. THERE IS ALSO CONVEYED HEREWITH A PERPETUAL NON-EXCLUSIVE EASEMENT ACROSS THOSE LANDS MORE FULLY DESCRIBED IN THAT CERTAIN PERMANENT ROAD RIGHT-OF-WAY EASEMENT DATED MAY 26, 1980, BETWEEN OTUS LEE LOVELL GIBSON AND COVECREST WHICH IS RECORDED IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT IN DEED BOOK N-7, PAGE 345 AND OTHER ROADS ON COVECREST, INC. PROPERTY WHICH CONNECT THE ABOVE-DESCRIBED PROPERTY WITH BRIDGE CREEK ROAD. THERE IS ALSO CONVEYED HEREWITH A PERPETUAL NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS TO AND FROM THE ABOVE-DESCRIBED PROPERTY OVER AND ACROSS THOSE CERTAIN ROADS SHOWN UPON THE ABOVE-REFERENCED PLAT AND OTHER EXISTING ROADS ACROSS COVECREST, INC. PROPERTY WHICH CONNECT THE HEREIN DESCRIBED PROPERTY WITH BRIDGE CREEK ROAD, A PUBLIC ROAD. THERE IS ALSO CONVEYED HEREWITH A PERPETUAL NON-EXCLUSIVE EASEMENT FOR THE USE OF THAT CERTAIN PARKING AREA AS SHOWN UPON THE ABOVE-REFERENCED PLAT OF SURVEY. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Deloress June Kolton and Charles Joseph Koltonor a tenant or tenants and said property is more commonly known as 690 Covecrest Drive, Tiger, GA 30576. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF NOVASTAR MORTGAGE FUNDING TRUST, SERIES 2007-2 NOVASTAR HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-2 As Attorney in Fact for Deloress June Kolton and Charles Joseph Kolton, Weissman, Nowack, Curry & Wilco, PC, Attn: Ocwen Team, One Alliance Center, 3500 Lenox Road, Atlanta, GA 30326. Our File# 010204.

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Notice of Sale Under Power

Georgia, Rabun County

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Joi Page and Ronald W. Page to Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC, dated March 31, 2006, and recorded in Deed Book W-29, Page 382, Rabun County, Georgia records, as last transferred to Deutsche Bank National Trust Company, as Trustee for the Pooling and Servicing Agreement dated as of June 1, 2006 Morgan Stanley ABS Capital I Inc. Trust 2006-HE5 Mortgage Pass-Through Certificates, Series 2006-HE5 by Assignment filed for record in Rabun County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $209,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in June, 2012, to wit: June 5, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 6 of the Second Land District, Rabun County, Georgia, and being 5.18 acres as shown on plat of survey dated Nov. 18, 1999, prepared by William F. Rolader, GRLS #2042, recorded in Plat Book 44, Page 238, Rabun County plat records. Said plat and record of the same being incorporated herein by reference for a more full and complete description of the property herein conveyed. Also conveyed is a perpetual easement for roadway purposes from such tract to Curt Dotson Road, said roadway intersecting with the property line of the above described property immediately north of a concrete reservoir which is shown on the above referenced plat. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 124 Maple Ridge Trail, Clayton, GA 30525 is (are): Joi Page and Ronald W. Page or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Deutsche Bank National Trust Company, as Trustee for the Pooling and Servicing Agreement dated as of June 1, 2006 Morgan Stanley ABS Capital I Inc. Trust 2006-HE5 Mortgage Pass-Through Certificates, Series 2006-HE5 as attorney in fact for Joi Page and Ronald W. Page, Richard B. Maner, P.C., 5775 Glenridge Drive, Building D, Suite 100, Atlanta, GA 30328, (404)252-6385. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from J. H. Duncan Oil, Inc. to Robert E. Rogers and Lyubov Rogers dated November 27, 2007, recorded among Rabun County, Georgia Records in Deed Book A33, Page 187, same being transferred and assigned to Community Bank & Trust dated May 28, 2008, recorded among Rabun County, Georgia Records in Deed Book V33, Page 600, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in June, 2012 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for J. H. Duncan Oil, Inc. the following described property: All that tract or parcel of land lying and being in Land Lot 24 of the 5th Land District, Rabun County, Georgia, consisting of 2.636 acres more particularly described on a plat of survey prepared by T. Lamar Edwards, GRLS 1837 dated October 18, 2007 and recorded in Plat Book 55, page 173 of the Rabun County plat records. Said plat and the record of same being incorporated herein by reference for a more full and complete description of the property described herein. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is J. H. Duncan Oil, Inc. or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for J. H. Duncan Oil, Inc. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kathryn L. Singer to Washington Mutual Bank, FA dated June 12, 2007 in the amount of $124,000.00, and recorded in Deed Book F32, Page 547, Rabun County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2012 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 94 of the Second Land District of Rabun County, Georgia and being Lots 16-19, Block 6 of Sylvan Lake Falls Subdivision, consisting of 0.66 acre and being more particularly described upon that certain plat of survey prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated November 13, 2006 and recorded in Plat Record 58-31, Clerks Office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed. The property herein conveyed is subject to those restrictive covenants recorded in Deed Book U-3, Page 126, Deed Book W-22, Page 5, and any and all amendments and modifications thereto of record. In addition, this conveyance is made subject to that certain easement to Sylvan Falls, Inc. for the installation, use, maintenance and repair of a water pipeline across the property. Conveyed herewith is a non-exclusive right of ingress and egress over and across that driveway which extends from that road now or formerly known as Taylors Chapel Road to the above-described property. Said easement is now known as Sweetgum Lane and shall not be an exclusive right, but shall be used in common with the owner of Lots 13-15 as shown upon the above-reference plat of survey. Further, conveyed herewith is non-exclusive, perpetual easement for ingress and egress over and across the subdivision roads of Sylvan Lake Falls Subdivision from and to the public road system, to and from Lots 16-19, which has the property address of 226 Taylors Chapel Road, Rabun Gap, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Kathryn L. Singer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. JPMorgan Chase Bank, National Association Attorney in Fact for Kathryn L. Singer. McCurdy & Candler, L.L.C., (404) 373-1612 www.mccurdycandler.com, File No. 09-25152 /FHLMC/kcarr. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Richard P. Sanczel and Beverly I. Sanczel to Bank of America, N.A. in the original principal amount of $184,500.00 dated 10/26/2007, and recorded in Deed Book V-32, page 493, Rabun County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of June, 2012 by Bank of America, N.A., as Attorney-in-Fact for Richard P. Sanczel and Beverly I. Sanczel the following described property: All that certain lot, tract or parcel of land situate, lying and being in Land Lot 37 of the Fifth Land District of Rabun County, Georgia, known as Lot Number Three (3), Tiger View Subdivision, according to a plat of said subdivision prepared by Samuel L. Duvall, Registered Land Surveyor No. 2295, dated May 21, 2001, revised June 27, 2001, recorded in Plat Book 46, Page 150, in the Office of the Clerk of the Superior Court of Rabun County, Georgia. Reference is hereby has and made to said plat and record of the same for a full and complete description of the property herein described. The above described tract of land is conveyed is subject to that certain Declaration of Tiger View Subdivision which is recorded in Deed Book B-21, Page 76, aforesaid records. The property herein conveyed is subject to that Georgia Power Easement recorded in Deed Book D-21, Page 451, Clerk’s office, Rabun Superior Court. Further, the property herein conveyed is subject to a Sewer Line Easement from Clyde Arrendale English to the Town of Tiger, Georgia that is dated April 30, 1997 and is recorded in Deed Book Z-17, Page 422, aforesaid records. The Grantor also conveys unto the Grantees, their heirs, successors and assigns a perpetual, non-exclusive easement over and across the area of the drive designated as an easement for ingress, and egress to and from the above-described lands, the location of said easement and drive being more fully shown upon the above referenced plat of survey. Further, the property herein conveyed is subject to that perpetual, non-exclusive easements over and across that area of the drive designated as an easement for ingress and egress to and from the adjacent property, specifically, Lot 4, as shown upon the above reference plat of survey. The property herein conveyed abuts Bridge Creek Road, a public road. Property known as: 237 Bridge Creek Rd, Tiger, GA 30576. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Bank of America, N.A. Attn: Loss Mitigation, P. O. Box 5170, MS SV314B Simi Valley, CA 93065, PHONE: 800-669-6650. Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Richard P. Sanczel and Beverly I. Sanczel. Bank of America, N.A., as Attorney-in-fact for Richard P. Sanczel and Beverly I. Sanczel. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C. South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088, www.penderlaw.com. Our File No. 12-02092.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Theodore C. Fisher to ABN AMRO Mortgage Group, Inc. in the original principal amount of $54,500.00 dated 08/05/2004, and recorded in Deed Book U26, page 125, Rabun County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of June, 2012 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Theodore C. Fisher the following described property: All that tract or parcel of land lying and being in a part of Clayton Terrance Subdivision and being Lot 15 in Block 3 of said subdivision according to the plat thereof, recorded in Plat Book 5, Page 172 in the office of the Superior Court, Rabun County, Georgia Deed Records. Said tract or parcel of land is also described in a deed from William Asbury Craft and Jane D Craft to Luther Blake Craft, dated February 17, 1976 and recorded in Deed Book X-S, Page 51, aforesaid records, herein referred to for further description of said lands and subject to any valid restrictions mentioned therein. Property known as: 140 Hillside Dr, Clayton, GA 30525. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc., 1000 Technology Drive, O'Fallon, MO 63368 PHONE: 866-272-4749. Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Theodore C. Fisher. CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Theodore C. Fisher. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088

www.penderlaw.com. Our File No. 12-03918.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Clarence C. Decker and Helen M. Decker to Mortgage Electronic Registration Systems, Inc. as nominee for Quicken Loans, Inc., its successors and assigns. dated August 10, 2007 in the amount of $200,800.00, and recorded in Deed Book P32, Page 392, Rabun County, Georgia Records; as last transferred to Aurora Bank FSB by assignment; the undersigned, Aurora Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2012 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lots 20 and 21 of the Fifth Land District of Rabun County, Georgia, as shown on that certain Plat of Survey prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated February 5, 2004 and recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 51, Page 127. Reference is had and made to said plat and record of the same for a full and complete description to the property herein described, which has the property address of 201 Buckshot Ln, Tiger, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Clarence C. Decker and Helen M. Decker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Aurora Bank FSB Attorney in Fact for Clarence C. Decker and Helen M. Decker, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com. File No. 11-16871 /CONV/efisher THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

5-10,17,24,31

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF FORECLOSURE OF THE RIGHT TO REDEEM

TO: Whom It May Concern

This is Notice that (Danny Joe Crutchfield and Lisa Ann Crutchfield) hereby intend to Forever Foreclosure the Right of Redemption on that tract or parcel of land known as (all that parcel of land lying and being a part of Land Lot 195, of the 2nd Land District, of Rabun County, Georgia, more fully described as follows: Being Subdivision Lot 33, Part 1, Mid Woods Area of Sky Valley Subdivision, as shown on a plat drawn by James A. Long, Georgia Registered Surveyor Number 1579, dated May 23, 1971, and recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia, in Plat Book 8, Page 149. As described in deed Book Y27, Page 417. Further described as Map and Parcel 058A 491.) This is notice to (Daniel Rodriguez, Juan C Merlo), Occupant, All the World and anyone holding right, title or interest in or lien upon this property from (Danny Joe Crutchfield and Lisa Ann Crutchfield) by the payment of the redemption price or the amount required for redemption, as fixed and provided for in Code O.C.G.A. § 48-4-42, on or before (June 24, 2012) at the address shown below. Any claim or redemption not filed by this date shall stand forever barred. The Sheriff’s Deed to which this notice relates is dated (March 1, 2011), and is recorded in the office of the Clerk of the Court of (Rabun) County in Deed Book C37, Page 504. Danny Joe Crutchfield, Lisa Ann Crutchfield, 4170 Fairhill Way,, Tallahassee, FL 32309, 850-510-7364. Please be governed accordingly.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF FORECLOSURE OF THE RIGHT TO REDEEM

TO: Whom It May Concern

This is Notice that (Danny Joe Crutchfield and Lisa Ann Crutchfield) hereby intends to Forever Foreclosure the Right of Redemption on that tract or parcel of land known as (all that parcel of land lying and being in Land Lot 168, of the 2nd District, of Rabun County, Georgia being Lot 25, Part 1, Alex Mountain Area, as more particularly described on a plot of survey recorded in Plat Book 16, page 228, records of Rabun County, Georgia, as described in Deed Book M30, Page 93. Further described as Map and Parcel 058C 174.) This is notice to (Daniel Rodriguez), Occupant, All the World and anyone holding right, title or interest in or lien upon this property that he may redeem the property from (Danny Joe Crutchfield and Lisa Ann Crutchfield) by the payment of the redemption price or the amount required for redemption, as fixed and provided for in Code O.C.G.A. § 48-4-42, on or before (June 24, 2012) at the address shown below. Any claim or redemption not filed by this date shall stand forever barred. The Sheriff’s Deed to which this notice relates is dated (March 1, 2011), and is recorded in the office of the Clerk of the Court of (Rabun) County in Deed Book C37, Page 508. Danny Joe Crutchfield, Lisa Ann Crutchfield, 4170 Fairhill Way,, Tallahassee, FL 32309, 850-510-7364. Please be governed accordingly.

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NOTICE

GEORGIA, RABUN COUNTY PROBATE COURT

TO: Robert Witholder

Clive McCormick has petitioned to be appointed Administrator of the estate of Melinda McCormick, deceased, of said County. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objection, and must be filed with the court on or before June 11, 2012. All pleadings/ objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following/address, telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, 706-782-3614.

5-17,24,31,6-7

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Elana Conley McClain, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 9th day of May, 2012. Witness my/our hand(s) and seal(s, on the day above written. (Kenneth Justin McClain acting as administrator of the Elana Conley McClain estate.) Address: 114 Fescue Ln, Rabun Gap, GA 30568, Telephone: 706-746-5466.

5-17,24,31,6-7

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A.

Plaintiff

CIVIL ACTION FILE NO: 2011-CV-583-S

vs.

IAN K. PERRYMAN and JENNIFER S. PERRYMAN

Defendants

NOTICE OF PUBLICATION

TO: IAN K. PERRYMAN and JENNIFER S. PERRYMAN

By Order for Service by Publication dated the 7th day of May, 2012, you are hereby notified that on the 16th day of December, 2011, SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., filed suit against you for a Report of Sale and Application for Approval of Confirmation and Foreclosure Sale,. You are required to appear before Judge Russell W. Smith on the 10th day of July, 2012 at 9:00 o’clock, a.m.,in the Rabun County Superior Court in Clayton, Georgia, to show cause as to why Plaintiff’ prayers for relief should not be granted. You may retrieve a copy of the Complaint (Report of Sale) from the Clerk of this Court or may contact Plaintiff’s counsel, M. Keith York, 1070 South Main Street, PO Box 38, Cornelia, Georgia, 30531; (706) 778-6823. WITNESS the Honorable Russell W. Smith, Judge of this Superior Court. This 9th day of May, 2012. Holly E. Henry-Perry, Clerk of Superior Court.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Patricia A. Stever, deceased,are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 11th day of May , 2012. Witness my/our hand(s) and seal(s), on the day above written. (Hilton K. Newman acting as executor of the Patricia A. Stever estate.) Address: 2405 Bonaire Drive, Hendersonville, NC 28739, Telephone: 828-693-4862.

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NOTICES OF INCORPORATION

Notice is given that articles of incorporation which will incorporate Rabun County Fair Association, Inc. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code (O.C.G.A. §14-2-201.1). The initial registered office of the corporation will be located at 41 Jo Dotson Circle, Clayton, GA 30525, and its initial registered agent is Donna Young, whose mailing address is 41 Jo Dotson Circle, Clayton, GA 30525. J. David Smith, LLC,m “Attorney for Incorporator”.

5-24,31

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Schley Howard Burrell, Sr., deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 15 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Michael Travis Burrell acting as Executor of the Schley Howard Burrell, Sr. estate.), Address: 11687 Gorham Avenue #405, Los Angeles CA 90049, Telephone: (310) 339-5067.

5-24,31,6-7,14

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Burl Vannoy Brown, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Gregory Randall Brown, Sr. acting as Executor of the Burl Vannoy Brown estate.), Address: 475 Pinnacle Drive, Clayton, GA 30525, Telephone: 706-982-0600.

5-24,31,6-7,14

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Margaret Powell Brown, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Gregory Randall Brown, Sr. acting as Executor of the Margaret Powell Brown estate.), Address: 475 Pinnacle Drive, Clayton, GA 30525, Telephone: 706-982-0600.

5-24,31,6-7,14

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NOTICE OF COUNTY ORDINANCE

Notice is hereby given that the Rabun County Board of Commissioners shall consider at it’s regular monthly meeting to be held at 6:00 p.m. on Tuesday, June 26, 2012, in the court room of the Rabun County Courthouse, 25 Courthouse Square, Clayton, Georgia, 30525 on the second reading; the adoption of an ordinance. This ordinance pertains to:

AN ORDINANCE PROVIDING FOR A LEVY OF TAX FOR FINANCIAL INSTITUTIONS; PROVIDING FOR A MINIMUM TAX FOR FINANCIAL INSTITUTIONS; PROVIDING FOR FILING OF RETURN FOR FINANCIAL INSTITUTIONS; PROVIDING DUE DATE OF TAX FOR FINANCIAL INSTITUTIONS; AND PROVIDING WHEN SUCH ORDINANCE SHALL BECOME EFFECTIVE. At said meeting, the Board of Commissioners will discuss, consider and receive public input concerning the proposed Ordinance amendment. A copy of said Ordinance amendment is on file for public inspection at the Office of the Clerk of Rabun County Superior Court for the purpose of examination and inspection by the public and also at the Office of the Clerk of Rabun County Commissioners, Rabun County Courthouse, Clayton, Georgia.

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NOTICE

PROBATE COURT OF RABUN COUNTY

RE: PETITION OF Stephanie Frederick FOR DISCHARGE AS Executrix OF THE ESTATE OF Doris Stephens Powell, DECEASED.

TO: The beneficiaries under the will, and to whom it may concern:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before June 11, 2012. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Sq., Suite 215, Clayton, GA 30525, Telephone Number: (706) 782-3614.

5-31

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

DESIRE WOOD and PEPE CUEVAS,

Petitioner

CIVIL ACTION FILE NO: 2012-CV-0160-S

IN RE: JOSE ALEXANDER CUEVAS and JOHN TALAN CUEVAS

NOTICE OF FILING PETITION FOR NAME CHANGE

On April 23, 2012, Petitioners Desire Wood and Pepe Cuevas filed a Petition for Name Change in the Superior Court o Rabun County, Georgia. Said petition seeks to change the names of the Petitioners’ minor children named Jose Alexander Cuevas and John Talan Cuevas to Alexander Cuevas Adams and Talan Cuevas Adams. Any interested or affected party shall have the right to appear and to file objections in this matter. L. Allyn Stockton, Jr., Attorney, GA Bar No: 682909

5-31,6-7,1421

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Doyle C,Smith, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 22 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Michael T. Smith acting as Executor of the Doyle C. Smith estate.) Address: 7 Lumpkin Street, Lawrenceville GA 30046, Telephone: 770-513-1200.

5-31,6-7,14,21

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