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November 23, 2014
Clayton Legals 5.30.13
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GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Sheryl Anne Fahmie to Community Bank & Trust dated August 25, 2005, recorded among Rabun County, Georgia Records in Deed Book R-28, Page 272, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in June, 2013 by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Sheryl Anne Fahmie the following described property: All that tract or parcel of land lying and being in Land Lot 24 and 36 of the Fifth Land District of Rabun County, Georgia and being Tract A consisting of 1.60 acres as more particularly described upon that certain plat of survey prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, dated September 28, 1995, last revised on November 1, 2000, which is recorded in Plat Book 45, Page 227, Clerk’s Office, Rabun County Superior Court. Reference is had and made to said plat of survey for a full and complete description of the property herein conveyed. Also conveyed is a road right-of-way easement for purposes of ingress and egress more particularly described in that Warranty Deed recorded in Deed Book U-11, Page 107, Rabun County Records. Said lot is conveyed SUBJECT TO the restrictions recorded in Deed Book Z-10, Page 273 and Deed Book L-6, Page 763, Clerk’s Office, Rabun Superior Court. Conveyed herewith is a non-exclusive perpetual easement over and across that drive extending from Old U.S. Highway 441 to the above-described Tract A for the purpose of ingress and egress. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. The entity with full authority to negotiate, amend and modify all terms of the mortgage with Debtor is SCBT d/b/a CBT, a Division of SCBT, 448 North Main Street, Cornelia, Georgia, 30531; phone number 706-894-4107. To the best of the undersigned's knowledge and belief, the party in possession is Sheryl Anne Fahmie or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Sheryl Anne Fahmie. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531. (706) 778-6823

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Justin Tyson to Mortgage Electronic Registration Systems, Inc. as nominee for Wachovia Mortgage Corporation dated January 15, 2008, and recorded in Deed Book D33, Page 388, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $126,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, June 4, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the Fifth Land District of Rabun County, Georgia, and being Lot 1-H containing 0.76 acre as more particularly described according to that certain plat of survey dated December 21, 1986, prepared by William F. Rolader, Georgia Registered Surveyor No. 2042, said plat being recorded in Plat Book 24, page 102, in the office of the Clerk of Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Said property is known as 407 Joe Davis Road, Tiger, GA 30576, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Justin Tyson, a/k/a Justin A. Tyson, successor in interest or tenant(s). Wells Fargo Bank, N.A. as Attorney-in-Fact for Justin Tyson. File no. 12-031956. SHAPIRO, SWERTFEGER & HASTY, LLP*, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341-3941. (770) 220-2535/KB, www.swertfeger.net, *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF Rabun

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated December 31, 2008, executed by Charles Dale Speed and Donna Sue Speed to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., recorded in Deed Book M-34, Page 197, Rabun County, Georgia Deed Records, and securing a Note in the original principal amount of $156,100.00, said Security Deed last having been assigned to Cenlar FSB, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in June, 2013, to-wit: June 4, 2013, during the legal hours of sale, before the Rabun County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 26 of the Second Land District of Rabun County, Georgia and being Tract 1 containing 2.23 acres as more particularly described upon that certain plat of survey prepared by William R. Rolader, Georgia Registered Land Surveyor No. 2042, dated April 27, 1993, which is recorded in Plat Book 42, Page 38, Clerk's office, Rabun County Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed. Conveyed herewith is a non-exclusive, perpetual easement for ingress and egress along that ten (10) foot gravel drive which extends from Warwoman Road, crosses the middle of Tract 1 and then runs along the property line between Tract 1 and Tract 2 as shown upon the above described plat of survey. Said easement is currently in use and the above-described Tract 1 is conveyed subject to the rights of others to use, maintain and repair said easement including the current owner of Tract 2, John Lewis Speed, his heirs, successors and or assigns. The Western boundary line of the subject property is the center line of a branch, as same is shown upon the above-referenced plat of survey. Therefore, said boundary line is subject to the meanderings of the branch. The property herein conveyed is subject to the rights of upper and lower riparian owners in and to the use of the waters of Warwoman Creek and the natural flow thereof, free from diminution or pollution. The property herein conveyed is conveyed with those rights and subject to those obligations more particularly described in that certain Easement and Joint Road Use Agreement of even date hereof recorded in Deed Book I-32, Pages 350 - 352, Clerk's office, Rabun Superior Court. The property herein conveyed is subject to that Right of Way Deed recorded in Deed Book Z-2, Page 403, Rabun County Records. The property herein conveyed is subject to those Georgia Power Easements recorded in Deed Book R-2, Page 331 and Deed Book Z-2, Page 264, Rabun County Records. The aforedescribed real property is also known as 3058 Warwoman Road, Clayton, GA 30525, according to the present system of numbering houses in Rabun County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Cenlar FSB, 425 Phillips Boulevard, Ewing, NJ 08618. The telephone number is 1-800-242-7178. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Charles Dale Speed and Donna Sue Speed and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. Cenlar FSB as Attorney-in-Fact for CHARLES DALE SPEED and DONNA SUE SPEED. David W. Adams, Esquire. Ellis, Painter, Ratterree & Adams LLP, 2 East Bryan Street, Suite 1001, Savannah, Georgia 31401. (912) 233-9700. THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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GEORGIA, Rabun COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt and Security Agreement from Carl W. Seaman to Community Bank and Trust dated December 12, 2008, recorded January 5, 2009, in Deed Book L34, Pages 510-515, Rabun County, Georgia Deed records, held by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in June, 2013 by SCBT d/b/a CBT, a Division of SCBT, as Attorney-in-Fact for Carl W. Seaman the following described property: All that tract or parcel of land lying and being in Land Lot 184 of the Thirteenth Land District of Rabun County, Georgia, being more particularly described as Tract 1 containing 1.802 acres as depicted on that certain plat of survey dated December 5, 2008, prepared by Lovell, Duvall, Miller & Associates, Georgia Registered Land Surveyors, recorded at Plat Book 59, page 413, in the Office of the Clerk of Superior Court of Rabun County, Georgia which plat is incorporated by reference herein. Together with and subject to the right of easement of ingress and egress as shown on the referenced plat. LESS AND EXCEPT: That parcel of land known as the “reservoir lot,” said lot being seventy five feet square and being conveyed, together with a right of ingress and egress thereto, by deed from Tiger Sand Company, Inc. to the Town of Tallulah Falls, Georgia, dated May 3, 1943, recorded in Deed Book P-2, page 479, in the Office of the Clerk of the Superior Court of Rabun County, Georgia, which “reservoir lot” is shown in that certain plat of survey dated January 25, 1989, prepared by William F. Rolander, Georgia Land Surveyor No. 2042 and recorded in Plat Book 26, page 296, Clerk’s Office, Rabun County Superior Court. Reference to said plat being for the express purpose of incorporating its description herein. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed to Secure Debt first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Carl W. Seaman or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT as Attorney-in-fact for Carl W. Seaman. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Smith, Gilliam, Williams & Miles, P.A., P.O. Box 1098, Gainesville, GA 30503 (T) 770-536-3381

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF RABUN

Under and by virtue of the power of sale contained with that certain Security Deed dated August 15, 2006, from Milton B. Hancock, Jr. and Antoina A. Babb to Mortgage Electronic Registration Systems, Inc as nominee for First Horizon Home Loan Corporation, recorded on September 19, 2006 in Deed Book T30 at Page 4-22, Rabun County, Georgia Records, having been last sold, assigned, transferred and conveyed to First Horizon Home Loans a division of First Tennessee Bank National Association by Assignment and said Security Deed having been given to secure a note dated August 15, 2006, in the amount of $154,400.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Rabun County, Georgia, on June 4, 2013, the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 186 OF THE 5TH LAND DISTRICT OF RABUN COUNTY, GEORGIA CONTAINING 0.99 ACRES AND BEING LOT 3, BLOCK A OF LAUREL RIDGE SUBDIVISION, AS SHOWN ON PLAT OF SURVEY DATED OCTOBER 12, 1978, PREPARED BY T. LAMAR EDWARDS, GEORGIA RLS NO. 1837, SAID PLAT BEING RECORDED IN PLAT BOOK 13, PAGE 261, CLERK'S OFFICE, RABUN COUNTY SUPERIOR COURT, REFERENCE TO SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF. THE ABOVE- DESCRIBED PROPERTY IS CONVEYED SUBJECT TO COVENANTS, CONDITIONS AND RESTRICTIONS DATED OCTOBER 31, 1978 FILED FOR RECORD FEBRUARY 22, 1979 AND RECORDED FEBRUARY 27, 1979 IN DEED BOOK Z-6, PAGE 615-632, CLERK'S OFFICE, RABUN COUNTY SUPERIOR COURT. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Rabun Views, LLC. The property, being commonly known as 609 Long Laurel Ridge Drive, Lakemont, GA 30552 in Rabun County, will be sold as the property of Rabun Views, LLC, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A. Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Nationstar Mortgage, 350 Highland Drive, Lewisville, TX 75067, 469-549-3019 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for First Horizon Home Loans a division of First Tennessee Bank National Association as Attorney in Fact for Milton B. Hancock, Jr. and Antoina A. Babb 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 A-FN4383939

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ADOPTION

NOTICE OF TERMINATION OF PARENTAL CLAIMS AND

POTENTIAL RIGHTS

TO: Cynthia Rena Bray

You are notified that in February, 2013, a Petition for Adoption was filed in the Superior Court of Rabun County, Georgia, Civil Action No.S-13-3-2A , for the purpose of adoption of a minor male child, J.H.W. born July 11, 1999. You are advised that you will lose all rights to said child and will neither receive notice nor be entitled to object to the adoption unless within thirty days of the publication of this notice you a) file a petition to legitimate this child pursuant to O.C.G.A. Section 19-7-22; b) file a notice of the filing of said petition to legitimate with the Oglethorpe County Superior Court; and c) provide notice of the filing of said petition to legitimate to Susanne F. Burton, Attorney for Petitioner, P. O. Box 166, Lexington, Ga 30648.

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NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by JUDY HARVILL and MORGAN HARVILL to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for AMERICA`S WHOLESALE LENDER, dated September 7, 2005 and filed for record September 22, 2005 in Deed Book V28, Page 23, Rabun County, Georgia records, and securing a Note in the original principal amount of $756,000.00; last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2005-24, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-24 by Assignment, filed for record in Deed Book N39, Page 288, Rabun County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Rabun County, Georgia, between the legal hours of sale on the first Tuesday in June, 2013, by The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, INC., CHL Mortgage Pass-Through Trust 2005-24, Mortgage Pass-Through Certificates, Series 2005-24 as Attorney-in-Fact for JUDY HARVILL and MORGAN HARVILL the following property to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 131 OF THE 13TH LAND DISTRICT OF RABUN COUNTY, GEORGIA END BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN ON THE WEST SIDE OF BRANDON MILL ROAD ONE AND THREE-TENTHS (1 3/10) MILES (MEASURED ALONG THE CENTERLINE OF SAID ROAD) TO THE INTERSECTION OF BEAR GAP ROAD; THE BEGINNING POINT BEING ON THE SOUTHERN PROPERTY LINE NOW OR FORMERLY OF DR. CLIFFORD COLE. THE BEGINNING POINT THUS ESTABLISHED RUN WEST 110.0 FEET TO AN IRON PIN ON THE SHORELINE OF LAKE RABUN; RUNNING THENCE SOUTH 9 DEGREES WEST 19.3 FEET AND SOUTH 6 DEGREES 08 MINUTES EAST 116.5 FEET ALONG AND WITH THE SHORELINE OF LAKE RABUN; THENCE LEAVING SAID LAKE AND RUNNING EAST 70 FEET TO A POINT, THENCE RUNNING NORTH 50 DEGREES EAST 80 FEET TO A POINT IN THE WEST SIDE OF BRANDON MILL ROAD RIGHT-OF-WAY; THENCE RUNNING ALONG AND WITH THE MEANDERS OF BRANDON MILL ROAD RLGHT-OF-WAY IN A NORTHERLY DIRECTION APPROXIMATELY 80 FEET TO THE SAID IRON PIN BEGINNING POINT; SAID PROPERTY BEING MORE PARTICULARLY DESCRIBED AND DELINEATED BY PLAT DRAWN BY R. L. RHINEHART, REGISTERED LAND SURVEYOR #1476. TOGETHER WITH RIGHT TO LAY WATER LINE FROM A SPRING FED STREAM ACROSS BRANDON MILL ROAD FROM ADJACENT PROPERTY, AS MORE FULLY SET FORTH IN THAT CERTAIN WARRANTY DEED FROM R. PARK ELLIS TO DORIS L. WARREN, DATED JUNE 30, 1974, RECORDED AT DEED BOOK E4, PAGE 575, AFORESAID RECORDS. The above described property is also known as 5440 BRANDON MILL ROAD, LAKEMONT, GA 30552. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Bank of America, N.A., Home Loan Assistance Dept., 7105 Corporate Drive, Plano, TX 75024, 1-800-669-6650. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, INC., CHL Mortgage Pass-Through Trust 2005-24, Mortgage Pass-Through Certificates, Series 2005-24, as Attorney-in-Fact for JUDY HARVILL and MORGAN HARVILL. SHUPING, MORSE & ROSS, L.L.P., By: S. Andrew Shuping, Jr., 6259 Riverdale Road, Suite 100, Riverdale, GA 30274, 770-991-0000. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas W Gillespie, Jr. and Donna F Gillespie to Mortgage Electronic Registration Systems, Inc., dated October 31, 2008, recorded in Deed Book H34, Page 447, Rabun County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book D38, Page 500, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($268,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in June, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Donna F Gillespie and Thomas W. Gillespie or a tenant or tenants and said property is more commonly known as 14 Prime Hill Dr, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Thomas W Gillespie, Jr. and Donna F Gillespie McCalla Raymer, LLC, 1544 Old Alabama Road Roswell, Georgia 30076. www.foreclosurehotline.net. MR/rbh1 6/4/13. Our file no. 5176313-FT7. EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 22 of the Second Land District, City of Clayton, Rabun County, Georgia and being 1.44 acres more particularly described on a plat of survey prepared by T. Lamar Edwards, GRLS No. 1837 dated July 3, 2007 and recorded in Plat Book 55, page 196 of the Rabun County plat records. Said plat and the record of the same being incorporated herein by reference for a more full and complete description of the property described herein. MR/rbh1 6/4/13 Our file no. 5176313 - FT7

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by R Charles Arnold, Jr. to SunTrust Mortgage, Inc., dated April 8, 2003, recorded in Deed Book D-24, Page 11, Rabun County, Georgia Records, as last transferred to Federal National Mortgage Association by assignment recorded in Deed Book A38, Page 114, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($100,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in June, 2013, the following described property:All that tract or parcel of land lying and being in Land Lot 22 of the Second Land District of Rabun County, Georgia, containing 0.44 acre as more fully described on that certain plat of survey prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, dated October 25, 1979, revised November 15, 1979, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 15, page 245. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Seterus, Inc. holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association (“Fannie Mae”). »Seterus, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is R Charles Arnold, Jr. and Paula Arnold or a tenant or tenants and said property is more commonly known as 144 Rose Circle, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Federal National Mortgage Association as Attorney in Fact for R Charles Arnold, Jr. Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/at6 6/4/13 Our file no. 1236712-FT1

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Bessie Faye Bell, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 29th day of April 2013. Witness my/our hand(s) and seal(s), on the day above written. (James W. Bell and Gerald D. Bell acting as Co-Executors of the Bessie Faye Bell estate.) Address: 103 Paul Smith Road, Covington, GA 30014, Telephone: 770-784-5604.

5-16,23,30, 6-6

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Donald E. Bell, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 29th day of April 2013. Witness my/our hand(s) and seal(s), on the day above written. (James W. Bell and Gerald D. Bell acting as Co-Executors of the Donald E. Bell estate.) Address: 103 Paul Smith Road, Covington, GA 30014, Telephone: 770-784-5604.

5-16,23,30, 6-6

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

CASE #2013-CV-0170-S

IN RE PETITION OF: KATHRYN BUCKLEY SMITH

PUBLIC NOTICE

Notice is hereby given that Kathryn Buckley Smith has filed a petition in the Superior Court of Rabun County on the 6th day of May, 2013, for an order changing her name from Kathryn Buckley Smith to Kathryn Janice Buckley. Any interested or affected party may file objections to the petition within thirty days from the date of filing said petition, else said Order shall be granted as prayed for. This the 6th day of May 2013. Holly E. Henry-Perry, Clerk of Superior Court, Rabun County, Georgia.

5-16,23,30, 6-6

gpn14

IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

SOVEREIGN FUNDING, LLC, Petitioner

Civil Action: File No. 2013CV0153-S

v.

A TRACT OF LAND, BEING KNOWN AS 179 BALD MOUNTAIN, SKY VALLEY, GEORGIA 30537 BEING TAX PARCEL NUMBER 058A005 AND As The Respective Interests May Be Or Appear: TENANT, OWNER OR OCCUPANT OF PROPERTY; MERCRIS INVESTMENT CORP. UNKNOWN PARTIES WITH ANY INTEREST IN SUBJECT PROPERTY; Respondents

NOTICE OF PUBLICATION

TO: a. Mercris Investment Corp

b.Unknown Parties with an Interest in the Subject Property

You are hereby notified that the above styled action seeking to cancel deed to real property known as 179 BALD MOUNTAIN, SKY VALLEY, GEORGIA 30537, Rabun County, Georgia, tax parcel identification number 058A005 was filed against you in the Superior Court of Rabun County on April 25, 2013, and that by reason of an order for service of summons by publication entered by the Court on 8th day of May, 2013, you are hereby commanded and required to file with the Clerk of said Court and serve upon John Ayoub or John Mansour, Attorneys at Law, whose address is 675 Seminole Ave., Suite 301, Atlanta, GA 30307 an Answer to the Complaint within sixty (60) days of the date of the order for publication. WITNESS, the Honorable Russell W. Smith, Judge of said Court. This the 8th day of May, 2013. Clerk of Superior Court.

5-16,23,30, 6-6

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Robert R. Keenan, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 20th day of May, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Jennifer Leah Keenan Smith acting as Administratrix of the Robert R. Keenan estate.) Address: 298 Carnation Lane, Clayton, GA 30525. Telephone: (706) 782-1981

5-23,30, 6-6,13

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IN THE PROBATE COURT OF RABUN COUNTY

STATE OF GEORGIA

IN RE: ESTATE OF Alvin Wayne Holt, DECEASED. ESTATE NO. 3898.

PETITION BY PERSONAL REPRESENTATIVE FOR WAIVER OF BOND AND/OR GRANT OF CERTAIN POWERS

NOTICE

Jolena Nichols Holt has petitioned for waiver of bond and/or for the grant of certain powers contained in O.C.G.A. §53-12-261 in regard to the above estate. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before June 17, 2013. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. (Contact probate court personnel at the address/telephone number listed below for the required amount of filing fees.) If any objections are filed, the Petition may be denied or a hearing will be scheduled for a later date). If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30525. Telephone Number: (706) 782-3614

5-23,30, 6-6,13

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NOTICE OF FORECLOSURE SALE

Georgia, Rabun County:

Because of default in the payment of a loan secured by a corrective deed to secure debt executed by Ridges of Rabun, LLC to Georgia Trust Bank, dated January 30, 2007, recorded December 21, 2007 in Deed Book B33, Page 231 with the original security deed being recorded February 2, 2007, in Deed Book L31, Page 596, as modified by Modifications recorded in Deed Book G33, Page 144; in Deed Book Q34, Page 251; and, in Deed Book Z35, Page 382; now being assigned to Community & Southern Bank by Assignment of Security Instruments and Other Loan Documents, recorded in Deed Book R38, Page 471, Rabun County Superior Court,  the undersigned has declared the full unpaid amount of the indebtedness referred to due and payable, and, acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in June, 2013, during the legal hours of sale at the courthouse in said County, sell at public outcry to the highest bidder for cash, the lands described in said deed, to-wit: All that tract or parcel of land lying and being in Land Lot 144 of the 2nd District of Rabun County, Georgia, and being 33.054 acres as shown on a plat of survey for Ridges of Rabun by Davidson Land Surveying, Inc., dated December 20, 2006, and being more particularly described as follows: BEGINNING at a 10 inch Oak located at the southeast corner of Lot 314 of the Ridges at Rabun and adjoining property of the United States of America; thence South 02 degrees 18 minutes 05 seconds East 1545.60 feet to the centerline of Ramey Road, along said centerline, thence South 52 degrees 36 minutes 57 seconds West 12.09 feet; South 47 degrees 52 minutes 47 seconds West 43.71 feet; South 52 degrees 59 minutes 53 seconds West 26.78 feet; South 75 degrees 47 minutes 50 seconds West 24.90 feet; North 75 degrees 32 minutes 45 seconds West 20.59 feet; North 18 degrees 30 minutes 09 seconds West 21.21 feet; North 15 degrees 09 minutes 56 seconds West 40.47 feet; North 24 degrees 57 minutes 14 seconds West 30.10 feet; North 46 degrees 19 minutes 17 seconds West 32.74 feet; North 58 degrees 29 minutes 01 seconds West 28.74 feet; North 55 degrees 46 minutes 16 seconds West 19.74 feet; North 26 degrees 15 minutes 26 seconds West 19.15 feet; North 19 degrees 52 minutes 40 seconds West 20.14 feet; North 22 degrees 48 minutes 38 seconds West 23.79 feet; North 43 degrees 17 minutes 36 seconds West 27.64 feet; North 65 degrees 25 minutes 03 seconds West 22.72 feet; South 86 degrees 56 minutes 20 seconds West 22.39 feet; South 72 degrees 21 minutes 19 seconds West 39.93 feet; South 88 degrees 32 minutes 43 seconds West 25.65 feet; North 68 degrees 29 minutes 03 seconds West 20.86 feet; North 56 degrees 25 minutes 59 seconds West 17.42 feet; North 46 degrees 43 minutes 05 seconds West 42.18 feet; North 40 degrees 09 minutes 45 seconds West 33.57 feet; North 28 degrees 44 minutes 35 seconds West 39.18 feet; North 30 degrees 24 minutes 59 seconds West 40.25 feet; North 38 degrees 35 minutes 54 seconds West 43.20 feet; North 52 degrees 42 minutes 58 seconds West 37.92 feet; North 67 degrees 42 minutes 25 seconds West 19.73 feet; North 80 degrees 11 minutes 25 seconds West 26.16 feet; South 89 degrees 05 minutes 22 seconds West 34.51 feet; South 71 degrees 21 minutes 45 seconds West 46.00 feet; South 74 degrees 00 minutes 33 seconds West 18.60 feet; North 89 degrees 11 minutes 16 seconds West 10.00 feet; North 65 degrees 16 minutes 30 seconds West 14.15 feet; North 35 degrees 30 minutes 27 seconds West 18.59 feet; North 14 degrees 31 minutes 10 seconds West 30.22 feet; North 24 degrees 04 minutes 09 seconds West 20.53 feet; North 47 degrees 54 minutes 45 seconds West 19.68 feet; North 71 degrees 42 minutes 05 seconds West 15.19 feet; South 88 degrees 03 minutes 39 seconds West 29.75 feet; North 88 degrees 44 minutes 53 seconds West 32.30 feet; North 71 degrees 24 minutes 59 seconds West 36.87 feet; North 62 degrees 49 minutes 02 seconds West 57.26 feet; North 80 degrees 51 minutes 14 seconds West 21.47 feet; South 72 degrees 07 minutes 03 seconds West 14.47 feet; South 48 degrees 09 minutes 38 seconds West 17.12 feet; South 30 degrees 10 minutes 19 seconds West 21.86 feet; South 28 degrees 32 minutes 14 seconds West 25.23 feet; South 38 degrees 42 minutes 49 seconds West 106.45 feet; South 48 degrees 45 minutes 39 seconds West 27.24 feet; South 61 degrees 03 minutes 44 seconds West 21.25 feet; South 81 degrees 55 minutes 23 seconds West 16.27 feet; North 75 degrees 00 minutes 29 seconds West 22.20 feet; North 53 degrees 55 minutes 53 seconds West 26.23 feet; thence leaving said waterline North 02 degrees 42 minutes 45 seconds East 1364.32 feet to an iron pin at the southwest corner of Lot 319 of the Ridges of Rabun; thence South 81 degrees 13 minutes 58 seconds East 482.06 feet to an iron pin; thence South 82 degrees 43 minutes 14 seconds East 537.82 feet to the 10 inch Oak located at the TRUE POINT OF BEGINNING; said survey is incorporated herein for a more full and complete description of said property. It is believed that the street address of the property is Rifle Range Rd., Rabun Gap, Georgia. Notice has been given by certified mail to the debtor in compliance with OCGA 44-14-162, et seq. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, boundary line agreements, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.  Said property also sold subject to the rights of tenant(s) in possession, if any, and all parties claiming by, through or under said tenant(s). It is believed by the undersigned that the person in possession of such property is Ridges of Rabun, LLC, or other tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation  and audit of the status of the loan with the holder of the security deed. The undersigned will execute a deed to the purchaser as authorized by the aforementioned loan deed. The following information is being provided in accordance with OCGA § 44-14-162.2. Community & Southern Bank, as assignee of the Federal Deposit Insurance Corporation, as receiver for Georgia Trust Bank, is the secured creditor under the security deed or deed to secure debt and loan being foreclosed. The following entity shall have full authority to negotiate, amend, and modify all terms of the above-described security deed and associated notes on behalf of the secured creditor: Community & Southern Bank, as assignee of the Federal Deposit Insurance Corporation, as receiver for Georgia Trust Bank, 3333 Riverwood Parkway, Suite 350, Atlanta, GA 30339; Telephone No.: (770) 832-3557, Attn: Foreclosures. OCGA § 44-14-162.2 states in pertinent part that, "nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument." THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This 23rd day of April, 2013. WIGGINS & CAMP, P.C., BY: DANIEL P. CAMP, ATTORNEY FOR

COMMUNITY & SOUTHERN BANK, ATTORNEY-IN-FACT FOR RIDGES OF RABUN, LLC. WIGGINS & CAMP, P. C., 128 Newnan Street, Carrollton, Georgia 30117, (770) 832-2482

5-9,16,23,30

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NOTICE OF INTENT TO DISSOLVE

On December 31, 2012 Aesculapian Institute Control #0050741 authorized the dissolution of the corporation. Approval of the members was not required. The undersigned does hereby certify a request for publication of the corporation’s intent to dissolve. In Witness Whereof, the undersigned has executed this Notice of Intent to Dissolve on May 14, 2013. Mark Woodhouse, President/CEO.

5-23,30

gpn18

IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF Joan G. Steele, DECEASED, ESTATE NO. 3907

AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT ON MAY 23, 2013, REQUIRING THE FOLLOWING: TO: Melvin Carruthers, any and all unknown heirs and any and all known heirs with unknown addresses. This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before June 24, 2013.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30525. Telephone Number (706) 782-3614

5-30, 6-6,13,20

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NOTICE

PROBATE COURT OF RABUN COUNTY

RE: PETITION OF Frances Hackett Taylor FOR DISCHARGE AS Executrix OF THE ESTATE of Joyce Patrick Hackett, DECEASED. TO; the beneficiaries under the will and to whom it may concern: This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before June 10, 2013. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number (706) 782-3614

5-30
Clayton Legals 5.30.13
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gpn11

GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Sheryl Anne Fahmie to Community Bank & Trust dated August 25, 2005, recorded among Rabun County, Georgia Records in Deed Book R-28, Page 272, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in June, 2013 by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Sheryl Anne Fahmie the following described property: All that tract or parcel of land lying and being in Land Lot 24 and 36 of the Fifth Land District of Rabun County, Georgia and being Tract A consisting of 1.60 acres as more particularly described upon that certain plat of survey prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, dated September 28, 1995, last revised on November 1, 2000, which is recorded in Plat Book 45, Page 227, Clerk’s Office, Rabun County Superior Court. Reference is had and made to said plat of survey for a full and complete description of the property herein conveyed. Also conveyed is a road right-of-way easement for purposes of ingress and egress more particularly described in that Warranty Deed recorded in Deed Book U-11, Page 107, Rabun County Records. Said lot is conveyed SUBJECT TO the restrictions recorded in Deed Book Z-10, Page 273 and Deed Book L-6, Page 763, Clerk’s Office, Rabun Superior Court. Conveyed herewith is a non-exclusive perpetual easement over and across that drive extending from Old U.S. Highway 441 to the above-described Tract A for the purpose of ingress and egress. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. The entity with full authority to negotiate, amend and modify all terms of the mortgage with Debtor is SCBT d/b/a CBT, a Division of SCBT, 448 North Main Street, Cornelia, Georgia, 30531; phone number 706-894-4107. To the best of the undersigned's knowledge and belief, the party in possession is Sheryl Anne Fahmie or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Sheryl Anne Fahmie. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531. (706) 778-6823

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Justin Tyson to Mortgage Electronic Registration Systems, Inc. as nominee for Wachovia Mortgage Corporation dated January 15, 2008, and recorded in Deed Book D33, Page 388, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $126,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, June 4, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the Fifth Land District of Rabun County, Georgia, and being Lot 1-H containing 0.76 acre as more particularly described according to that certain plat of survey dated December 21, 1986, prepared by William F. Rolader, Georgia Registered Surveyor No. 2042, said plat being recorded in Plat Book 24, page 102, in the office of the Clerk of Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Said property is known as 407 Joe Davis Road, Tiger, GA 30576, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Justin Tyson, a/k/a Justin A. Tyson, successor in interest or tenant(s). Wells Fargo Bank, N.A. as Attorney-in-Fact for Justin Tyson. File no. 12-031956. SHAPIRO, SWERTFEGER & HASTY, LLP*, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341-3941. (770) 220-2535/KB, www.swertfeger.net, *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

5-9,16,23,30

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STATE OF GEORGIA

COUNTY OF Rabun

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated December 31, 2008, executed by Charles Dale Speed and Donna Sue Speed to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., recorded in Deed Book M-34, Page 197, Rabun County, Georgia Deed Records, and securing a Note in the original principal amount of $156,100.00, said Security Deed last having been assigned to Cenlar FSB, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in June, 2013, to-wit: June 4, 2013, during the legal hours of sale, before the Rabun County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 26 of the Second Land District of Rabun County, Georgia and being Tract 1 containing 2.23 acres as more particularly described upon that certain plat of survey prepared by William R. Rolader, Georgia Registered Land Surveyor No. 2042, dated April 27, 1993, which is recorded in Plat Book 42, Page 38, Clerk's office, Rabun County Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed. Conveyed herewith is a non-exclusive, perpetual easement for ingress and egress along that ten (10) foot gravel drive which extends from Warwoman Road, crosses the middle of Tract 1 and then runs along the property line between Tract 1 and Tract 2 as shown upon the above described plat of survey. Said easement is currently in use and the above-described Tract 1 is conveyed subject to the rights of others to use, maintain and repair said easement including the current owner of Tract 2, John Lewis Speed, his heirs, successors and or assigns. The Western boundary line of the subject property is the center line of a branch, as same is shown upon the above-referenced plat of survey. Therefore, said boundary line is subject to the meanderings of the branch. The property herein conveyed is subject to the rights of upper and lower riparian owners in and to the use of the waters of Warwoman Creek and the natural flow thereof, free from diminution or pollution. The property herein conveyed is conveyed with those rights and subject to those obligations more particularly described in that certain Easement and Joint Road Use Agreement of even date hereof recorded in Deed Book I-32, Pages 350 - 352, Clerk's office, Rabun Superior Court. The property herein conveyed is subject to that Right of Way Deed recorded in Deed Book Z-2, Page 403, Rabun County Records. The property herein conveyed is subject to those Georgia Power Easements recorded in Deed Book R-2, Page 331 and Deed Book Z-2, Page 264, Rabun County Records. The aforedescribed real property is also known as 3058 Warwoman Road, Clayton, GA 30525, according to the present system of numbering houses in Rabun County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Cenlar FSB, 425 Phillips Boulevard, Ewing, NJ 08618. The telephone number is 1-800-242-7178. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Charles Dale Speed and Donna Sue Speed and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. Cenlar FSB as Attorney-in-Fact for CHARLES DALE SPEED and DONNA SUE SPEED. David W. Adams, Esquire. Ellis, Painter, Ratterree & Adams LLP, 2 East Bryan Street, Suite 1001, Savannah, Georgia 31401. (912) 233-9700. THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

5-9,16,23,30

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GEORGIA, Rabun COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt and Security Agreement from Carl W. Seaman to Community Bank and Trust dated December 12, 2008, recorded January 5, 2009, in Deed Book L34, Pages 510-515, Rabun County, Georgia Deed records, held by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in June, 2013 by SCBT d/b/a CBT, a Division of SCBT, as Attorney-in-Fact for Carl W. Seaman the following described property: All that tract or parcel of land lying and being in Land Lot 184 of the Thirteenth Land District of Rabun County, Georgia, being more particularly described as Tract 1 containing 1.802 acres as depicted on that certain plat of survey dated December 5, 2008, prepared by Lovell, Duvall, Miller & Associates, Georgia Registered Land Surveyors, recorded at Plat Book 59, page 413, in the Office of the Clerk of Superior Court of Rabun County, Georgia which plat is incorporated by reference herein. Together with and subject to the right of easement of ingress and egress as shown on the referenced plat. LESS AND EXCEPT: That parcel of land known as the “reservoir lot,” said lot being seventy five feet square and being conveyed, together with a right of ingress and egress thereto, by deed from Tiger Sand Company, Inc. to the Town of Tallulah Falls, Georgia, dated May 3, 1943, recorded in Deed Book P-2, page 479, in the Office of the Clerk of the Superior Court of Rabun County, Georgia, which “reservoir lot” is shown in that certain plat of survey dated January 25, 1989, prepared by William F. Rolander, Georgia Land Surveyor No. 2042 and recorded in Plat Book 26, page 296, Clerk’s Office, Rabun County Superior Court. Reference to said plat being for the express purpose of incorporating its description herein. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed to Secure Debt first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Carl W. Seaman or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT as Attorney-in-fact for Carl W. Seaman. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Smith, Gilliam, Williams & Miles, P.A., P.O. Box 1098, Gainesville, GA 30503 (T) 770-536-3381

5-9,16,23,30

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF RABUN

Under and by virtue of the power of sale contained with that certain Security Deed dated August 15, 2006, from Milton B. Hancock, Jr. and Antoina A. Babb to Mortgage Electronic Registration Systems, Inc as nominee for First Horizon Home Loan Corporation, recorded on September 19, 2006 in Deed Book T30 at Page 4-22, Rabun County, Georgia Records, having been last sold, assigned, transferred and conveyed to First Horizon Home Loans a division of First Tennessee Bank National Association by Assignment and said Security Deed having been given to secure a note dated August 15, 2006, in the amount of $154,400.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Rabun County, Georgia, on June 4, 2013, the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 186 OF THE 5TH LAND DISTRICT OF RABUN COUNTY, GEORGIA CONTAINING 0.99 ACRES AND BEING LOT 3, BLOCK A OF LAUREL RIDGE SUBDIVISION, AS SHOWN ON PLAT OF SURVEY DATED OCTOBER 12, 1978, PREPARED BY T. LAMAR EDWARDS, GEORGIA RLS NO. 1837, SAID PLAT BEING RECORDED IN PLAT BOOK 13, PAGE 261, CLERK'S OFFICE, RABUN COUNTY SUPERIOR COURT, REFERENCE TO SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF. THE ABOVE- DESCRIBED PROPERTY IS CONVEYED SUBJECT TO COVENANTS, CONDITIONS AND RESTRICTIONS DATED OCTOBER 31, 1978 FILED FOR RECORD FEBRUARY 22, 1979 AND RECORDED FEBRUARY 27, 1979 IN DEED BOOK Z-6, PAGE 615-632, CLERK'S OFFICE, RABUN COUNTY SUPERIOR COURT. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Rabun Views, LLC. The property, being commonly known as 609 Long Laurel Ridge Drive, Lakemont, GA 30552 in Rabun County, will be sold as the property of Rabun Views, LLC, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A. Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Nationstar Mortgage, 350 Highland Drive, Lewisville, TX 75067, 469-549-3019 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for First Horizon Home Loans a division of First Tennessee Bank National Association as Attorney in Fact for Milton B. Hancock, Jr. and Antoina A. Babb 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 A-FN4383939

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ADOPTION

NOTICE OF TERMINATION OF PARENTAL CLAIMS AND

POTENTIAL RIGHTS

TO: Cynthia Rena Bray

You are notified that in February, 2013, a Petition for Adoption was filed in the Superior Court of Rabun County, Georgia, Civil Action No.S-13-3-2A , for the purpose of adoption of a minor male child, J.H.W. born July 11, 1999. You are advised that you will lose all rights to said child and will neither receive notice nor be entitled to object to the adoption unless within thirty days of the publication of this notice you a) file a petition to legitimate this child pursuant to O.C.G.A. Section 19-7-22; b) file a notice of the filing of said petition to legitimate with the Oglethorpe County Superior Court; and c) provide notice of the filing of said petition to legitimate to Susanne F. Burton, Attorney for Petitioner, P. O. Box 166, Lexington, Ga 30648.

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NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by JUDY HARVILL and MORGAN HARVILL to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for AMERICA`S WHOLESALE LENDER, dated September 7, 2005 and filed for record September 22, 2005 in Deed Book V28, Page 23, Rabun County, Georgia records, and securing a Note in the original principal amount of $756,000.00; last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2005-24, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-24 by Assignment, filed for record in Deed Book N39, Page 288, Rabun County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Rabun County, Georgia, between the legal hours of sale on the first Tuesday in June, 2013, by The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, INC., CHL Mortgage Pass-Through Trust 2005-24, Mortgage Pass-Through Certificates, Series 2005-24 as Attorney-in-Fact for JUDY HARVILL and MORGAN HARVILL the following property to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 131 OF THE 13TH LAND DISTRICT OF RABUN COUNTY, GEORGIA END BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN ON THE WEST SIDE OF BRANDON MILL ROAD ONE AND THREE-TENTHS (1 3/10) MILES (MEASURED ALONG THE CENTERLINE OF SAID ROAD) TO THE INTERSECTION OF BEAR GAP ROAD; THE BEGINNING POINT BEING ON THE SOUTHERN PROPERTY LINE NOW OR FORMERLY OF DR. CLIFFORD COLE. THE BEGINNING POINT THUS ESTABLISHED RUN WEST 110.0 FEET TO AN IRON PIN ON THE SHORELINE OF LAKE RABUN; RUNNING THENCE SOUTH 9 DEGREES WEST 19.3 FEET AND SOUTH 6 DEGREES 08 MINUTES EAST 116.5 FEET ALONG AND WITH THE SHORELINE OF LAKE RABUN; THENCE LEAVING SAID LAKE AND RUNNING EAST 70 FEET TO A POINT, THENCE RUNNING NORTH 50 DEGREES EAST 80 FEET TO A POINT IN THE WEST SIDE OF BRANDON MILL ROAD RIGHT-OF-WAY; THENCE RUNNING ALONG AND WITH THE MEANDERS OF BRANDON MILL ROAD RLGHT-OF-WAY IN A NORTHERLY DIRECTION APPROXIMATELY 80 FEET TO THE SAID IRON PIN BEGINNING POINT; SAID PROPERTY BEING MORE PARTICULARLY DESCRIBED AND DELINEATED BY PLAT DRAWN BY R. L. RHINEHART, REGISTERED LAND SURVEYOR #1476. TOGETHER WITH RIGHT TO LAY WATER LINE FROM A SPRING FED STREAM ACROSS BRANDON MILL ROAD FROM ADJACENT PROPERTY, AS MORE FULLY SET FORTH IN THAT CERTAIN WARRANTY DEED FROM R. PARK ELLIS TO DORIS L. WARREN, DATED JUNE 30, 1974, RECORDED AT DEED BOOK E4, PAGE 575, AFORESAID RECORDS. The above described property is also known as 5440 BRANDON MILL ROAD, LAKEMONT, GA 30552. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Bank of America, N.A., Home Loan Assistance Dept., 7105 Corporate Drive, Plano, TX 75024, 1-800-669-6650. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, INC., CHL Mortgage Pass-Through Trust 2005-24, Mortgage Pass-Through Certificates, Series 2005-24, as Attorney-in-Fact for JUDY HARVILL and MORGAN HARVILL. SHUPING, MORSE & ROSS, L.L.P., By: S. Andrew Shuping, Jr., 6259 Riverdale Road, Suite 100, Riverdale, GA 30274, 770-991-0000. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas W Gillespie, Jr. and Donna F Gillespie to Mortgage Electronic Registration Systems, Inc., dated October 31, 2008, recorded in Deed Book H34, Page 447, Rabun County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book D38, Page 500, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($268,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in June, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Donna F Gillespie and Thomas W. Gillespie or a tenant or tenants and said property is more commonly known as 14 Prime Hill Dr, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Thomas W Gillespie, Jr. and Donna F Gillespie McCalla Raymer, LLC, 1544 Old Alabama Road Roswell, Georgia 30076. www.foreclosurehotline.net. MR/rbh1 6/4/13. Our file no. 5176313-FT7. EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 22 of the Second Land District, City of Clayton, Rabun County, Georgia and being 1.44 acres more particularly described on a plat of survey prepared by T. Lamar Edwards, GRLS No. 1837 dated July 3, 2007 and recorded in Plat Book 55, page 196 of the Rabun County plat records. Said plat and the record of the same being incorporated herein by reference for a more full and complete description of the property described herein. MR/rbh1 6/4/13 Our file no. 5176313 - FT7

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by R Charles Arnold, Jr. to SunTrust Mortgage, Inc., dated April 8, 2003, recorded in Deed Book D-24, Page 11, Rabun County, Georgia Records, as last transferred to Federal National Mortgage Association by assignment recorded in Deed Book A38, Page 114, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($100,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in June, 2013, the following described property:All that tract or parcel of land lying and being in Land Lot 22 of the Second Land District of Rabun County, Georgia, containing 0.44 acre as more fully described on that certain plat of survey prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, dated October 25, 1979, revised November 15, 1979, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 15, page 245. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Seterus, Inc. holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association (“Fannie Mae”). »Seterus, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is R Charles Arnold, Jr. and Paula Arnold or a tenant or tenants and said property is more commonly known as 144 Rose Circle, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Federal National Mortgage Association as Attorney in Fact for R Charles Arnold, Jr. Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/at6 6/4/13 Our file no. 1236712-FT1

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Bessie Faye Bell, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 29th day of April 2013. Witness my/our hand(s) and seal(s), on the day above written. (James W. Bell and Gerald D. Bell acting as Co-Executors of the Bessie Faye Bell estate.) Address: 103 Paul Smith Road, Covington, GA 30014, Telephone: 770-784-5604.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Donald E. Bell, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 29th day of April 2013. Witness my/our hand(s) and seal(s), on the day above written. (James W. Bell and Gerald D. Bell acting as Co-Executors of the Donald E. Bell estate.) Address: 103 Paul Smith Road, Covington, GA 30014, Telephone: 770-784-5604.

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

CASE #2013-CV-0170-S

IN RE PETITION OF: KATHRYN BUCKLEY SMITH

PUBLIC NOTICE

Notice is hereby given that Kathryn Buckley Smith has filed a petition in the Superior Court of Rabun County on the 6th day of May, 2013, for an order changing her name from Kathryn Buckley Smith to Kathryn Janice Buckley. Any interested or affected party may file objections to the petition within thirty days from the date of filing said petition, else said Order shall be granted as prayed for. This the 6th day of May 2013. Holly E. Henry-Perry, Clerk of Superior Court, Rabun County, Georgia.

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

SOVEREIGN FUNDING, LLC, Petitioner

Civil Action: File No. 2013CV0153-S

v.

A TRACT OF LAND, BEING KNOWN AS 179 BALD MOUNTAIN, SKY VALLEY, GEORGIA 30537 BEING TAX PARCEL NUMBER 058A005 AND As The Respective Interests May Be Or Appear: TENANT, OWNER OR OCCUPANT OF PROPERTY; MERCRIS INVESTMENT CORP. UNKNOWN PARTIES WITH ANY INTEREST IN SUBJECT PROPERTY; Respondents

NOTICE OF PUBLICATION

TO: a. Mercris Investment Corp

b.Unknown Parties with an Interest in the Subject Property

You are hereby notified that the above styled action seeking to cancel deed to real property known as 179 BALD MOUNTAIN, SKY VALLEY, GEORGIA 30537, Rabun County, Georgia, tax parcel identification number 058A005 was filed against you in the Superior Court of Rabun County on April 25, 2013, and that by reason of an order for service of summons by publication entered by the Court on 8th day of May, 2013, you are hereby commanded and required to file with the Clerk of said Court and serve upon John Ayoub or John Mansour, Attorneys at Law, whose address is 675 Seminole Ave., Suite 301, Atlanta, GA 30307 an Answer to the Complaint within sixty (60) days of the date of the order for publication. WITNESS, the Honorable Russell W. Smith, Judge of said Court. This the 8th day of May, 2013. Clerk of Superior Court.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Robert R. Keenan, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 20th day of May, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Jennifer Leah Keenan Smith acting as Administratrix of the Robert R. Keenan estate.) Address: 298 Carnation Lane, Clayton, GA 30525. Telephone: (706) 782-1981

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IN THE PROBATE COURT OF RABUN COUNTY

STATE OF GEORGIA

IN RE: ESTATE OF Alvin Wayne Holt, DECEASED. ESTATE NO. 3898.

PETITION BY PERSONAL REPRESENTATIVE FOR WAIVER OF BOND AND/OR GRANT OF CERTAIN POWERS

NOTICE

Jolena Nichols Holt has petitioned for waiver of bond and/or for the grant of certain powers contained in O.C.G.A. §53-12-261 in regard to the above estate. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before June 17, 2013. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. (Contact probate court personnel at the address/telephone number listed below for the required amount of filing fees.) If any objections are filed, the Petition may be denied or a hearing will be scheduled for a later date). If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30525. Telephone Number: (706) 782-3614

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NOTICE OF FORECLOSURE SALE

Georgia, Rabun County:

Because of default in the payment of a loan secured by a corrective deed to secure debt executed by Ridges of Rabun, LLC to Georgia Trust Bank, dated January 30, 2007, recorded December 21, 2007 in Deed Book B33, Page 231 with the original security deed being recorded February 2, 2007, in Deed Book L31, Page 596, as modified by Modifications recorded in Deed Book G33, Page 144; in Deed Book Q34, Page 251; and, in Deed Book Z35, Page 382; now being assigned to Community & Southern Bank by Assignment of Security Instruments and Other Loan Documents, recorded in Deed Book R38, Page 471, Rabun County Superior Court,  the undersigned has declared the full unpaid amount of the indebtedness referred to due and payable, and, acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in June, 2013, during the legal hours of sale at the courthouse in said County, sell at public outcry to the highest bidder for cash, the lands described in said deed, to-wit: All that tract or parcel of land lying and being in Land Lot 144 of the 2nd District of Rabun County, Georgia, and being 33.054 acres as shown on a plat of survey for Ridges of Rabun by Davidson Land Surveying, Inc., dated December 20, 2006, and being more particularly described as follows: BEGINNING at a 10 inch Oak located at the southeast corner of Lot 314 of the Ridges at Rabun and adjoining property of the United States of America; thence South 02 degrees 18 minutes 05 seconds East 1545.60 feet to the centerline of Ramey Road, along said centerline, thence South 52 degrees 36 minutes 57 seconds West 12.09 feet; South 47 degrees 52 minutes 47 seconds West 43.71 feet; South 52 degrees 59 minutes 53 seconds West 26.78 feet; South 75 degrees 47 minutes 50 seconds West 24.90 feet; North 75 degrees 32 minutes 45 seconds West 20.59 feet; North 18 degrees 30 minutes 09 seconds West 21.21 feet; North 15 degrees 09 minutes 56 seconds West 40.47 feet; North 24 degrees 57 minutes 14 seconds West 30.10 feet; North 46 degrees 19 minutes 17 seconds West 32.74 feet; North 58 degrees 29 minutes 01 seconds West 28.74 feet; North 55 degrees 46 minutes 16 seconds West 19.74 feet; North 26 degrees 15 minutes 26 seconds West 19.15 feet; North 19 degrees 52 minutes 40 seconds West 20.14 feet; North 22 degrees 48 minutes 38 seconds West 23.79 feet; North 43 degrees 17 minutes 36 seconds West 27.64 feet; North 65 degrees 25 minutes 03 seconds West 22.72 feet; South 86 degrees 56 minutes 20 seconds West 22.39 feet; South 72 degrees 21 minutes 19 seconds West 39.93 feet; South 88 degrees 32 minutes 43 seconds West 25.65 feet; North 68 degrees 29 minutes 03 seconds West 20.86 feet; North 56 degrees 25 minutes 59 seconds West 17.42 feet; North 46 degrees 43 minutes 05 seconds West 42.18 feet; North 40 degrees 09 minutes 45 seconds West 33.57 feet; North 28 degrees 44 minutes 35 seconds West 39.18 feet; North 30 degrees 24 minutes 59 seconds West 40.25 feet; North 38 degrees 35 minutes 54 seconds West 43.20 feet; North 52 degrees 42 minutes 58 seconds West 37.92 feet; North 67 degrees 42 minutes 25 seconds West 19.73 feet; North 80 degrees 11 minutes 25 seconds West 26.16 feet; South 89 degrees 05 minutes 22 seconds West 34.51 feet; South 71 degrees 21 minutes 45 seconds West 46.00 feet; South 74 degrees 00 minutes 33 seconds West 18.60 feet; North 89 degrees 11 minutes 16 seconds West 10.00 feet; North 65 degrees 16 minutes 30 seconds West 14.15 feet; North 35 degrees 30 minutes 27 seconds West 18.59 feet; North 14 degrees 31 minutes 10 seconds West 30.22 feet; North 24 degrees 04 minutes 09 seconds West 20.53 feet; North 47 degrees 54 minutes 45 seconds West 19.68 feet; North 71 degrees 42 minutes 05 seconds West 15.19 feet; South 88 degrees 03 minutes 39 seconds West 29.75 feet; North 88 degrees 44 minutes 53 seconds West 32.30 feet; North 71 degrees 24 minutes 59 seconds West 36.87 feet; North 62 degrees 49 minutes 02 seconds West 57.26 feet; North 80 degrees 51 minutes 14 seconds West 21.47 feet; South 72 degrees 07 minutes 03 seconds West 14.47 feet; South 48 degrees 09 minutes 38 seconds West 17.12 feet; South 30 degrees 10 minutes 19 seconds West 21.86 feet; South 28 degrees 32 minutes 14 seconds West 25.23 feet; South 38 degrees 42 minutes 49 seconds West 106.45 feet; South 48 degrees 45 minutes 39 seconds West 27.24 feet; South 61 degrees 03 minutes 44 seconds West 21.25 feet; South 81 degrees 55 minutes 23 seconds West 16.27 feet; North 75 degrees 00 minutes 29 seconds West 22.20 feet; North 53 degrees 55 minutes 53 seconds West 26.23 feet; thence leaving said waterline North 02 degrees 42 minutes 45 seconds East 1364.32 feet to an iron pin at the southwest corner of Lot 319 of the Ridges of Rabun; thence South 81 degrees 13 minutes 58 seconds East 482.06 feet to an iron pin; thence South 82 degrees 43 minutes 14 seconds East 537.82 feet to the 10 inch Oak located at the TRUE POINT OF BEGINNING; said survey is incorporated herein for a more full and complete description of said property. It is believed that the street address of the property is Rifle Range Rd., Rabun Gap, Georgia. Notice has been given by certified mail to the debtor in compliance with OCGA 44-14-162, et seq. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, boundary line agreements, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.  Said property also sold subject to the rights of tenant(s) in possession, if any, and all parties claiming by, through or under said tenant(s). It is believed by the undersigned that the person in possession of such property is Ridges of Rabun, LLC, or other tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation  and audit of the status of the loan with the holder of the security deed. The undersigned will execute a deed to the purchaser as authorized by the aforementioned loan deed. The following information is being provided in accordance with OCGA § 44-14-162.2. Community & Southern Bank, as assignee of the Federal Deposit Insurance Corporation, as receiver for Georgia Trust Bank, is the secured creditor under the security deed or deed to secure debt and loan being foreclosed. The following entity shall have full authority to negotiate, amend, and modify all terms of the above-described security deed and associated notes on behalf of the secured creditor: Community & Southern Bank, as assignee of the Federal Deposit Insurance Corporation, as receiver for Georgia Trust Bank, 3333 Riverwood Parkway, Suite 350, Atlanta, GA 30339; Telephone No.: (770) 832-3557, Attn: Foreclosures. OCGA § 44-14-162.2 states in pertinent part that, "nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument." THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This 23rd day of April, 2013. WIGGINS & CAMP, P.C., BY: DANIEL P. CAMP, ATTORNEY FOR

COMMUNITY & SOUTHERN BANK, ATTORNEY-IN-FACT FOR RIDGES OF RABUN, LLC. WIGGINS & CAMP, P. C., 128 Newnan Street, Carrollton, Georgia 30117, (770) 832-2482

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NOTICE OF INTENT TO DISSOLVE

On December 31, 2012 Aesculapian Institute Control #0050741 authorized the dissolution of the corporation. Approval of the members was not required. The undersigned does hereby certify a request for publication of the corporation’s intent to dissolve. In Witness Whereof, the undersigned has executed this Notice of Intent to Dissolve on May 14, 2013. Mark Woodhouse, President/CEO.

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IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF Joan G. Steele, DECEASED, ESTATE NO. 3907

AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT ON MAY 23, 2013, REQUIRING THE FOLLOWING: TO: Melvin Carruthers, any and all unknown heirs and any and all known heirs with unknown addresses. This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before June 24, 2013.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30525. Telephone Number (706) 782-3614

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NOTICE

PROBATE COURT OF RABUN COUNTY

RE: PETITION OF Frances Hackett Taylor FOR DISCHARGE AS Executrix OF THE ESTATE of Joyce Patrick Hackett, DECEASED. TO; the beneficiaries under the will and to whom it may concern: This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before June 10, 2013. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number (706) 782-3614

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