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September 02, 2014
Clayton Legals 11.29.12
Nov 29, 2012 | 0 0 comments | 30 30 recommendations | email to a friend | print
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NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by KATHY H. RENTZ and STANLEY R. RENTZ to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Atlantic Pacific Mortgage Corporation, dated April 23, 2009 and filed for record May 11, 2009 in Deed Book Y34, Page 504, Rabun County, Georgia records, and securing a Note in the original principal amount of $275,793.00; last transferred to CitiMortgage, Inc. by Assignment, filed for record in Deed Book R38, Page 147, Rabun County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Rabun County, Georgia, between the legal hours of sale on the first Tuesday in December, 2012, by CitiMortgage, Inc. as Attorney-in-Fact for KATHY H. RENTZ and STANLEY R. RENTZ the following property to-wit: The land referred to in this Commitment is described as follows: All that tract or parcel of land lying and being in Land Lot 23 of the South Land District of Rabun County, Georgia and being more particularly described as 1.21 acres and depicted on a plat of survey dated May 11, 1998 and prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, Said plat is of record in Plat book 42, page 107 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its of the real property as depicted thereon. Said tract or parcel of land abuts Wayah Trail Road, a public road. The above described property is also known as 631 WAYAH TRAIL, CLAYTON, GA 30525. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: CitiMortgage, Inc., 5280 Corporate Drive, Attn: Default Mail Services, Frederick, MD 21703, Phone: HAT Program: 866-272-4749, Fax: 866-989-2089 or 866-989-2088. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. CitiMortgage, Inc., as Attorney-in-Fact for KATHY H. RENTZ and STANLEY R. RENTZ, SHUPING, MORSE & ROSS, L.L.P., By: S. Andrew Shuping, Jr., 6259 Riverdale Road, Suite 100, Riverdale, GA 30274. 770-991-0000. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

11-1,8,15,22,29

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Carol Cooper Odem aka Carol C. Odem to JPMorgan Chase Bank, NA, dated January 26, 2006, recorded in Deed Book O29, Page 225, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND AND 0/100 DOLLARS ($151,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in December, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Carol Cooper Odem aka Carol C. Odem or a tenant or tenants and said property is more commonly known as 206 Auburn Hills Drive, Rabun Gap, Georgia 30568. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. JPMorgan Chase Bank, National Association as Attorney in Fact for Carol Cooper Odem aka Carol C. Odem, McCalla Raymer, LLC 1544 Old Alabama Road, Roswell, Georgia 30076 MR/ts1 12/4/12 Our file no. 5954412-FT18 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 100 of the 2nd District, of Rabun County, Georgia, being Lot 13 of Persimmonwood Subdivision, Unit 1, as per plat recorded in Plat Book 24, page 299-302, as re-recorded in Plat Book 34, page 277, Rabun County records, said plat is incorporated herein and made a part hereof for a more complete description. MR/ts1 12/4/12 Our file no. 5954412 - FT18

11-8,15,22,29

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Perry Lunsford to Mortgage Electronic Systems, Inc as a nominee for Guaranty Mortgage Services LLC its successor and assigns, dated August 15, 2005, recorded in Deed Book P28, Page 173, Rabun County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book U38, Page 455, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND AND 0/100 DOLLARS ($131,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in December, 2012, the following described property:All that tract or parcel of land lying and being in Land Lot 1 of the Fifth Land District of Rabun County, Georgia, and being all but 15' of Lot 14 and all of Lot 15 of East Gate Terrace Subdivision, as shown on that certain plat of survey prepared by A.B. Turnbull, Georgia Registered Land Surveyor No. 1557, dated May 22, 1979, which is recorded in the Office of the clerk of Rabun Superior Court in Plat Book 15, page 165. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. The above described property is conveyed subject to restrictive covenants of record for East Gate Terrace Subdivision dated May 9, 1975, recorded in Deed Book U-5, pages 398, Rabun County Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association (“Fannie Mae”). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Perry Lunsford or a tenant or tenants and said property is more commonly known as 67 E Gate Terrace, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Perry Lunsford, Johnson & Freedman, LLC, 1587 Northeast Expressway, Atlanta, Georgia 30329. (770) 234-9181, MSP/vai 12/4/12 Our file no.1597812-FT20

11-8,15,22,29

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain to Regions Bank, dated December 30, 2002, recorded January 9, 2003, in Deed Book Q-23, Page 2, Rabun County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of SEVENTY THOUSAND DOLLARS AND NO CENTS ($70,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in December 2012 by the secured creditor, Regions Bank, as Attorney in Fact for Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain, all property described in said Security Deed including but not limited to the following described property: All that tract or parcel of land lying and being in Land Lot 16 of the 3rd Land District of Rabun County, Georgia and being more fully described as follows: THE POINT OF BEGINNING being USA corner number 6 of the Holden tract: from said beginning point thus established run S 05 degrees 00 minutes E 148.3 feet to a point; thence S 00 degrees 04 minutes W 110.1 feet to a point; thence S 09 degrees 09 minutes West 167.6 feet to a point; thence S 02 degrees 21 minutes West 107.9 feet to a point; thence S 08 degrees 44 minutes West 136.2 feet to a point; thence S 12 degrees 44 minutes West 33.0 feet to a point; thence S 12 degrees 43 minutes West 51.9 feet to a 24-inch oak; thence S 15 degrees 06 minutes West 221.1 feet to a point; thence S 15 degrees 16 minutes East 27.5 feet to a point; thence S 68 degrees 11 minutes West 19.8 feet to an iron pin; thence N 25 degrees 00 minutes West 606.6 feet to an iron pin; thence N 01 degrees 08 minutes West 215.4 feet to a point; thence N 59 degrees 04 minutes East 451.2 feet to the point and place of beginning containing 5.46 acres as shown upon that plat of survey prepared by T. Lamar Edwards, GRLS No. 1837 dated March 30, 1976 and revised April 7, 1983 and recorded in Plat Book 18, page 165 of the Rabun Co. plat records. Said plat and the record of the same being incorporated herein by reference for further description. Said property is herein conveyed subject to the rights of adjacent land owners to use that drive on the east side of said property for ingress and egress to that tract depicted as 4.24 acres belonging to M. C. Speed, Jr. on the aforementioned plat of survey. Said property is herein conveyed subject to that Boundary Line Agreement dated April 15, 1983 and recorded in Deed Book O-8, page 534, Clerk’s office, Rabun Superior Court. LESS AND EXCEPT: All that tract or parcel of land lying and being in Land Lot 16 of the 3rd Land District, Rabun County, Georgia, and being Tract 4 consisting of 1.03 acres more particularly described on a plat of survey prepared by T. Lamar Edwards, GRLS No. 1837 dated revised November 29, 2006 and recorded in Plat Book 58, Page 131 of the Rabun County plat records. Said plat and the record of the same being incorporated herein by reference for a more full and complete description of the property described herein. Said property being known as 68 Sagebrush Lane, Clayton, GA 30525 according to the present numbering system in Rabun County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Regions Bank d/b/a Regions Mortgage, 215 Forrest Street, Hattiesburg, MS 39401 TEL (800) 748-9498. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.

11-8,15,22,29

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Joyce Ann Dixon to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $76,000.00 dated 04/11/2003, and recorded in Deed Book E24, page 240, Rabun County records, said Security Deed being last transferred and assigned to Cadence Bank, National Association, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2012 by Cadence Bank, National Association, as Attorney-in-Fact for Joyce Ann Dixon the following described property: All that tract or parcel of land lying and being in Land Lot 14 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to-wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated August 28, 1995 and prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042. The real property being hereby conveyed is Tract 1-A consisting of 1.00 acres. Said plat is of record in Plat Book 45, page 76 in the Office of the Clerk of the Rubun Superior Court. Reference to said plat the record thereof is for the express purpose of incorporating herein its description of said Tract 1-A consisting of 1.00 acres as depicted thereon. This conveyance is made subject to the following: 1. Warranty Deed for water and water line rights executed by Mrs. Harold Thompson to Tommie Ray Thompson, dated March 25, 1969 and recorded March 31, 1969 at Deed Book J4, page 15, et seq., Rabun County Records. 2. Warranty Deed for water and water line rights executed by Mrs. Harold Thompson to Dan L. Crane, Jr., dated March 25, 1969, and recorded March 31, 1969, at Deed Book J4, page 17, et seq., Rabun County Records. 3. Road right of way easement conveyed in a Warranty Deed executed by Judson Thompson to Kathy Lynn Thompson, September 7, 1995 at Deed Book W15, page 610, Rabun County Records. Property known as: 27 Quartz Ln, Clayton, GA 30525. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: RoundPoint Mortgage Servicing Corporation, 5032 Parkway Plaza Road, Charlotte, NC 28217. PHONE: (866) 559-8716. Pursuant to O.C.G.A. Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Joyce Ann Dixon. Cadence Bank, National Association, as Attorney-in-fact for Joyce Ann Dixon. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346. Phone – (770) 392-0398, Toll Free – (866) 999-7088, Our File No. 12-04698

11-8,15,22,29

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to John Samuel Beck, SR., deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 31 day of October, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Billy Joseph Beck acting as Executor of the John Samuel Beck, Sr. estate.) Address: 7778 Warwoman Road, Clayton, Ga 30525. Telephone: (706) 782-5306

11-8,15,22,29

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GEORGIA, RABUN COUNTY

NOTICE TO DEBTORS AND CREDITORS

All creditors of the estate of Maynard William Thompson, deceased, of Rabun County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned. Michael James Thompson, as Executor of the Estate of Maynard William Thompson, Deceased, c/o J.C. Highsmith, Jr., P.O. Box 3280, Gainesville, GA 30503

11-8,5,22,29

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from Clarence N. Daws to First Citizens Bank and Trust Company, Inc. (by virtue of that certain Assignment of Security Deed and Related Security Instruments Without Recourse (Georgia), filed and recorded March 17, 2011 in Deed Book B37, Page 588, RABUN COUNTY, Georgia Records, assignee of the Federal Deposit Insurance Corporation in receivership of Georgian Bank) (“First Citizens”), dated March 31, 2009, filed and recorded April 23, 2009 in Deed Book W34, Page 608, Rabun County, Georgia Records (as amended, modified, or revised from time to time, “Security Deed”), said Security Deed having been given to secure a note in the original principal amount of THREE HUNDRED THOUSAND AND 00/100THS DOLLARS ($300,000.00) (as amended, modified, or revised from time to time, the “Note”) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of RABUN COUNTY, Georgia, within the legal hours for sale on the first Tuesday in December, 2012, all property described in said Security Deed, including, but not limited to, declarant's rights, if any, and, without limitation, the following described property (or so much thereof as has not, as of said first Tuesday, by duly executed and recorded instrument, previously been released from the lien of the Security Deed): TRACT I, ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 114 OF THE 5TH DISTRICT, RABUN COUNTY, GEORGIA, DESIGNATED AS LOT 12, DURDEN SUBDIVISION, CONTAINING 0.19 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY PREPARED BY NEWMAN AND COMPANY BY T. LAMAR EDWARDS, R.S., UNDER DATE OF JANUARY 17, 1977, RECORDED IN PLAT BOOK 13, PAGE 87, RABUN COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. TRACT II ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 114 OF THE 5TH DISTRICT, RABUN COUNTY, GEORGIA, DESIGNATED AS LOT 9 OF THE DURDEN SUBDIVISION, CONTAINING 5.10 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY PREPARED BY NEWMAN AND COMPANY BY T. LAMAR EDWARDS, R.S., UNDER DATE OF JANUARY 17, 1977, RECORDED IN PLAT BOOK 13, PAGE 87, RABUN COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way, and any other matters of record superior to said Security Deed; To the best of the knowledge and belief of the undersigned, the party in possession of the property is Clarence N. Daws or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. First Citizens and its counsel are acting as debt collectors. Any information obtained will be used for that purpose. First Citizens as Attorney-in-Fact for Clarence N. Daws, Contact: Guillermo Todd, Esq., Busch, Slipakoff & Schuh, LLP, 3330 Cumberland Boulevard, Suite 300, Atlanta, Georgia 30339. Telephone (770) 790-3550

11-8,15,22,29

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SELAF WATERFALL DEVELOPMENT CO., LLC,

SELAF WATERFALL COUNTRY CLUB, LLC and

SELAF WATERFALL WATER AND SEWER, LLC

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF RABUN

Under and by virtue of the power of sale contained in a Deed to Secure Debt and Security Agreement dated April ___, 2010, executed by SELAF WATERFALL DEVELOPMENT CO., LLC, SELAF WATERFALL COUNTRY CLUB, LLC and SELAF WATERFALL WATER AND SEWER, LLC, in favor of UNITED Community Bank ("UCB"), in the original principal amount of Seven Million Four Hundred Twenty-Five Thousand and No/100 Dollars ($7,425,000.00), and recorded in Deed Book A36, Page 1-29, Rabun County, Georgia records (the "Security Deed"), there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Rabun County, Georgia, between the legal hours of sale on the first Tuesday in December, 2012, by UNITED Community Bank, as Attorney-in-Fact for SELAF WATERFALL DEVELOPMENT CO., LLC, SELAF WATERFALL COUNTRY CLUB, LLC and SELAF WATERFALL WATER AND SEWER, LLC, the following property to-wit. TRACT A: All that tract or parcel of land lying and being in Land Lots 5, 6 and 15, 1st District and Land Lot 91, 5th District, Rabun County, Georgia and being more particularly described as follows: Beginning at an iron pin found (IPF) 3/4 inch rebar at the common corner of Land Lots 5, 6, 15 and 16, 1st District; thence along the east Land Lot Line of Land Lot 6 South 00°54'27" East, a distance of 846.32 feet to an IPF 1/2 inch rebar; thence leaving said Land Lot Line South 07°59'13" East, a distance of 443.03 feet to a point; thence North 88°08'48" East, a distance of 213.21 feet to an IPF 1/2 inch rebar being located 65 feet from the centerline of Vickers Road; thence continuing along a line 65 feet from the centerline of Vickers Road South 48°54'04" East, a distance of 39.48 feet to a point; thence South 39°46'01" East, a distance of 9.20 feet to a point; thence South 26°54'04" East, a distance of 11.54 feet to a point; thence South 15°17'37" East, a distance of 25.29 feet to a point; thence South 12°53'47" East, a distance of 86.80 feet to a point; thence South 12°07'48" East, a distance of 29.32 feet to a point; thence South 01°35'21" East, a distance of 22.52 feet to a point; thence South 14°44'10" West, a distance of 10.52 feet to a point; thence South 34°58'25" West, a distance of 36.97 feet to a point; thence South 42°03'57" West, a distance of 41.84 feet to a point; thence South 46°20'29" West, a distance of 54.74 feet to a point; thence South 50°20'17" West, a distance of 79.50 feet to a point; thence South 44°35'50" West, a distance of 56.39 feet to a point; thence South 31°20'31" West, a distance of 60.51 feet to a point; thence South 20°36'32" West, a distance of 37.24 feet to a point; thence South 15°02'40" West, a distance of 33.66 feet to a point; thence South 27°22'33" West, a distance of 29.37 feet to a point; thence South 39°01'07" West, a distance of 34.37 feet to a point; thence South 45°36'17" West, a distance of 19.68 feet to a point; thence South 38°56'33" West, a distance of 26.10 feet to a point; thence South 43°14'54" West, a distance of 29.52 feet to an IPF 1/2 inch rebar on the east Land Lot Line of Land Lot 6, 1st District; thence along said Land Lot Line South 00°55'38" East, a distance of 828.46 feet to an IPF 1/2 inch rebar; thence leaving said Land Lot Line North 88°27'49" East, a distance of 37.43 feet to an IPF 1/2 inch rebar being 65 feet from the centerline of Vickers Road; thence continuing along a line 65 feet from the centerline of Vickers Road South 03°08'39" East, a distance of 32.23 feet to a point; thence South 04°04'58" East, a distance of 42.51 feet to a point; thence South 02°10'28" West, a distance of 27.93 feet to a point; thence South 01°03'26" East, a distance of 44.44 feet to a point; thence South 01°48'10" East, a distance of 22.00 feet to a point; thence South 04°18'29" East, a distance of 34.60 feet to a point; thence South 07°22'50" East, a distance of 23.97 feet to a point; thence South 08°45'04" East, a distance of 38.56 feet to a point; thence South 04°37'43" East, a distance of 30.60 feet to a point; thence South 01°09'05" West, a distance of 50.07 feet to a point; thence South 05°25'37" West, a distance of 30.57 feet to a point; thence South 08°48'08" West, a distance of 57.82 feet to a point; thence South 11°08'57" West, a distance of 49.01 feet to a point; thence South 12°02'34" West, a distance of 57.69 feet to a point; thence South 09°00'27" West, a distance of 81.82 feet to an IPF 1/2 inch rebar on the east Land Lot Line of Land Lot 6, 1st District; thence along said Land Lot Line South 00°55'11" East, a distance of 1082.40 feet to a 12 inch Chestnut Oak at the Land Lot Corner common to Land Lots 5 and 6, 1st District and Land Lots 90 and 91, 5th District; thence along the east Land Lot Line of Land Lot 91, 5th District South 00°55'11" East, a distance of 67.99 feet to an IPF 1/2 inch rebar on the north right of way (R/W) of U. S. Highway 76 (R/W Varies); thence along said R/W 76.42 feet along a curve, said curve having a chord of South 89°16'12" West 76.36 feet and a radius of 552.46 feet to a point; thence North 04°41'33" West, a distance of 25.00 feet to a point; thence 114.15 feet along a curve, said curve having a chord of South 79°38'40" West 113.97 feet and a radius of 577.46 feet to a point; thence South 73°58'53" West, a distance of 336.75 feet to a concrete monument found; thence South 16°01'07" East, a distance of 20.00 feet to a point; thence 470.60 feet along a curve, said curve having a chord of South 86°37'45" West 466.79 feet and a radius of 1065.93 feet to a point; thence North 80°43'23" West, a distance of 595.95 feet to a point; thence 172.32 feet along a curve, said curve having a chord of North 80°43'23" West 153.00 feet and a radius of 103.24 feet to a point; thence North 80°43'23" West, a distance of 391.04 feet to a point; thence North 09°16'37" East, a distance of 20.00 feet to a point; thence 557.15 feet along a curve, said curve having a chord of North 46°58'31" West 525.49 feet and a radius of 472.96 feet to a point; thence North 06°25'36" East, a distance of 82.36 feet to a point; thence 201.22 feet along a curve, said curve having a chord of North 17°47'24" West 196.43 feet and a radius of 265.07 feet to a point; thence North 05°38'08" West, a distance of 18.08 feet to a point; thence 365.53 feet along a curve, said curve having a chord of North 13°22'26" West 364.42 feet and a radius of 1353.22 feet to a concrete monument found; thence South 68°53'15" West, a distance of 38.00 feet to a point; thence 226.91 feet along a curve, said curve having a chord of North 21°42'45" West 226.59 feet and a radius of 1241.29 feet to a point; thence North 31°35'45" West, a distance of 78.20 feet to a point; thence 167.61 feet along a curve, said curve having a chord of North 38°01'45" West 166.34 feet and a radius of 393.67 feet to a point; thence North 65°38'45" West, a distance of 414.92 feet to an IPF 1 inch open top pipe; thence leaving said R/W run North 09°55'25" East, a distance of 1621.50 feet to an IPF 1/2 inch rebar; thence North 56°28'02" West, a distance of 186.23 feet to an IPF 1/2 inch rebar; thence North 37°20'25" East, a distance of 209.88 feet to an IPF 1/2 inch rebar; thence North 32°15'10" East, a distance of 99.94 feet to an IPF 1/2 inch rebar; thence North 02°28'56" East, a distance of 99.87 feet to an IPF 1/2 inch rebar; thence South 73°45'09" West, a distance of 19.85 feet to a point in the centerline of Clay Drive; thence along said centerline North 14°17'17" West, a distance of 8.41 feet to a point; thence North 26°10'52" West, a distance of 26.97 feet to a point; thence North 27°26'20" West, a distance of 60.29 feet to a point; thence North 18°56'05" West, a distance of 27.28 feet to a point; thence North 16°10'05" West, a distance of 18.52 feet to a point; thence North 11°25'25" West, a distance of 45.15 feet to a point; thence North 05°36'39" West, a distance of 39.01 feet to a point; thence North 07°57'33" West, a distance of 36.08 feet to a point; thence North 14°26'47" West, a distance of 21.59 feet to a point; thence North 08°53'08" West, a distance of 13.14 feet to a point; thence North 18°40'54" West, a distance of 47.60 feet to a point; thence North 05°05'52" West, a distance of 29.70 feet to a point; thence North 00°18'08" East, a distance of 19.76 feet to a point; thence North 01°23'02" East, a distance of 27.84 feet to a point; thence North 08°16'05" West, a distance of 31.78 feet to a point; thence North 19°13'20" West, a distance of 42.34 feet to a point; thence North 28°32'10" West, a distance of 45.86 feet to a point; thence North 32°22'49" West, a distance of 38.02 feet to a point; thence North 35°46'32" West, a distance of 30.71 feet to a point; thence North 44°57'59" West, a distance of 33.88 feet to a point; thence North 58°02'10" West, a distance of 40.72 feet to a point; thence North 64°23'51" West, a distance of 41.64 feet to a point; thence North 70°43'41" West, a distance of 45.76 feet to a point; thence North 73°47'39" West, a distance of 36.69 feet to a point; thence North 67°10'07" West, a distance of 43.37 feet to a point; thence North 52°40'17" West, a distance of 25.39 feet to a point; thence North 43°08'32" West, a distance of 75.46 feet to a point; thence North 45°06'05" West, a distance of 44.03 feet to a point; thence North 58°36'16" West, a distance of 38.66 feet to a point; thence North 75°53'57" West, a distance of 33.97 feet to a point; thence South 87°45'57" West, a distance of 78.32 feet to a point; thence South 86°18'43" West, a distance of 11.93 feet to a point; thence leaving said centerline North 21°24'11" East, a distance of 30.98 feet to an IPF 1/2 inch rebar on the north Land Lot Line of Land Lot 6, 1st District; thence along said Land Lot Line North 89°59'49" West, a distance of 365.20 feet to an aluminum monument found stamped No. 160; thence leaving said Land Lot Line North 19°28'47" East, a distance of 212.33 feet to a point; thence North 22°13'13" East, a distance of 150.99 feet to a point; thence North 31°26'49" East, a distance of 241.98 feet to a point; thence North 19°12'01" East, a distance of 229.45 feet to a point; thence North 02°50'56" West, a distance of 173.50 feet to an IPF 1/2 inch rebar being located 65 feet from the centerline of Vickers Road; thence continuing along a line 65 feet from the centerline of Vickers Road South 83°02'56" East, a distance of 42.24 feet to a point; thence North 85°27'45" East, a distance of 43.88 feet to a point; thence North 75°23'29" East, a distance of 39.45 feet to a point; thence North 81°35'04" East, a distance of 32.44 feet to a point; thence South 78°11'55" East, a distance of 20.10 feet to a point; thence South 54°25'15" East, a distance of 29.79 feet to a point; thence South 27°10'21" East, a distance of 40.27 feet to a point; thence South 17°53'16" East, a distance of 102.29 feet to a point; thence South 14°01'38" East, a distance of 26.62 feet to a point; thence South 05°57'07" East, a distance of 17.84 feet to a point; thence South 06°25'50" West, a distance of 17.51 feet to a point; thence South 05°18'45" West, a distance of 29.45 feet to a point; thence South 06°33'16" East, a distance of 28.80 feet to a point; thence South 17°52'42" East, a distance of 37.56 feet to a point; thence South 30°35'04" East, a distance of 38.99 feet to a point; thence South 35°28'35" East, a distance of 37.31 feet to a point; thence South 36°20'24" East, a distance of 89.62 feet to a point; thence South 40°46'24" East, a distance of 73.01 feet to a point; thence South 81°17'21" East, a distance of 74.46 feet to a point; thence North 52°18'40" East, a distance of 68.00 feet to a point; thence North 23°14'14" East, a distance of 43.69 feet to a point; thence North 28°52'10" East, a distance of 9.76 feet to a point; thence North 59°37'30" East, a distance of 13.97 feet to a point; thence North 74°24'03" East, a distance of 76.11 feet to a point; thence North 66°50'59" East, a distance of 99.29 feet to a point; thence North 55°41'04" East, a distance of 83.16 feet to a point; thence North 60°11'10" East, a distance of 28.69 feet to a point; thence North 71°16'55" East, a distance of 31.51 feet to a point; thence North 88°15'37" East, a distance of 84.19 feet to a point; thence South 78°11'45" East, a distance of 57.85 feet to a point; thence South 73°26'41" East, a distance of 136.04 feet to a point; thence South 74°52'48" East, a distance of 45.93 feet to a point; thence South 69°51'27" East, a distance of 34.76 feet to a point; thence South 57°24'26" East, a distance of 33.37 feet to a point; thence South 45°41'29" East, a distance of 24.89 feet to a point; thence South 36°24'43" East, a distance of 34.97 feet to a point; thence South 25°07'48" East, a distance of 35.76 feet to a point; thence South 08°51'07" East, a distance of 26.28 feet to a point; thence South 05°15'52" East, a distance of 93.58 feet to a point; thence South 14°10'28" East, a distance of 59.28 feet to a point; thence South 40°40'52" East, a distance of 71.45 feet to a point; thence South 86°24'46" East, a distance of 81.97 feet to a point; thence North 50°44'23" East, a distance of 72.81 feet to a point; thence North 37°40'50" East, a distance of 27.41 feet to a point; thence North 45°35'18" East, a distance of 28.22 feet to a point; thence North 56°32'29" East, a distance of 26.25 feet to a point; thence North 65°32'34" East, a distance of 34.28 feet to an IPF 1/2 inch rebar; thence leaving said line 65 feet from the centerline of Vickers Road South 17°48'17" East, a distance of 98.11 feet to an IPF Tee Bar; thence North 51°19'36" East, a distance of 149.29 feet to an IPF 1/2 inch rebar; thence North 77°37'23" East, a distance of 84.38 feet to an iron pin set 1/2 inch rebar with yellow plastic cap stamped ROCHESTER LSF000484; thence North 16°21'48" East, a distance of 75.80 feet to an IPF 1/2 inch rebar; thence North 75°13'26" East, a distance of 110.85 feet to an IPF 1/2 inch rebar located 65 feet from the centerline of Vickers Road; thence along a line 65 feet from the centerline of Vickers Road South 34°00'55" East, a distance of 89.38 feet to a point; thence South 39°02'05" East, a distance of 143.33 feet to a point; thence South 56°41'59" East, a distance of 135.33 feet to a point; thence South 56°07'36" East, a distance of 141.83 feet to a point; thence South 59°03'01" East, a distance of 41.10 feet to a point; thence South 86°34'51" East, a distance of 65.60 feet to a point; thence North 44°07'59" East, a distance of 74.98 feet to a point; thence North 01°52'34" East, a distance of 78.13 feet to a point; thence North 04°53'34" West, a distance of 92.45 feet to a point; thence North 00°41'07" East, a distance of 33.09 feet to a point; thence North 13°32'23" East, a distance of 38.60 feet to a point; thence North 22°49'02" East, a distance of 18.34 feet to a point; thence North 33°59'35" East, a distance of 29.51 feet to a point; thence North 33°05'44" East, a distance of 63.62 feet to a point; thence North 57°41'49" East, a distance of 13.78 feet to a point; thence South 88°48'40" East, a distance of 20.00 feet to a point; thence South 63°22'19" East, a distance of 28.22 feet to a point; thence South 60°09'03" East, a distance of 104.30 feet to a point; thence South 54°30'39" East, a distance of 65.53 feet to a point; thence South 49°26'44" East, a distance of 45.29 feet to a point; thence South 42°07'16" East, a distance of 9.59 feet to a point; thence South 23°31'35" East, a distance of 22.64 feet to a point; thence South 14°07'28" East, a distance of 30.83 feet to a point; thence South 12°55'42" East, a distance of 61.27 feet to a point; thence South 17°29'06" East, a distance of 101.03 feet to a point; thence South 42°35'20" East, a distance of 75.62 feet to a point; thence South 66°45'21" East, a distance of 29.19 feet to an IPF 1/2 inch rebar; thence leaving said line 65 feet from the centerline of Vickers Road South 03°02'20" West, a distance of 122.03 feet to an IPF 1/2 inch rebar on the north Land Lot Line of Land Lot 6, 1st District; thence along said Land Lot Line South 89°53'25" East, a distance of 670.15 feet to the Point of Beginning. The above described property contains 339.887 acres, more or less, and is shown on and described according to that certain ALTA/ACSM Land Title Survey for SELAF Waterfall Holding Co., LLC, SELAF Waterfall Development Co., LLC, SELAF Waterfall Water and Sewer LLC, SELAF Waterfall Country Club, LLC, United Community Bank, Calloway Title and Escrow LLC and Chicago Title Insurance Company dated March 26, 2010, certified by Cecil Lamar Smith on April 15, 2010, which said plat of survey is incorporated herein by this reference and made a part of this description. LESS AND EXCEPT THE FOLLOWING DESCRIBED PROPERTY: LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book T-18, Page 493, aforesaid Records. (Lot 10, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book V-18, Page 377, aforesaid Records. (Lot 6, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed With Right of Survivorship recorded in Deed Book U-18, Page 421, aforesaid Records. (Lot 7, Block B, Unit 1)

FURTHER LESS ANID EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book W-18, Page 602, aforesaid Records. (Lot 12, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book X-18, Page 439, aforesaid Records. (Lot 1, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Y-18, Page 33, aforesaid Records. (Lot 9, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Y-18, Page 39, aforesaid Records. (Lot 8, Block D, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Y-18, Page 559, aforesaid Records. (Lot 22, Block C, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Y-18, Page 565, aforesaid Records. (Lot 7, Block D, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Z-18, Page 34, aforesaid Records. (Lot 5, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Z-18, Page 40, aforesaid Records. (Lot 4, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book B-19, Page 178, aforesaid Records. (Lot 18, Block C, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-19, Page 149, aforesaid Records. (Lot 16, Block C, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-19, Page 361, aforesaid Records. (Lot 11, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-19, Page 595, aforesaid Records; as corrected by that certain Corrective Warranty Deed recorded in Deed Book T-23, Page 137, aforesaid Records. (Lot 10, Block C, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-19, Page 603, aforesaid Records. (Lot 8, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book J-19, Page 598, aforesaid Records. (Lot 6, Block D, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Y-19, Page 185, aforesaid Records. (Lots 4 and 5, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book B-20, Page 50, aforesaid Records. (Lots 9, 10, 11, 12, 13 and 21, Unit 2)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-20, Page 594, aforesaid Records. (Lot 22, Unit 2)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book I-20, Page 645, aforesaid Records. (Lot 13, Block C, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book R-20, Page 57, aforesaid Records. (Lot 3, Block E, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book S-20, Page 400, aforesaid Records; as corrected by that certain Corrective Warranty Deed recorded in Deed Book D-26, Page 155, aforesaid Records; as re-recorded in Deed Book K-26, page 685, aforesaid Records. (Lot 2, Block D, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book S-20, Page 402, aforesaid Records. (Lot 2, Block B)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book H-21, Page 387, aforesaid Records. (Lot 3, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book L-21, Page 7, aforesaid Records. (Lot 5, Block D)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book M-21, Page 244, aforesaid Records. (Lot 3, Block B)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book M-21, Page 381, aforesaid Records. (Lot 6, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book W-21, Page 427, aforesaid Records. (Lots 19 through and including 21, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book W-21, Page 545, aforesaid Records. (Lot 11, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Limited Warranty Deed recorded in Deed Book H-22, Page 403, aforesaid Records. (Lots 23 and 24, Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book M-22, Page 120, aforesaid Records. (Lot 15, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book V-22, Page 410, aforesaid Records. (Lot 8, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book V-22, Page 412, aforesaid Records. (Lot 9, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book X-22, Page 428, aforesaid Records. (Lot 7, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book X-22, Page 430, aforesaid Records; as re-recorded in Deed Book A-23, Page 337, aforesaid Records. (Lot 12, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book M-23, Page 634, aforesaid Records. (Lot 14, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book M-23, Page 645, aforesaid Records. (Lot 1, Block F)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book P-23, Page 189, aforesaid Records. (Lot 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book P-23, Page 556, aforesaid Records. (Lot 2, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book P-23, Page 565, aforesaid Records. (Lot 1, Block D)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book X-24, Page 478, aforesaid Records. (Lot 4, Block D)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book Y-24, Page 53, aforesaid Records. (Lot 1, Block E)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book Y-24, Page 55, aforesaid Records. (Lot 3, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book W-24, Page 499, aforesaid Records. (Lot 2, Block E)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book A-25, Page 260, aforesaid Records. (Lot 3, Block D)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book Y-25, Page 150, aforesaid Records. (Lot 10, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book I-26, Page 566, aforesaid Records. (Lot 2, Block F)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book K-26, Page 197, aforesaid Records. (Lot 3, 3G, 4, 5, 6, 6G and 7)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Q-26, Page 73, aforesaid Records. (Lot 3, Block F)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book V-26, Page 26, aforesaid Records. (Lot 8, Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book J-27, Page 692, aforesaid Records. (Lot 13, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book K-27, Page 218, aforesaid Records. (Lot 8, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book K-27, Page 231, aforesaid Records. (Lot 7, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book L-27, Page 583, aforesaid Records. (Lot 18, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book O-27, Page 236, aforesaid Records. (Lot 6, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book C-28, Page 327, aforesaid Records. (Lot 5, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book T-28, Page 95, aforesaid Records. (Lot 15, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book T-28, Page 151, aforesaid Records. (Lot 2, Unit 1, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book U-28, Page 371, aforesaid Records. (Lot 1, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book F-29, Page 425, aforesaid Records. (Lot 9, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book M-29, Page 172, aforesaid Records. (Lot 11, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book N-30, Page 585, aforesaid Records. (Lot 14, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book W-30, Page 191, aforesaid Records. (Lot 2, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Z-30, Page 110, aforesaid Records. (Lot 17, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book A-31, Page 171, Aforesaid Records. (Lot 12, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book A-31, Page 333, aforesaid Records. (Lot 10, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book A-31, Page 466, aforesaid Records; as corrected by that certain Corrective Warranty Deed recorded in Deed Book P-31, Page 672, aforesaid Records. (Lot 16, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book B-31, Page 291, aforesaid Records. (Lot 15, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book B-31, Page 293, aforesaid Records. (Lot 16, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book C-31, Page 44, aforesaid Records. (Lot 18, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-31, Page 293, aforesaid Records. (Lot 17, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book G-31, Page 543, aforesaid Records. (Lot 11, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book G-31, Page 545, aforesaid Records. (Lot 6, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book H-31, Page 148, aforesaid Records. (Lot 14, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book I-31, Page 201, aforesaid Records. (Lot 19, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book L-31, Page 93, aforesaid Records. (Lot 1, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book L-31, Page 695, aforesaid Records. (Lot 5, Block E)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book O-31, Page 338, aforesaid Records. (Lot 4, Block E)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book N-32, Page 154, aforesaid Records. (Lot 3, Block G)

FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND: TRACT 1: ALL THAT TRACT OR PARCEL OF LAND containing 12.43 acres (more or less), lying and being in Land Lot 6 of the 1st Land District, Rabun County, Georgia as shown upon that certain plat of survey dated December 4, 2002, prepared by Wayne A. Powers, Georgia Registered Land Surveyor No. 2891, and recorded in Plat Book 49, Page 155, Clerk’s office, Rabun Superior Court, and being described as follows: To find the Point of Beginning, commence at the northernmost corner of Lot 3G of unit 2, Phase 1 of Waterfall at Lake Burton as shown on that certain Final Plat recorded in Plat Book 45, pages 176-177, Rabun County Georgia Records and run thence North 22°34’47” East a distance of 86.99 feet; thence north 60°41’57” East a distance of 20.00 feet to a point located on the western right of way line of Waterfall Drive (60' right of way) and the Point of Beginning. From the Point of Beginning thus established, run thence 27.65’ along the arc of a curve to the right in the western right of way line of Waterfall Drive, said arc having a radius of 65.00’, and being subtended by a chord bearing North 17°06’46” West, a chord distance of 27.45’; thence north 06°18’42” West, a distance of 173.94’; thence North 09°06’32” West, a distance of 58.45’;thence 53.40’ along the arc of a curve to the right, said arc having a radius of 120.00’, and being subtended by a chord bearing North 04°49’59” West, a chord distance of 57.82’; thence North 18°46’30” East, a distance of 111.76’;thence 54.30’ along the arc of a curve to the left, said arc having a radius of 80.00’, and being subtended by a chord bearing north 00°40’07” West, a chord distance of 53.26’;thence departing the right-of-way of Waterfall Drive and running thence 62.66’ along the arc of a curve to the left, said arc having a radius of 135.00’, and being subtended by a chord bearing South 43°18’24” West, a distance of 62.10’; thence 93.16’ along the arc of a curve to the right, said arc having a radius of 265.00’ and being subtended by a chord bearing South 40°04’54” West, a chord distance of 92.68’; thence South 50°09’10” West, a distance of 56.83’, thence South 48°46’00” West, a distance of 212.00’, thence North 74°16’27” West, a distance of 270.72’, thence South 14°55’43” West, a distance of 118.40’, thence South 75°13’37” East, a distance of 136.13’, thence South 19°43’09” West, a distance of 80.64’, thence South 43°21’25” West, a distance of 112.89’, thence South 16°15’36” East, a distance of 119.04’; thence South 85°57’16” West, a distance of 212.83’; thence South 70°10’08” East, a distance of 132.23’; thence 62.48’ along the arc or a curve to the right, said arc having a radius of 63.00’, and being subtended by a chord bearing North 28°31’07” West, a chord distance of 59.95’; thence North 03°49’54” East, a distance of 127.12’; thence North 83°33’52” West, a distance of 300.68’; thence South 86°23’06” West, a distance of 140.23’; thence South 02°12’14” East, a distance of 90.57’; thence South 02°12’14” East, a distance of 38.06’; thence South 06°56’07” East, a distance of 99.61’; thence South 10°23’28” East, a distance of 223.80’; thence North 86°53’06” East, a distance of 159.24’ to the eastern right-of-way line eastern and northern right-of-way line the following courses and distances north 75°57’37” east, a distance of 27.42’; thence 09°40’12” east, a distance of 70.99’; thence 67.21’ along the arc of a curve to the left, said arc having a radius of 75.00’, and being subtended by a chord bearing south 34°46’14” east, a chord distance of 64.98’; thence south 60°26’32” east, a distance of 51.37’; thence 47.36’ along the arc of a curve to the left, said arc having a radius of 72.00’, and being subtended by a chord bearing south 79°17’12 east, a chord distance of 46.51’; thence north 82°25’27” east, a distance of 99.78’; thence north 81°06’01” east, a distance of 80.25’; thence 4.22’ along the arc of a curve to the right, said arc having a radius of 500.00’, and being subtended by a chord bearing north 79°42’45” east, a chord distance of 24.21’; thence 30.79’ along the arc of a curve to the left, said arc having a radius of 2267.99’, and being subtended by a chord bearing north 77°56’34” east, a chord distance of 30.79’; thence 61.26’ along the arc of a curve to the left, said arc having a radius of 567.39’, and being subtended by a chord bearing north 76°47’05” east, a chord distance of 61.23’; thence 46.59’ along the arc of a curve to the right, said arc having a radius of 182.84’; and being subtended by a chord bearing north 82°38’23” east, a chord distance of 46.46’; thence north 89°56’19” east, a distance of 104.23’;thence 35.47’ along the arc of a curve to the left, said arc having a radius of 173.20’, and being subtended by a chord bearing north 84°04’17” east, a chord distance of 35.41’; thence departing the right-of-way of Village path and running thence north 25°45’46” west, a distance of 37.00’; thence north 72°36’21” east a distance of 60.00’;

thence north 44°52’24” east, a distance of 89.62’; thence north 38°29’07” east, a distance of 60.94’; thence north 44°52’02” east, a distance of 107.01’; thence north 30°00’38” east, a distance of 60.10’; thence north 22°34’47” east, a distance of 86.99’;

thence north 60°41’57” east, a distance of 20.00’ to a point on the western right-of-way line of Waterfall Drive and the Point of Beginning.

The aforementioned tract or parcel is subject to the Declaration of Covenants, Conditions and Restrictions for Waterfall at Lake Burton dated April 16, 1999 and recorded in Book S-18, Pages 309-342, Clerk’s Office Rabun Superior Court as amended by First Amendment thereto dated June 15, 1999, recorded at Deed book X18, Page 442, of said records, and any and all amendments or modifications thereto of record. The property herein conveyed is subject to a 10 foot easement around all property lines for future utilities and drainage. The property herein conveyed is subject to that 10’ landscape and pedestrian easement as shown upon the above-referenced plat of survey. Further, the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc. dated April 10, 2001, recorded in Deed Book S-20, Page 565, Clerk’s Office, Rabun Superior Court, and pertaining to the sewer system of Waterfall of Lake Burton. Further the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc., dated April 10, 2001, recorded in Deed Book R-20, Page 462, Clerk’s office, Rabun Superior Court, and pertaining to the utility system of Waterfall of Lake Burton. The property herein conveyed is subject to, if any, the rights of others to use that road which crosses portions of the northern boundary of the above-described 12.43 acre tract as same is shown upon the above-referenced plat of survey. Conveyed herewith are any and all benefits and rights pertaining to the sewer and utility system of Waterfall at Lake Burton as same pertain to the property herein conveyed. Conveyed herewith is a non-exclusive perpetual easement for ingress and egress over and across those subdivision roads of Waterfall at Lake Burton from the US Highway 76 – Georgia Highway No. 2 to the above-described property herein conveyed. FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND:

TRACT 2: ALL THAT TRACT OR PARCEL OF LAND containing 5.76 acres (more or Less), lying and being in Land Lots 6 of the 1st District and Land Lot 91 of the 5th District, Rabun County Georgia as shown upon that particular plat of survey dated November 25, 2002, prepared by Wayne A. Powers, Georgia Registered Land Surveyor #2891, and recorded in Plat Book 49, Page 154, Clerk’s office, Rabun Superior Court, and being described as follows: Beginning at the intersection of the northern right-of-way line of U.S. Route 76 (variable r/w) and the eastern boundary of Land Lot 91 of the 5th District, Rabun County, Georgia and running thence 75.12’ along the arc of a curve to the left in the northern right-of-way line of U.S. Route 76, said arc having a radius of 552.46' and being subtended by a chord bearing South 89°13’00” West a chord distance of 75.06’ to a point; thence North 04°40’43 West, along the northern right-of-way line of U.S. route 76, a distance of 25.00 to a point; Thence 1112.57’ along the arc of a curve to the left in the northern right-of-way line of U.S. Route 76, said arc having a radius of 77.46’ and being subtended by a chord bearing South 79°44’13” West, a chord distance of 112.39' to a point; thence departing the northern right-of-way line of U.S. Route 76 and running North 02°44’34” West, a distance of 85.37' to a point; thence North 00°02’15” West, a distance of 129.52' to a point; thence 14.40' along the arc of a curve to the right, said arc having a radius of 100.00' and being subtended by a chord bearing South 72°34’38” West, a chord distance of 14.39' to point; thence South 76°42’09” West, a distance of 82.11' to a point; thence 54.40’ along the arc of a curve to the right, said arc having a radius of 60.24’ and being subtended by a chord bearing North 77°25’40” West, a chord distance of 52.57' to a point located on the southern right-of-way line of Magnolia Place (40' r/w) and running thence along the right-of-way line of Magnolia Place and following courses and distance: 35.31' along the arc of a curve to the left, said arc having a radius of 1520.00' and being subtended by a chord beginning North 59°49’54” East, a chord distance of 35.31’ to a point; thence 51.51' along arc of a curve to the left, said arc having a radius of 1520.00' and being subtended by a chord bearing North 58°11’43” East, a chord distance of 51.51’ to a point; thence 33.06’ along the arc of a curve to the left, said arc having a radius of 420.00’ and being subtended by a chord bearing North 54°58’10” East, a chord distance of 33.05’ to a point; thence 24.73’ along the arc of a curve to the right, said arc having a radius of 30.00’ and being subtended by a chord bearing North 76°19’30” East, a chord distance of 24.03', thence 246.40' along the arc of a curve to the left, said arc having a radius of 50' and being subtended by a chord bearing North 41°14’28” West, a chord distance of 62.69' to a point; thence 29.46’ along the arc of a curve to the right, said arc having a radius of 30.00’ and being subtended by a chord bearing South 25°42’53” West, a chord distance of 28.29’ to a point.; thence 22.40' along the arc of a curve to the right, said arc having a radius of 380.00’ and being subtended by a chord bearing South 55°32’09” West, a chord distance of 22.40’ to a point; thence 206.81’ along the arc of a curve to the right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 61°13’40” West, a chord distance of 206.64' to a point; thence 48.32' along the arc of a curve to the right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 66°09’59” West, a chord distance of 48.32” to a point; thence 148.29' along the arc of a curve to the right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 69°58’19” West, a chord distance of 143.22' to a point; thence departing the northern right-of-way line of Magnolia Place and running thence North 17°31’24” East, a distance of 20.88';

thence North 28°44’37” East, a distance of 23.39’; thence North 53°04’41” East, a distance of 43.61’; thence North 20°31’48” East, a distance of 72.11';

thence North 14°59’09” West, a distance of 38.01'; thence North 07°57’58” East, a distance of 31.00'; thence North 33°29’41” East, a distance of 40.29';

thence North 13°22’08” East, a distance of 56.02'; thence North 36°33’05” East, a distance of 136.83’; thence North 51°02’58” East, a distance of 100.34’;

thence North 32°51’35” East, a distance of 89.30’; thence North 42°34’18” East, a distance of 95.78’; thence South 63°26’31” East, a distance of 24.00’;

thence South 73°14’07” East, a distance of 18.88’; thence South 05°01’37” West, a distance of 99.16’; thence South 12°22’00” West, a distance of 50.23’;

thence South 05°18’07” East, a distance of 169.04’; thence North 44°54’25” East, a distance of 151.70’; thence North 51°14’19” East, a distance of 143.84’;

thence North 89°41’75” East, a distance of 131.10’ to a point located on the common boundary line between Land Lots 5 and 6 of the 1st Land District, Rabun County, Georgia and running thence along such boundary line South 00°55’00” East, a distance of 654.15' to a point located on the northern right-of-way line of U.S. Route 76 (variable r/w) and the Point of Beginning. FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND: All interest in that certain tract or parcel of land lying and being in Land Lot 6 of the First Land District of Rabun County, Georgia, being Lot 17 of Unit 1, Block C of Waterfall at Lake Burton, containing 1.53 acre more or less, said lot being located on the road known as Waterfall Drive North and more particularly described upon that certain plat of survey dated April 13, 1999, by Leonida J. Scara, III, Georgia Registered Land Surveyor No. 2628, said plat recorded in Plat Book 42, Page 222-226, Clerk's Office, Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND: All that tract or parcel of land lying and being in Land Lot 6 of the First Land District of Rabun County, Georgia, being Phase I Waterfall Villas, containing 0.54 acre as same is more particularly described upon that certain plat of survey dated January 18, 2005, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, and recorded in Plat Book 54, Page 49, Clerk's Office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed. Conveyed herewith is a non-exclusive, perpetual easement for ingress and egress over and across the subdivision roads of Waterfall at Lake Burton. Further, conveyed herewith is a non exclusive, perpetual easement for the use, maintenance and repair of the water and sewer system and lines serving the above described property and that property adjacent to the same.

FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND:

All that tract or parcel of land lying and being in Land Lot 6 of the 1st Land District, Rabun County, Georgia, being Lot 4, containing 0.32 acre of Block G, Unit 1 of Waterfall at Lake Burton, as more particularly described upon that certain plat of survey dated December 17, 2003, last revised November 15, 2004 prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, and recorded in Plat Book 53, Page 225, Clerk's Office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed.

FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND:

All that tract or parcel of land lying and being in Land Lot 6 of the 1st Land District, Rabun County, Georgia, being Lot 2, containing 0.33 acre of Block G, Unit 1 of Waterfall at Lake Burton, as more particularly described upon that certain plat of survey dated December 17, 2003, last revised November 15, 2004 prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, and recorded in Plat Book 51, Page 33, Clerk's Office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed.

FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND:

All of those tracts of parcels of land lying and being in Land Lot 6, 1st Land District, Rabun County, Georgia, and being more particularly described as Lots 49 and 50 of Lake Burton Club, Phase I, Unit 6, Block "J" as shown on that certain Final Plat of Lake Burton Club, Phase I, Unit 6, Block "J", Lots 48 49 & 50 dated July 12, 2012, and filed at Plat Book 61, Page 279, in the Office of the Rabun County Clerk of Court, Rabun County, Georgia. TOGETHER WITH: TRACT B

All that tract or parcel of land lying and being in Land Lot 6 of the First Land District of Rabun County, Georgia, being that Club House Tract containing 0.60 acre as same is more particularly described upon that certain plat of survey dated January 18, 2001, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, and recorded in Plat Book 54, Page 51, Clerk's Office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed TRACT C:

ALL THAT TRACT or parcel of land lying and being in Land Lot 6 of the 1st District of Rabun County, Georgia, and being two (2) private drives as more particularly depicted on Plat Book 49, Page 154, aforesaid Records.

TRACT D: All that tract or parcel of land lying and being in Land Lot 6 of the 1st Land District of Rabun County, Georgia, being Lot 2, containing 0.33 acre of Block G, Unit 1 of Waterfall at Lake Burton, as more particularly described upon that certain plat of survey dated December 17, 2003, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, and recorded in Plat Book 51, Page 33, Clerk's Office, Rabun Superior Court. The indebtedness secured by said Security Deed having been declared due and payable because of, among other possible events of default, failure to pay the indebtedness secured thereby as and when due, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intention to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best of the undersigned’s knowledge and belief, possession of the subject property is held by SELAF WATERFALL DEVELOPMENT CO., LLC, SELAF WATERFALL COUNTRY CLUB, LLC and SELAF WATERFALL WATER AND SEWER, LLC. UNITED Community Bank As Attorney-in-Fact for SELAF WATERFALL DEVELOPMENT CO., LLC, SELAF WATERFALL COUNTRY CLUB, LLC and SELAF WATERFALL WATER AND SEWER, LLC. Nelson Mullins Riley & Scarborough LLP,

By: Bradley J. Denson, 201 17th Street, N.W., Suite 1700, Atlanta, Georgia 30363 (404) 322-6000

11-8,15,22,29

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Michael Lamar Crist, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 6th day of November, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Virginia Ann Crist acting as Executrix of the Michael Lamar Crist estate.) 2719 Laurel Lodge Road, Clarkesville, GA 30523, Telephone: (706) 947-3085

11-15,22,29,12-6

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Kenneth E.. Byrd, Jr., deceased, are herby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 6th day of November, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Christine W. Byrd acting as Executrix of the Kenneth E. Byrd, Jr. estate.) Address: PO Box 307, Tiger, GA 30576, Telephone: (706) 782-0718

11-15,22,29,12-6

gpn18

IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF Grace D. Crane, deceased, Estate No. 3843. PETITION FOR LETTERS OF ADMINISTRATION NOTICE. Teresa C. Smallwood has petitioned to be appointed Administrator of the estate of Grace D. Crane deceased, of said County. (The Petitioner has also applied for a waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections , and must be filed with the court on or before December 10, 2012. All Pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number (706) 782-3614

11-15,22,29,12-6

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Patricia J. Bussiere, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 9th day of November, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Regina L. Reid acting as Administrator of the Patricia J. Bussiere estate.) Address: PO Box 311, Turnerville, GA 30580, Telephone: (706) 499-4573

11-15,22,29,12-6

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

PUBLIC NOTICE

Notice is hereby given that ASHLEE NICOLE HENRICKS has filed a petition in the Superior Court of Rabun County on the 7th day of November, 2012 for an order changing her minor child’s name from COLTON HAMES AMICK TO COLTON JAMES HENRICKS. Any interested or affected party may file objections to the petition within thirty days from the date of filing said petition, else said Order shall be granted as prayed for. This 7th day of November, 2012. Holly Henry Perry, Clerk Superior Court, Rabun County, Georgia

11-15,22,29,12-6

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Timothy Cecil Browning, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 13th day of November 2012. Witness my/our hand(s) and seal(s), on the day above written. (Emma Jean Browning acting as Administrator of the Timothy Cecil Browning estate.) Address: 6166 Warwoman Rd., Clayton, GA 30525, Telephone: (706) 782-6598

11-22,29,12-6,13

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by George Ledbetter Jr to Mortgage Electronic Registration Systems, Inc. as nominee for Embrace Home Loans, Inc., its successors and assigns dated December 5, 2011 in the amount of $77,265.00, and recorded in Deed Book W37, Page 540, Rabun County, Georgia Records; as last transferred to Embrace Home Loans Inc by assignment; the undersigned, Embrace Home Loans Inc pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: The land referred to herein below is situated in the County of Rabun, State of Georgia in Deed Book X-24, at Page 125, and is described as follows: All that tract or parcel of land lying and being in Land Lot 1 of the Fifth Land District, City of Clayton, Rabun County, Georgia being 1.08 acres more particularly described on a plat of survey prepared by T. Lamar Edwards, GRLS No. 1837 Dated 10-5-89 recorded in Plat Book 27, Page 182 of the Rabun County Plat Records. Said plat and the record of the same being incorporated herein by reference for a more full and complete description of the property described herein. Less and except that certain 0.40 acre tract of land lying and being in Land Lot 1 of the 5th Land District of Rabun County, Georgia and being further described in that certain Warranty Deed from J.H. Cannon and G.N. Cannon to George Ledbetter, Jr. and Clara G. Ledbetter, dated 5-4-77 and recorded in Deed Book 1-6, Page 29 of the Rabun County Deed Records. Being the same property described in the deed to George Ledbetter, Jr., from Jeffrey Lamar Ledbetter, recorded on August 20, 2003, in Book X-24, at Page 125, of the Public Records of Rabun County, Georgia. which has the property address of 805 Old Chechero Rd, Clayton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of George Ledbetter Jr and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Embrace Home Loans Inc, Attorney in Fact for George Ledbetter Jr, McCurdy & Candler, L.L.C.,(404) 373-1612, File No. 12-07807 /FHA/efisher. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

11-22,29,12-6,13,20,27

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to MARY KATHRYN EASTERLING, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 15th of November, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Joseph Thomas Williams acting as Executor of the Mary Kathryn Easterling estate.) Address: 105 Wexford Court, Stockbridge, GA 30281. Telephone: (770) 363-1038

11-22,29,12-6,13

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NOTICE

A public hearing will be held before the City of Sky Valley Planning and Zoning Commission on Friday, December 14, 2012 at 10:00 AM in the Timeshare Meeting Room, 501 Sky Valley Way, Sky Valley, GA concerning the following request: At the request of Sky Valley Club, Inc.: A variance to Section 300.20(4) of the Sky Valley Building Code, Ordinance 05-01 and as amended by Ordinance 08-11, on 186 Driver Lane, Sky Valley, GA, to approve a variance to the Building Code and allow a 29 gauge, shiny non-painted acrylic coated Galvalume metal roof with exposed fasteners. At the hearing, any interested parties may present data, make statements, or offer viewpoints or arguments either orally or in writing. Statements shall be concise to afford all an opportunity to be heard. City of Sky Valley, Mandi Cantrell, City Clerk

11-29

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Request for Comments

USDA Forest Service, Chattahoochee-Oconee National Forest, Chattooga River Ranger District, Rabun County, GA

Upper Warwoman Landscape Management Project

District Ranger Edward Hunter is asking for comments on the proposed Upper Warwoman Landscape Management project, located approximately 4 miles east of Clayton, GA. The primary purposes of this project are to: restore and maintain shortleaf pine/table mountain pine/pitch pine and dry-mesic oak woodland communities; maintain and regenerate oak and oak-pine forests; improve wildlife habitat by providing a diversity in successional stage habitats; and to improve soil and water conditions, and associated aquatic habitat. This project will be accomplished by the following management actions: 1. Vegetation Management - 1,233 acres (1,168 acres commercial timber sales; 65 acres non-commercial timber sales), 2. Fisheries Enhancement – 7.5 miles of habitat enhancement; 1 open-arch culvert installed; 1 embedded culvert installed; 4 culverts removed, 3. Controlled Burning – 6,033 acres new; 2,701 acres existing, 4. Wildlife Opening Daylighting / early-successional habitat (ESH) creation – 70 Acres ESH creation, 5. Soil and Water Improvement – 11 miles road reconstruction/daylighting; 2 miles road decommissioning; 8.2 miles access management; 1 mile road relocation. Comments on this project must be postmarked or received within 30 days beginning the day following publication of this notice. The decision on this project will be issued after consideration of comments as well as the results of an environmental assessment. Written comments should be sent to: Chattooga River Ranger District, Chattahoochee-Oconee National Forests, Attn: Mike Brod. Comments by letter, phone or in-person are accepted at the District Office, 9975 Hwy 441 South, Lakemont, GA 30552, (p) 706-754-6221 ext 101, business hours M-F, 8:00-4:30. Comments can also be emailed using the following email address: mbrod@fs.fed.us Thank You for your interest in YOUR National Forest.

11-29

Clayton Legals 11.29.12
Nov 29, 2012 | 5436 views | 0 0 comments | 30 30 recommendations | email to a friend | print
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NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by KATHY H. RENTZ and STANLEY R. RENTZ to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Atlantic Pacific Mortgage Corporation, dated April 23, 2009 and filed for record May 11, 2009 in Deed Book Y34, Page 504, Rabun County, Georgia records, and securing a Note in the original principal amount of $275,793.00; last transferred to CitiMortgage, Inc. by Assignment, filed for record in Deed Book R38, Page 147, Rabun County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Rabun County, Georgia, between the legal hours of sale on the first Tuesday in December, 2012, by CitiMortgage, Inc. as Attorney-in-Fact for KATHY H. RENTZ and STANLEY R. RENTZ the following property to-wit: The land referred to in this Commitment is described as follows: All that tract or parcel of land lying and being in Land Lot 23 of the South Land District of Rabun County, Georgia and being more particularly described as 1.21 acres and depicted on a plat of survey dated May 11, 1998 and prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, Said plat is of record in Plat book 42, page 107 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its of the real property as depicted thereon. Said tract or parcel of land abuts Wayah Trail Road, a public road. The above described property is also known as 631 WAYAH TRAIL, CLAYTON, GA 30525. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: CitiMortgage, Inc., 5280 Corporate Drive, Attn: Default Mail Services, Frederick, MD 21703, Phone: HAT Program: 866-272-4749, Fax: 866-989-2089 or 866-989-2088. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. CitiMortgage, Inc., as Attorney-in-Fact for KATHY H. RENTZ and STANLEY R. RENTZ, SHUPING, MORSE & ROSS, L.L.P., By: S. Andrew Shuping, Jr., 6259 Riverdale Road, Suite 100, Riverdale, GA 30274. 770-991-0000. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Carol Cooper Odem aka Carol C. Odem to JPMorgan Chase Bank, NA, dated January 26, 2006, recorded in Deed Book O29, Page 225, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND AND 0/100 DOLLARS ($151,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in December, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Carol Cooper Odem aka Carol C. Odem or a tenant or tenants and said property is more commonly known as 206 Auburn Hills Drive, Rabun Gap, Georgia 30568. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. JPMorgan Chase Bank, National Association as Attorney in Fact for Carol Cooper Odem aka Carol C. Odem, McCalla Raymer, LLC 1544 Old Alabama Road, Roswell, Georgia 30076 MR/ts1 12/4/12 Our file no. 5954412-FT18 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 100 of the 2nd District, of Rabun County, Georgia, being Lot 13 of Persimmonwood Subdivision, Unit 1, as per plat recorded in Plat Book 24, page 299-302, as re-recorded in Plat Book 34, page 277, Rabun County records, said plat is incorporated herein and made a part hereof for a more complete description. MR/ts1 12/4/12 Our file no. 5954412 - FT18

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Perry Lunsford to Mortgage Electronic Systems, Inc as a nominee for Guaranty Mortgage Services LLC its successor and assigns, dated August 15, 2005, recorded in Deed Book P28, Page 173, Rabun County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book U38, Page 455, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND AND 0/100 DOLLARS ($131,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in December, 2012, the following described property:All that tract or parcel of land lying and being in Land Lot 1 of the Fifth Land District of Rabun County, Georgia, and being all but 15' of Lot 14 and all of Lot 15 of East Gate Terrace Subdivision, as shown on that certain plat of survey prepared by A.B. Turnbull, Georgia Registered Land Surveyor No. 1557, dated May 22, 1979, which is recorded in the Office of the clerk of Rabun Superior Court in Plat Book 15, page 165. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. The above described property is conveyed subject to restrictive covenants of record for East Gate Terrace Subdivision dated May 9, 1975, recorded in Deed Book U-5, pages 398, Rabun County Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association (“Fannie Mae”). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Perry Lunsford or a tenant or tenants and said property is more commonly known as 67 E Gate Terrace, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Perry Lunsford, Johnson & Freedman, LLC, 1587 Northeast Expressway, Atlanta, Georgia 30329. (770) 234-9181, MSP/vai 12/4/12 Our file no.1597812-FT20

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain to Regions Bank, dated December 30, 2002, recorded January 9, 2003, in Deed Book Q-23, Page 2, Rabun County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of SEVENTY THOUSAND DOLLARS AND NO CENTS ($70,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in December 2012 by the secured creditor, Regions Bank, as Attorney in Fact for Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain, all property described in said Security Deed including but not limited to the following described property: All that tract or parcel of land lying and being in Land Lot 16 of the 3rd Land District of Rabun County, Georgia and being more fully described as follows: THE POINT OF BEGINNING being USA corner number 6 of the Holden tract: from said beginning point thus established run S 05 degrees 00 minutes E 148.3 feet to a point; thence S 00 degrees 04 minutes W 110.1 feet to a point; thence S 09 degrees 09 minutes West 167.6 feet to a point; thence S 02 degrees 21 minutes West 107.9 feet to a point; thence S 08 degrees 44 minutes West 136.2 feet to a point; thence S 12 degrees 44 minutes West 33.0 feet to a point; thence S 12 degrees 43 minutes West 51.9 feet to a 24-inch oak; thence S 15 degrees 06 minutes West 221.1 feet to a point; thence S 15 degrees 16 minutes East 27.5 feet to a point; thence S 68 degrees 11 minutes West 19.8 feet to an iron pin; thence N 25 degrees 00 minutes West 606.6 feet to an iron pin; thence N 01 degrees 08 minutes West 215.4 feet to a point; thence N 59 degrees 04 minutes East 451.2 feet to the point and place of beginning containing 5.46 acres as shown upon that plat of survey prepared by T. Lamar Edwards, GRLS No. 1837 dated March 30, 1976 and revised April 7, 1983 and recorded in Plat Book 18, page 165 of the Rabun Co. plat records. Said plat and the record of the same being incorporated herein by reference for further description. Said property is herein conveyed subject to the rights of adjacent land owners to use that drive on the east side of said property for ingress and egress to that tract depicted as 4.24 acres belonging to M. C. Speed, Jr. on the aforementioned plat of survey. Said property is herein conveyed subject to that Boundary Line Agreement dated April 15, 1983 and recorded in Deed Book O-8, page 534, Clerk’s office, Rabun Superior Court. LESS AND EXCEPT: All that tract or parcel of land lying and being in Land Lot 16 of the 3rd Land District, Rabun County, Georgia, and being Tract 4 consisting of 1.03 acres more particularly described on a plat of survey prepared by T. Lamar Edwards, GRLS No. 1837 dated revised November 29, 2006 and recorded in Plat Book 58, Page 131 of the Rabun County plat records. Said plat and the record of the same being incorporated herein by reference for a more full and complete description of the property described herein. Said property being known as 68 Sagebrush Lane, Clayton, GA 30525 according to the present numbering system in Rabun County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Regions Bank d/b/a Regions Mortgage, 215 Forrest Street, Hattiesburg, MS 39401 TEL (800) 748-9498. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Joyce Ann Dixon to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $76,000.00 dated 04/11/2003, and recorded in Deed Book E24, page 240, Rabun County records, said Security Deed being last transferred and assigned to Cadence Bank, National Association, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2012 by Cadence Bank, National Association, as Attorney-in-Fact for Joyce Ann Dixon the following described property: All that tract or parcel of land lying and being in Land Lot 14 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to-wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated August 28, 1995 and prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042. The real property being hereby conveyed is Tract 1-A consisting of 1.00 acres. Said plat is of record in Plat Book 45, page 76 in the Office of the Clerk of the Rubun Superior Court. Reference to said plat the record thereof is for the express purpose of incorporating herein its description of said Tract 1-A consisting of 1.00 acres as depicted thereon. This conveyance is made subject to the following: 1. Warranty Deed for water and water line rights executed by Mrs. Harold Thompson to Tommie Ray Thompson, dated March 25, 1969 and recorded March 31, 1969 at Deed Book J4, page 15, et seq., Rabun County Records. 2. Warranty Deed for water and water line rights executed by Mrs. Harold Thompson to Dan L. Crane, Jr., dated March 25, 1969, and recorded March 31, 1969, at Deed Book J4, page 17, et seq., Rabun County Records. 3. Road right of way easement conveyed in a Warranty Deed executed by Judson Thompson to Kathy Lynn Thompson, September 7, 1995 at Deed Book W15, page 610, Rabun County Records. Property known as: 27 Quartz Ln, Clayton, GA 30525. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: RoundPoint Mortgage Servicing Corporation, 5032 Parkway Plaza Road, Charlotte, NC 28217. PHONE: (866) 559-8716. Pursuant to O.C.G.A. Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Joyce Ann Dixon. Cadence Bank, National Association, as Attorney-in-fact for Joyce Ann Dixon. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346. Phone – (770) 392-0398, Toll Free – (866) 999-7088, Our File No. 12-04698

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to John Samuel Beck, SR., deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 31 day of October, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Billy Joseph Beck acting as Executor of the John Samuel Beck, Sr. estate.) Address: 7778 Warwoman Road, Clayton, Ga 30525. Telephone: (706) 782-5306

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GEORGIA, RABUN COUNTY

NOTICE TO DEBTORS AND CREDITORS

All creditors of the estate of Maynard William Thompson, deceased, of Rabun County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned. Michael James Thompson, as Executor of the Estate of Maynard William Thompson, Deceased, c/o J.C. Highsmith, Jr., P.O. Box 3280, Gainesville, GA 30503

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from Clarence N. Daws to First Citizens Bank and Trust Company, Inc. (by virtue of that certain Assignment of Security Deed and Related Security Instruments Without Recourse (Georgia), filed and recorded March 17, 2011 in Deed Book B37, Page 588, RABUN COUNTY, Georgia Records, assignee of the Federal Deposit Insurance Corporation in receivership of Georgian Bank) (“First Citizens”), dated March 31, 2009, filed and recorded April 23, 2009 in Deed Book W34, Page 608, Rabun County, Georgia Records (as amended, modified, or revised from time to time, “Security Deed”), said Security Deed having been given to secure a note in the original principal amount of THREE HUNDRED THOUSAND AND 00/100THS DOLLARS ($300,000.00) (as amended, modified, or revised from time to time, the “Note”) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of RABUN COUNTY, Georgia, within the legal hours for sale on the first Tuesday in December, 2012, all property described in said Security Deed, including, but not limited to, declarant's rights, if any, and, without limitation, the following described property (or so much thereof as has not, as of said first Tuesday, by duly executed and recorded instrument, previously been released from the lien of the Security Deed): TRACT I, ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 114 OF THE 5TH DISTRICT, RABUN COUNTY, GEORGIA, DESIGNATED AS LOT 12, DURDEN SUBDIVISION, CONTAINING 0.19 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY PREPARED BY NEWMAN AND COMPANY BY T. LAMAR EDWARDS, R.S., UNDER DATE OF JANUARY 17, 1977, RECORDED IN PLAT BOOK 13, PAGE 87, RABUN COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. TRACT II ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 114 OF THE 5TH DISTRICT, RABUN COUNTY, GEORGIA, DESIGNATED AS LOT 9 OF THE DURDEN SUBDIVISION, CONTAINING 5.10 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY PREPARED BY NEWMAN AND COMPANY BY T. LAMAR EDWARDS, R.S., UNDER DATE OF JANUARY 17, 1977, RECORDED IN PLAT BOOK 13, PAGE 87, RABUN COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way, and any other matters of record superior to said Security Deed; To the best of the knowledge and belief of the undersigned, the party in possession of the property is Clarence N. Daws or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. First Citizens and its counsel are acting as debt collectors. Any information obtained will be used for that purpose. First Citizens as Attorney-in-Fact for Clarence N. Daws, Contact: Guillermo Todd, Esq., Busch, Slipakoff & Schuh, LLP, 3330 Cumberland Boulevard, Suite 300, Atlanta, Georgia 30339. Telephone (770) 790-3550

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SELAF WATERFALL DEVELOPMENT CO., LLC,

SELAF WATERFALL COUNTRY CLUB, LLC and

SELAF WATERFALL WATER AND SEWER, LLC

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF RABUN

Under and by virtue of the power of sale contained in a Deed to Secure Debt and Security Agreement dated April ___, 2010, executed by SELAF WATERFALL DEVELOPMENT CO., LLC, SELAF WATERFALL COUNTRY CLUB, LLC and SELAF WATERFALL WATER AND SEWER, LLC, in favor of UNITED Community Bank ("UCB"), in the original principal amount of Seven Million Four Hundred Twenty-Five Thousand and No/100 Dollars ($7,425,000.00), and recorded in Deed Book A36, Page 1-29, Rabun County, Georgia records (the "Security Deed"), there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Rabun County, Georgia, between the legal hours of sale on the first Tuesday in December, 2012, by UNITED Community Bank, as Attorney-in-Fact for SELAF WATERFALL DEVELOPMENT CO., LLC, SELAF WATERFALL COUNTRY CLUB, LLC and SELAF WATERFALL WATER AND SEWER, LLC, the following property to-wit. TRACT A: All that tract or parcel of land lying and being in Land Lots 5, 6 and 15, 1st District and Land Lot 91, 5th District, Rabun County, Georgia and being more particularly described as follows: Beginning at an iron pin found (IPF) 3/4 inch rebar at the common corner of Land Lots 5, 6, 15 and 16, 1st District; thence along the east Land Lot Line of Land Lot 6 South 00°54'27" East, a distance of 846.32 feet to an IPF 1/2 inch rebar; thence leaving said Land Lot Line South 07°59'13" East, a distance of 443.03 feet to a point; thence North 88°08'48" East, a distance of 213.21 feet to an IPF 1/2 inch rebar being located 65 feet from the centerline of Vickers Road; thence continuing along a line 65 feet from the centerline of Vickers Road South 48°54'04" East, a distance of 39.48 feet to a point; thence South 39°46'01" East, a distance of 9.20 feet to a point; thence South 26°54'04" East, a distance of 11.54 feet to a point; thence South 15°17'37" East, a distance of 25.29 feet to a point; thence South 12°53'47" East, a distance of 86.80 feet to a point; thence South 12°07'48" East, a distance of 29.32 feet to a point; thence South 01°35'21" East, a distance of 22.52 feet to a point; thence South 14°44'10" West, a distance of 10.52 feet to a point; thence South 34°58'25" West, a distance of 36.97 feet to a point; thence South 42°03'57" West, a distance of 41.84 feet to a point; thence South 46°20'29" West, a distance of 54.74 feet to a point; thence South 50°20'17" West, a distance of 79.50 feet to a point; thence South 44°35'50" West, a distance of 56.39 feet to a point; thence South 31°20'31" West, a distance of 60.51 feet to a point; thence South 20°36'32" West, a distance of 37.24 feet to a point; thence South 15°02'40" West, a distance of 33.66 feet to a point; thence South 27°22'33" West, a distance of 29.37 feet to a point; thence South 39°01'07" West, a distance of 34.37 feet to a point; thence South 45°36'17" West, a distance of 19.68 feet to a point; thence South 38°56'33" West, a distance of 26.10 feet to a point; thence South 43°14'54" West, a distance of 29.52 feet to an IPF 1/2 inch rebar on the east Land Lot Line of Land Lot 6, 1st District; thence along said Land Lot Line South 00°55'38" East, a distance of 828.46 feet to an IPF 1/2 inch rebar; thence leaving said Land Lot Line North 88°27'49" East, a distance of 37.43 feet to an IPF 1/2 inch rebar being 65 feet from the centerline of Vickers Road; thence continuing along a line 65 feet from the centerline of Vickers Road South 03°08'39" East, a distance of 32.23 feet to a point; thence South 04°04'58" East, a distance of 42.51 feet to a point; thence South 02°10'28" West, a distance of 27.93 feet to a point; thence South 01°03'26" East, a distance of 44.44 feet to a point; thence South 01°48'10" East, a distance of 22.00 feet to a point; thence South 04°18'29" East, a distance of 34.60 feet to a point; thence South 07°22'50" East, a distance of 23.97 feet to a point; thence South 08°45'04" East, a distance of 38.56 feet to a point; thence South 04°37'43" East, a distance of 30.60 feet to a point; thence South 01°09'05" West, a distance of 50.07 feet to a point; thence South 05°25'37" West, a distance of 30.57 feet to a point; thence South 08°48'08" West, a distance of 57.82 feet to a point; thence South 11°08'57" West, a distance of 49.01 feet to a point; thence South 12°02'34" West, a distance of 57.69 feet to a point; thence South 09°00'27" West, a distance of 81.82 feet to an IPF 1/2 inch rebar on the east Land Lot Line of Land Lot 6, 1st District; thence along said Land Lot Line South 00°55'11" East, a distance of 1082.40 feet to a 12 inch Chestnut Oak at the Land Lot Corner common to Land Lots 5 and 6, 1st District and Land Lots 90 and 91, 5th District; thence along the east Land Lot Line of Land Lot 91, 5th District South 00°55'11" East, a distance of 67.99 feet to an IPF 1/2 inch rebar on the north right of way (R/W) of U. S. Highway 76 (R/W Varies); thence along said R/W 76.42 feet along a curve, said curve having a chord of South 89°16'12" West 76.36 feet and a radius of 552.46 feet to a point; thence North 04°41'33" West, a distance of 25.00 feet to a point; thence 114.15 feet along a curve, said curve having a chord of South 79°38'40" West 113.97 feet and a radius of 577.46 feet to a point; thence South 73°58'53" West, a distance of 336.75 feet to a concrete monument found; thence South 16°01'07" East, a distance of 20.00 feet to a point; thence 470.60 feet along a curve, said curve having a chord of South 86°37'45" West 466.79 feet and a radius of 1065.93 feet to a point; thence North 80°43'23" West, a distance of 595.95 feet to a point; thence 172.32 feet along a curve, said curve having a chord of North 80°43'23" West 153.00 feet and a radius of 103.24 feet to a point; thence North 80°43'23" West, a distance of 391.04 feet to a point; thence North 09°16'37" East, a distance of 20.00 feet to a point; thence 557.15 feet along a curve, said curve having a chord of North 46°58'31" West 525.49 feet and a radius of 472.96 feet to a point; thence North 06°25'36" East, a distance of 82.36 feet to a point; thence 201.22 feet along a curve, said curve having a chord of North 17°47'24" West 196.43 feet and a radius of 265.07 feet to a point; thence North 05°38'08" West, a distance of 18.08 feet to a point; thence 365.53 feet along a curve, said curve having a chord of North 13°22'26" West 364.42 feet and a radius of 1353.22 feet to a concrete monument found; thence South 68°53'15" West, a distance of 38.00 feet to a point; thence 226.91 feet along a curve, said curve having a chord of North 21°42'45" West 226.59 feet and a radius of 1241.29 feet to a point; thence North 31°35'45" West, a distance of 78.20 feet to a point; thence 167.61 feet along a curve, said curve having a chord of North 38°01'45" West 166.34 feet and a radius of 393.67 feet to a point; thence North 65°38'45" West, a distance of 414.92 feet to an IPF 1 inch open top pipe; thence leaving said R/W run North 09°55'25" East, a distance of 1621.50 feet to an IPF 1/2 inch rebar; thence North 56°28'02" West, a distance of 186.23 feet to an IPF 1/2 inch rebar; thence North 37°20'25" East, a distance of 209.88 feet to an IPF 1/2 inch rebar; thence North 32°15'10" East, a distance of 99.94 feet to an IPF 1/2 inch rebar; thence North 02°28'56" East, a distance of 99.87 feet to an IPF 1/2 inch rebar; thence South 73°45'09" West, a distance of 19.85 feet to a point in the centerline of Clay Drive; thence along said centerline North 14°17'17" West, a distance of 8.41 feet to a point; thence North 26°10'52" West, a distance of 26.97 feet to a point; thence North 27°26'20" West, a distance of 60.29 feet to a point; thence North 18°56'05" West, a distance of 27.28 feet to a point; thence North 16°10'05" West, a distance of 18.52 feet to a point; thence North 11°25'25" West, a distance of 45.15 feet to a point; thence North 05°36'39" West, a distance of 39.01 feet to a point; thence North 07°57'33" West, a distance of 36.08 feet to a point; thence North 14°26'47" West, a distance of 21.59 feet to a point; thence North 08°53'08" West, a distance of 13.14 feet to a point; thence North 18°40'54" West, a distance of 47.60 feet to a point; thence North 05°05'52" West, a distance of 29.70 feet to a point; thence North 00°18'08" East, a distance of 19.76 feet to a point; thence North 01°23'02" East, a distance of 27.84 feet to a point; thence North 08°16'05" West, a distance of 31.78 feet to a point; thence North 19°13'20" West, a distance of 42.34 feet to a point; thence North 28°32'10" West, a distance of 45.86 feet to a point; thence North 32°22'49" West, a distance of 38.02 feet to a point; thence North 35°46'32" West, a distance of 30.71 feet to a point; thence North 44°57'59" West, a distance of 33.88 feet to a point; thence North 58°02'10" West, a distance of 40.72 feet to a point; thence North 64°23'51" West, a distance of 41.64 feet to a point; thence North 70°43'41" West, a distance of 45.76 feet to a point; thence North 73°47'39" West, a distance of 36.69 feet to a point; thence North 67°10'07" West, a distance of 43.37 feet to a point; thence North 52°40'17" West, a distance of 25.39 feet to a point; thence North 43°08'32" West, a distance of 75.46 feet to a point; thence North 45°06'05" West, a distance of 44.03 feet to a point; thence North 58°36'16" West, a distance of 38.66 feet to a point; thence North 75°53'57" West, a distance of 33.97 feet to a point; thence South 87°45'57" West, a distance of 78.32 feet to a point; thence South 86°18'43" West, a distance of 11.93 feet to a point; thence leaving said centerline North 21°24'11" East, a distance of 30.98 feet to an IPF 1/2 inch rebar on the north Land Lot Line of Land Lot 6, 1st District; thence along said Land Lot Line North 89°59'49" West, a distance of 365.20 feet to an aluminum monument found stamped No. 160; thence leaving said Land Lot Line North 19°28'47" East, a distance of 212.33 feet to a point; thence North 22°13'13" East, a distance of 150.99 feet to a point; thence North 31°26'49" East, a distance of 241.98 feet to a point; thence North 19°12'01" East, a distance of 229.45 feet to a point; thence North 02°50'56" West, a distance of 173.50 feet to an IPF 1/2 inch rebar being located 65 feet from the centerline of Vickers Road; thence continuing along a line 65 feet from the centerline of Vickers Road South 83°02'56" East, a distance of 42.24 feet to a point; thence North 85°27'45" East, a distance of 43.88 feet to a point; thence North 75°23'29" East, a distance of 39.45 feet to a point; thence North 81°35'04" East, a distance of 32.44 feet to a point; thence South 78°11'55" East, a distance of 20.10 feet to a point; thence South 54°25'15" East, a distance of 29.79 feet to a point; thence South 27°10'21" East, a distance of 40.27 feet to a point; thence South 17°53'16" East, a distance of 102.29 feet to a point; thence South 14°01'38" East, a distance of 26.62 feet to a point; thence South 05°57'07" East, a distance of 17.84 feet to a point; thence South 06°25'50" West, a distance of 17.51 feet to a point; thence South 05°18'45" West, a distance of 29.45 feet to a point; thence South 06°33'16" East, a distance of 28.80 feet to a point; thence South 17°52'42" East, a distance of 37.56 feet to a point; thence South 30°35'04" East, a distance of 38.99 feet to a point; thence South 35°28'35" East, a distance of 37.31 feet to a point; thence South 36°20'24" East, a distance of 89.62 feet to a point; thence South 40°46'24" East, a distance of 73.01 feet to a point; thence South 81°17'21" East, a distance of 74.46 feet to a point; thence North 52°18'40" East, a distance of 68.00 feet to a point; thence North 23°14'14" East, a distance of 43.69 feet to a point; thence North 28°52'10" East, a distance of 9.76 feet to a point; thence North 59°37'30" East, a distance of 13.97 feet to a point; thence North 74°24'03" East, a distance of 76.11 feet to a point; thence North 66°50'59" East, a distance of 99.29 feet to a point; thence North 55°41'04" East, a distance of 83.16 feet to a point; thence North 60°11'10" East, a distance of 28.69 feet to a point; thence North 71°16'55" East, a distance of 31.51 feet to a point; thence North 88°15'37" East, a distance of 84.19 feet to a point; thence South 78°11'45" East, a distance of 57.85 feet to a point; thence South 73°26'41" East, a distance of 136.04 feet to a point; thence South 74°52'48" East, a distance of 45.93 feet to a point; thence South 69°51'27" East, a distance of 34.76 feet to a point; thence South 57°24'26" East, a distance of 33.37 feet to a point; thence South 45°41'29" East, a distance of 24.89 feet to a point; thence South 36°24'43" East, a distance of 34.97 feet to a point; thence South 25°07'48" East, a distance of 35.76 feet to a point; thence South 08°51'07" East, a distance of 26.28 feet to a point; thence South 05°15'52" East, a distance of 93.58 feet to a point; thence South 14°10'28" East, a distance of 59.28 feet to a point; thence South 40°40'52" East, a distance of 71.45 feet to a point; thence South 86°24'46" East, a distance of 81.97 feet to a point; thence North 50°44'23" East, a distance of 72.81 feet to a point; thence North 37°40'50" East, a distance of 27.41 feet to a point; thence North 45°35'18" East, a distance of 28.22 feet to a point; thence North 56°32'29" East, a distance of 26.25 feet to a point; thence North 65°32'34" East, a distance of 34.28 feet to an IPF 1/2 inch rebar; thence leaving said line 65 feet from the centerline of Vickers Road South 17°48'17" East, a distance of 98.11 feet to an IPF Tee Bar; thence North 51°19'36" East, a distance of 149.29 feet to an IPF 1/2 inch rebar; thence North 77°37'23" East, a distance of 84.38 feet to an iron pin set 1/2 inch rebar with yellow plastic cap stamped ROCHESTER LSF000484; thence North 16°21'48" East, a distance of 75.80 feet to an IPF 1/2 inch rebar; thence North 75°13'26" East, a distance of 110.85 feet to an IPF 1/2 inch rebar located 65 feet from the centerline of Vickers Road; thence along a line 65 feet from the centerline of Vickers Road South 34°00'55" East, a distance of 89.38 feet to a point; thence South 39°02'05" East, a distance of 143.33 feet to a point; thence South 56°41'59" East, a distance of 135.33 feet to a point; thence South 56°07'36" East, a distance of 141.83 feet to a point; thence South 59°03'01" East, a distance of 41.10 feet to a point; thence South 86°34'51" East, a distance of 65.60 feet to a point; thence North 44°07'59" East, a distance of 74.98 feet to a point; thence North 01°52'34" East, a distance of 78.13 feet to a point; thence North 04°53'34" West, a distance of 92.45 feet to a point; thence North 00°41'07" East, a distance of 33.09 feet to a point; thence North 13°32'23" East, a distance of 38.60 feet to a point; thence North 22°49'02" East, a distance of 18.34 feet to a point; thence North 33°59'35" East, a distance of 29.51 feet to a point; thence North 33°05'44" East, a distance of 63.62 feet to a point; thence North 57°41'49" East, a distance of 13.78 feet to a point; thence South 88°48'40" East, a distance of 20.00 feet to a point; thence South 63°22'19" East, a distance of 28.22 feet to a point; thence South 60°09'03" East, a distance of 104.30 feet to a point; thence South 54°30'39" East, a distance of 65.53 feet to a point; thence South 49°26'44" East, a distance of 45.29 feet to a point; thence South 42°07'16" East, a distance of 9.59 feet to a point; thence South 23°31'35" East, a distance of 22.64 feet to a point; thence South 14°07'28" East, a distance of 30.83 feet to a point; thence South 12°55'42" East, a distance of 61.27 feet to a point; thence South 17°29'06" East, a distance of 101.03 feet to a point; thence South 42°35'20" East, a distance of 75.62 feet to a point; thence South 66°45'21" East, a distance of 29.19 feet to an IPF 1/2 inch rebar; thence leaving said line 65 feet from the centerline of Vickers Road South 03°02'20" West, a distance of 122.03 feet to an IPF 1/2 inch rebar on the north Land Lot Line of Land Lot 6, 1st District; thence along said Land Lot Line South 89°53'25" East, a distance of 670.15 feet to the Point of Beginning. The above described property contains 339.887 acres, more or less, and is shown on and described according to that certain ALTA/ACSM Land Title Survey for SELAF Waterfall Holding Co., LLC, SELAF Waterfall Development Co., LLC, SELAF Waterfall Water and Sewer LLC, SELAF Waterfall Country Club, LLC, United Community Bank, Calloway Title and Escrow LLC and Chicago Title Insurance Company dated March 26, 2010, certified by Cecil Lamar Smith on April 15, 2010, which said plat of survey is incorporated herein by this reference and made a part of this description. LESS AND EXCEPT THE FOLLOWING DESCRIBED PROPERTY: LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book T-18, Page 493, aforesaid Records. (Lot 10, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book V-18, Page 377, aforesaid Records. (Lot 6, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed With Right of Survivorship recorded in Deed Book U-18, Page 421, aforesaid Records. (Lot 7, Block B, Unit 1)

FURTHER LESS ANID EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book W-18, Page 602, aforesaid Records. (Lot 12, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book X-18, Page 439, aforesaid Records. (Lot 1, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Y-18, Page 33, aforesaid Records. (Lot 9, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Y-18, Page 39, aforesaid Records. (Lot 8, Block D, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Y-18, Page 559, aforesaid Records. (Lot 22, Block C, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Y-18, Page 565, aforesaid Records. (Lot 7, Block D, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Z-18, Page 34, aforesaid Records. (Lot 5, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Z-18, Page 40, aforesaid Records. (Lot 4, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book B-19, Page 178, aforesaid Records. (Lot 18, Block C, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-19, Page 149, aforesaid Records. (Lot 16, Block C, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-19, Page 361, aforesaid Records. (Lot 11, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-19, Page 595, aforesaid Records; as corrected by that certain Corrective Warranty Deed recorded in Deed Book T-23, Page 137, aforesaid Records. (Lot 10, Block C, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-19, Page 603, aforesaid Records. (Lot 8, Block B, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book J-19, Page 598, aforesaid Records. (Lot 6, Block D, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Y-19, Page 185, aforesaid Records. (Lots 4 and 5, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book B-20, Page 50, aforesaid Records. (Lots 9, 10, 11, 12, 13 and 21, Unit 2)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-20, Page 594, aforesaid Records. (Lot 22, Unit 2)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book I-20, Page 645, aforesaid Records. (Lot 13, Block C, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book R-20, Page 57, aforesaid Records. (Lot 3, Block E, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book S-20, Page 400, aforesaid Records; as corrected by that certain Corrective Warranty Deed recorded in Deed Book D-26, Page 155, aforesaid Records; as re-recorded in Deed Book K-26, page 685, aforesaid Records. (Lot 2, Block D, Unit 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book S-20, Page 402, aforesaid Records. (Lot 2, Block B)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book H-21, Page 387, aforesaid Records. (Lot 3, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book L-21, Page 7, aforesaid Records. (Lot 5, Block D)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book M-21, Page 244, aforesaid Records. (Lot 3, Block B)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book M-21, Page 381, aforesaid Records. (Lot 6, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book W-21, Page 427, aforesaid Records. (Lots 19 through and including 21, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book W-21, Page 545, aforesaid Records. (Lot 11, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Limited Warranty Deed recorded in Deed Book H-22, Page 403, aforesaid Records. (Lots 23 and 24, Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book M-22, Page 120, aforesaid Records. (Lot 15, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book V-22, Page 410, aforesaid Records. (Lot 8, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book V-22, Page 412, aforesaid Records. (Lot 9, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book X-22, Page 428, aforesaid Records. (Lot 7, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book X-22, Page 430, aforesaid Records; as re-recorded in Deed Book A-23, Page 337, aforesaid Records. (Lot 12, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book M-23, Page 634, aforesaid Records. (Lot 14, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book M-23, Page 645, aforesaid Records. (Lot 1, Block F)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book P-23, Page 189, aforesaid Records. (Lot 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book P-23, Page 556, aforesaid Records. (Lot 2, Block C)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book P-23, Page 565, aforesaid Records. (Lot 1, Block D)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book X-24, Page 478, aforesaid Records. (Lot 4, Block D)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book Y-24, Page 53, aforesaid Records. (Lot 1, Block E)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book Y-24, Page 55, aforesaid Records. (Lot 3, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book W-24, Page 499, aforesaid Records. (Lot 2, Block E)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book A-25, Page 260, aforesaid Records. (Lot 3, Block D)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book Y-25, Page 150, aforesaid Records. (Lot 10, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book I-26, Page 566, aforesaid Records. (Lot 2, Block F)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book K-26, Page 197, aforesaid Records. (Lot 3, 3G, 4, 5, 6, 6G and 7)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Q-26, Page 73, aforesaid Records. (Lot 3, Block F)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book V-26, Page 26, aforesaid Records. (Lot 8, Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book J-27, Page 692, aforesaid Records. (Lot 13, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book K-27, Page 218, aforesaid Records. (Lot 8, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book K-27, Page 231, aforesaid Records. (Lot 7, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book L-27, Page 583, aforesaid Records. (Lot 18, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book O-27, Page 236, aforesaid Records. (Lot 6, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book C-28, Page 327, aforesaid Records. (Lot 5, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed with Right of Survivorship recorded in Deed Book T-28, Page 95, aforesaid Records. (Lot 15, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book T-28, Page 151, aforesaid Records. (Lot 2, Unit 1, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book U-28, Page 371, aforesaid Records. (Lot 1, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book F-29, Page 425, aforesaid Records. (Lot 9, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book M-29, Page 172, aforesaid Records. (Lot 11, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book N-30, Page 585, aforesaid Records. (Lot 14, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book W-30, Page 191, aforesaid Records. (Lot 2, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book Z-30, Page 110, aforesaid Records. (Lot 17, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book A-31, Page 171, Aforesaid Records. (Lot 12, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book A-31, Page 333, aforesaid Records. (Lot 10, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book A-31, Page 466, aforesaid Records; as corrected by that certain Corrective Warranty Deed recorded in Deed Book P-31, Page 672, aforesaid Records. (Lot 16, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book B-31, Page 291, aforesaid Records. (Lot 15, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book B-31, Page 293, aforesaid Records. (Lot 16, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book C-31, Page 44, aforesaid Records. (Lot 18, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book E-31, Page 293, aforesaid Records. (Lot 17, Block V a/k/a Unit 2, Phase 1)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book G-31, Page 543, aforesaid Records. (Lot 11, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book G-31, Page 545, aforesaid Records. (Lot 6, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book H-31, Page 148, aforesaid Records. (Lot 14, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book I-31, Page 201, aforesaid Records. (Lot 19, Unit 4, Block A)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book L-31, Page 93, aforesaid Records. (Lot 1, Block G)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book L-31, Page 695, aforesaid Records. (Lot 5, Block E)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book O-31, Page 338, aforesaid Records. (Lot 4, Block E)

FURTHER LESS AND EXCEPT from the above described property that portion of the property conveyed by that certain Warranty Deed recorded in Deed Book N-32, Page 154, aforesaid Records. (Lot 3, Block G)

FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND: TRACT 1: ALL THAT TRACT OR PARCEL OF LAND containing 12.43 acres (more or less), lying and being in Land Lot 6 of the 1st Land District, Rabun County, Georgia as shown upon that certain plat of survey dated December 4, 2002, prepared by Wayne A. Powers, Georgia Registered Land Surveyor No. 2891, and recorded in Plat Book 49, Page 155, Clerk’s office, Rabun Superior Court, and being described as follows: To find the Point of Beginning, commence at the northernmost corner of Lot 3G of unit 2, Phase 1 of Waterfall at Lake Burton as shown on that certain Final Plat recorded in Plat Book 45, pages 176-177, Rabun County Georgia Records and run thence North 22°34’47” East a distance of 86.99 feet; thence north 60°41’57” East a distance of 20.00 feet to a point located on the western right of way line of Waterfall Drive (60' right of way) and the Point of Beginning. From the Point of Beginning thus established, run thence 27.65’ along the arc of a curve to the right in the western right of way line of Waterfall Drive, said arc having a radius of 65.00’, and being subtended by a chord bearing North 17°06’46” West, a chord distance of 27.45’; thence north 06°18’42” West, a distance of 173.94’; thence North 09°06’32” West, a distance of 58.45’;thence 53.40’ along the arc of a curve to the right, said arc having a radius of 120.00’, and being subtended by a chord bearing North 04°49’59” West, a chord distance of 57.82’; thence North 18°46’30” East, a distance of 111.76’;thence 54.30’ along the arc of a curve to the left, said arc having a radius of 80.00’, and being subtended by a chord bearing north 00°40’07” West, a chord distance of 53.26’;thence departing the right-of-way of Waterfall Drive and running thence 62.66’ along the arc of a curve to the left, said arc having a radius of 135.00’, and being subtended by a chord bearing South 43°18’24” West, a distance of 62.10’; thence 93.16’ along the arc of a curve to the right, said arc having a radius of 265.00’ and being subtended by a chord bearing South 40°04’54” West, a chord distance of 92.68’; thence South 50°09’10” West, a distance of 56.83’, thence South 48°46’00” West, a distance of 212.00’, thence North 74°16’27” West, a distance of 270.72’, thence South 14°55’43” West, a distance of 118.40’, thence South 75°13’37” East, a distance of 136.13’, thence South 19°43’09” West, a distance of 80.64’, thence South 43°21’25” West, a distance of 112.89’, thence South 16°15’36” East, a distance of 119.04’; thence South 85°57’16” West, a distance of 212.83’; thence South 70°10’08” East, a distance of 132.23’; thence 62.48’ along the arc or a curve to the right, said arc having a radius of 63.00’, and being subtended by a chord bearing North 28°31’07” West, a chord distance of 59.95’; thence North 03°49’54” East, a distance of 127.12’; thence North 83°33’52” West, a distance of 300.68’; thence South 86°23’06” West, a distance of 140.23’; thence South 02°12’14” East, a distance of 90.57’; thence South 02°12’14” East, a distance of 38.06’; thence South 06°56’07” East, a distance of 99.61’; thence South 10°23’28” East, a distance of 223.80’; thence North 86°53’06” East, a distance of 159.24’ to the eastern right-of-way line eastern and northern right-of-way line the following courses and distances north 75°57’37” east, a distance of 27.42’; thence 09°40’12” east, a distance of 70.99’; thence 67.21’ along the arc of a curve to the left, said arc having a radius of 75.00’, and being subtended by a chord bearing south 34°46’14” east, a chord distance of 64.98’; thence south 60°26’32” east, a distance of 51.37’; thence 47.36’ along the arc of a curve to the left, said arc having a radius of 72.00’, and being subtended by a chord bearing south 79°17’12 east, a chord distance of 46.51’; thence north 82°25’27” east, a distance of 99.78’; thence north 81°06’01” east, a distance of 80.25’; thence 4.22’ along the arc of a curve to the right, said arc having a radius of 500.00’, and being subtended by a chord bearing north 79°42’45” east, a chord distance of 24.21’; thence 30.79’ along the arc of a curve to the left, said arc having a radius of 2267.99’, and being subtended by a chord bearing north 77°56’34” east, a chord distance of 30.79’; thence 61.26’ along the arc of a curve to the left, said arc having a radius of 567.39’, and being subtended by a chord bearing north 76°47’05” east, a chord distance of 61.23’; thence 46.59’ along the arc of a curve to the right, said arc having a radius of 182.84’; and being subtended by a chord bearing north 82°38’23” east, a chord distance of 46.46’; thence north 89°56’19” east, a distance of 104.23’;thence 35.47’ along the arc of a curve to the left, said arc having a radius of 173.20’, and being subtended by a chord bearing north 84°04’17” east, a chord distance of 35.41’; thence departing the right-of-way of Village path and running thence north 25°45’46” west, a distance of 37.00’; thence north 72°36’21” east a distance of 60.00’;

thence north 44°52’24” east, a distance of 89.62’; thence north 38°29’07” east, a distance of 60.94’; thence north 44°52’02” east, a distance of 107.01’; thence north 30°00’38” east, a distance of 60.10’; thence north 22°34’47” east, a distance of 86.99’;

thence north 60°41’57” east, a distance of 20.00’ to a point on the western right-of-way line of Waterfall Drive and the Point of Beginning.

The aforementioned tract or parcel is subject to the Declaration of Covenants, Conditions and Restrictions for Waterfall at Lake Burton dated April 16, 1999 and recorded in Book S-18, Pages 309-342, Clerk’s Office Rabun Superior Court as amended by First Amendment thereto dated June 15, 1999, recorded at Deed book X18, Page 442, of said records, and any and all amendments or modifications thereto of record. The property herein conveyed is subject to a 10 foot easement around all property lines for future utilities and drainage. The property herein conveyed is subject to that 10’ landscape and pedestrian easement as shown upon the above-referenced plat of survey. Further, the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc. dated April 10, 2001, recorded in Deed Book S-20, Page 565, Clerk’s Office, Rabun Superior Court, and pertaining to the sewer system of Waterfall of Lake Burton. Further the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc., dated April 10, 2001, recorded in Deed Book R-20, Page 462, Clerk’s office, Rabun Superior Court, and pertaining to the utility system of Waterfall of Lake Burton. The property herein conveyed is subject to, if any, the rights of others to use that road which crosses portions of the northern boundary of the above-described 12.43 acre tract as same is shown upon the above-referenced plat of survey. Conveyed herewith are any and all benefits and rights pertaining to the sewer and utility system of Waterfall at Lake Burton as same pertain to the property herein conveyed. Conveyed herewith is a non-exclusive perpetual easement for ingress and egress over and across those subdivision roads of Waterfall at Lake Burton from the US Highway 76 – Georgia Highway No. 2 to the above-described property herein conveyed. FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND:

TRACT 2: ALL THAT TRACT OR PARCEL OF LAND containing 5.76 acres (more or Less), lying and being in Land Lots 6 of the 1st District and Land Lot 91 of the 5th District, Rabun County Georgia as shown upon that particular plat of survey dated November 25, 2002, prepared by Wayne A. Powers, Georgia Registered Land Surveyor #2891, and recorded in Plat Book 49, Page 154, Clerk’s office, Rabun Superior Court, and being described as follows: Beginning at the intersection of the northern right-of-way line of U.S. Route 76 (variable r/w) and the eastern boundary of Land Lot 91 of the 5th District, Rabun County, Georgia and running thence 75.12’ along the arc of a curve to the left in the northern right-of-way line of U.S. Route 76, said arc having a radius of 552.46' and being subtended by a chord bearing South 89°13’00” West a chord distance of 75.06’ to a point; thence North 04°40’43 West, along the northern right-of-way line of U.S. route 76, a distance of 25.00 to a point; Thence 1112.57’ along the arc of a curve to the left in the northern right-of-way line of U.S. Route 76, said arc having a radius of 77.46’ and being subtended by a chord bearing South 79°44’13” West, a chord distance of 112.39' to a point; thence departing the northern right-of-way line of U.S. Route 76 and running North 02°44’34” West, a distance of 85.37' to a point; thence North 00°02’15” West, a distance of 129.52' to a point; thence 14.40' along the arc of a curve to the right, said arc having a radius of 100.00' and being subtended by a chord bearing South 72°34’38” West, a chord distance of 14.39' to point; thence South 76°42’09” West, a distance of 82.11' to a point; thence 54.40’ along the arc of a curve to the right, said arc having a radius of 60.24’ and being subtended by a chord bearing North 77°25’40” West, a chord distance of 52.57' to a point located on the southern right-of-way line of Magnolia Place (40' r/w) and running thence along the right-of-way line of Magnolia Place and following courses and distance: 35.31' along the arc of a curve to the left, said arc having a radius of 1520.00' and being subtended by a chord beginning North 59°49’54” East, a chord distance of 35.31’ to a point; thence 51.51' along arc of a curve to the left, said arc having a radius of 1520.00' and being subtended by a chord bearing North 58°11’43” East, a chord distance of 51.51’ to a point; thence 33.06’ along the arc of a curve to the left, said arc having a radius of 420.00’ and being subtended by a chord bearing North 54°58’10” East, a chord distance of 33.05’ to a point; thence 24.73’ along the arc of a curve to the right, said arc having a radius of 30.00’ and being subtended by a chord bearing North 76°19’30” East, a chord distance of 24.03', thence 246.40' along the arc of a curve to the left, said arc having a radius of 50' and being subtended by a chord bearing North 41°14’28” West, a chord distance of 62.69' to a point; thence 29.46’ along the arc of a curve to the right, said arc having a radius of 30.00’ and being subtended by a chord bearing South 25°42’53” West, a chord distance of 28.29’ to a point.; thence 22.40' along the arc of a curve to the right, said arc having a radius of 380.00’ and being subtended by a chord bearing South 55°32’09” West, a chord distance of 22.40’ to a point; thence 206.81’ along the arc of a curve to the right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 61°13’40” West, a chord distance of 206.64' to a point; thence 48.32' along the arc of a curve to the right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 66°09’59” West, a chord distance of 48.32” to a point; thence 148.29' along the arc of a curve to the right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 69°58’19” West, a chord distance of 143.22' to a point; thence departing the northern right-of-way line of Magnolia Place and running thence North 17°31’24” East, a distance of 20.88';

thence North 28°44’37” East, a distance of 23.39’; thence North 53°04’41” East, a distance of 43.61’; thence North 20°31’48” East, a distance of 72.11';

thence North 14°59’09” West, a distance of 38.01'; thence North 07°57’58” East, a distance of 31.00'; thence North 33°29’41” East, a distance of 40.29';

thence North 13°22’08” East, a distance of 56.02'; thence North 36°33’05” East, a distance of 136.83’; thence North 51°02’58” East, a distance of 100.34’;

thence North 32°51’35” East, a distance of 89.30’; thence North 42°34’18” East, a distance of 95.78’; thence South 63°26’31” East, a distance of 24.00’;

thence South 73°14’07” East, a distance of 18.88’; thence South 05°01’37” West, a distance of 99.16’; thence South 12°22’00” West, a distance of 50.23’;

thence South 05°18’07” East, a distance of 169.04’; thence North 44°54’25” East, a distance of 151.70’; thence North 51°14’19” East, a distance of 143.84’;

thence North 89°41’75” East, a distance of 131.10’ to a point located on the common boundary line between Land Lots 5 and 6 of the 1st Land District, Rabun County, Georgia and running thence along such boundary line South 00°55’00” East, a distance of 654.15' to a point located on the northern right-of-way line of U.S. Route 76 (variable r/w) and the Point of Beginning. FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND: All interest in that certain tract or parcel of land lying and being in Land Lot 6 of the First Land District of Rabun County, Georgia, being Lot 17 of Unit 1, Block C of Waterfall at Lake Burton, containing 1.53 acre more or less, said lot being located on the road known as Waterfall Drive North and more particularly described upon that certain plat of survey dated April 13, 1999, by Leonida J. Scara, III, Georgia Registered Land Surveyor No. 2628, said plat recorded in Plat Book 42, Page 222-226, Clerk's Office, Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND: All that tract or parcel of land lying and being in Land Lot 6 of the First Land District of Rabun County, Georgia, being Phase I Waterfall Villas, containing 0.54 acre as same is more particularly described upon that certain plat of survey dated January 18, 2005, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, and recorded in Plat Book 54, Page 49, Clerk's Office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed. Conveyed herewith is a non-exclusive, perpetual easement for ingress and egress over and across the subdivision roads of Waterfall at Lake Burton. Further, conveyed herewith is a non exclusive, perpetual easement for the use, maintenance and repair of the water and sewer system and lines serving the above described property and that property adjacent to the same.

FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND:

All that tract or parcel of land lying and being in Land Lot 6 of the 1st Land District, Rabun County, Georgia, being Lot 4, containing 0.32 acre of Block G, Unit 1 of Waterfall at Lake Burton, as more particularly described upon that certain plat of survey dated December 17, 2003, last revised November 15, 2004 prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, and recorded in Plat Book 53, Page 225, Clerk's Office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed.

FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND:

All that tract or parcel of land lying and being in Land Lot 6 of the 1st Land District, Rabun County, Georgia, being Lot 2, containing 0.33 acre of Block G, Unit 1 of Waterfall at Lake Burton, as more particularly described upon that certain plat of survey dated December 17, 2003, last revised November 15, 2004 prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, and recorded in Plat Book 51, Page 33, Clerk's Office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed.

FURTHER LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING PARCEL OF LAND:

All of those tracts of parcels of land lying and being in Land Lot 6, 1st Land District, Rabun County, Georgia, and being more particularly described as Lots 49 and 50 of Lake Burton Club, Phase I, Unit 6, Block "J" as shown on that certain Final Plat of Lake Burton Club, Phase I, Unit 6, Block "J", Lots 48 49 & 50 dated July 12, 2012, and filed at Plat Book 61, Page 279, in the Office of the Rabun County Clerk of Court, Rabun County, Georgia. TOGETHER WITH: TRACT B

All that tract or parcel of land lying and being in Land Lot 6 of the First Land District of Rabun County, Georgia, being that Club House Tract containing 0.60 acre as same is more particularly described upon that certain plat of survey dated January 18, 2001, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, and recorded in Plat Book 54, Page 51, Clerk's Office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed TRACT C:

ALL THAT TRACT or parcel of land lying and being in Land Lot 6 of the 1st District of Rabun County, Georgia, and being two (2) private drives as more particularly depicted on Plat Book 49, Page 154, aforesaid Records.

TRACT D: All that tract or parcel of land lying and being in Land Lot 6 of the 1st Land District of Rabun County, Georgia, being Lot 2, containing 0.33 acre of Block G, Unit 1 of Waterfall at Lake Burton, as more particularly described upon that certain plat of survey dated December 17, 2003, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, and recorded in Plat Book 51, Page 33, Clerk's Office, Rabun Superior Court. The indebtedness secured by said Security Deed having been declared due and payable because of, among other possible events of default, failure to pay the indebtedness secured thereby as and when due, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intention to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best of the undersigned’s knowledge and belief, possession of the subject property is held by SELAF WATERFALL DEVELOPMENT CO., LLC, SELAF WATERFALL COUNTRY CLUB, LLC and SELAF WATERFALL WATER AND SEWER, LLC. UNITED Community Bank As Attorney-in-Fact for SELAF WATERFALL DEVELOPMENT CO., LLC, SELAF WATERFALL COUNTRY CLUB, LLC and SELAF WATERFALL WATER AND SEWER, LLC. Nelson Mullins Riley & Scarborough LLP,

By: Bradley J. Denson, 201 17th Street, N.W., Suite 1700, Atlanta, Georgia 30363 (404) 322-6000

11-8,15,22,29

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Michael Lamar Crist, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 6th day of November, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Virginia Ann Crist acting as Executrix of the Michael Lamar Crist estate.) 2719 Laurel Lodge Road, Clarkesville, GA 30523, Telephone: (706) 947-3085

11-15,22,29,12-6

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Kenneth E.. Byrd, Jr., deceased, are herby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 6th day of November, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Christine W. Byrd acting as Executrix of the Kenneth E. Byrd, Jr. estate.) Address: PO Box 307, Tiger, GA 30576, Telephone: (706) 782-0718

11-15,22,29,12-6

gpn18

IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF Grace D. Crane, deceased, Estate No. 3843. PETITION FOR LETTERS OF ADMINISTRATION NOTICE. Teresa C. Smallwood has petitioned to be appointed Administrator of the estate of Grace D. Crane deceased, of said County. (The Petitioner has also applied for a waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections , and must be filed with the court on or before December 10, 2012. All Pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number (706) 782-3614

11-15,22,29,12-6

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Patricia J. Bussiere, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 9th day of November, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Regina L. Reid acting as Administrator of the Patricia J. Bussiere estate.) Address: PO Box 311, Turnerville, GA 30580, Telephone: (706) 499-4573

11-15,22,29,12-6

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

PUBLIC NOTICE

Notice is hereby given that ASHLEE NICOLE HENRICKS has filed a petition in the Superior Court of Rabun County on the 7th day of November, 2012 for an order changing her minor child’s name from COLTON HAMES AMICK TO COLTON JAMES HENRICKS. Any interested or affected party may file objections to the petition within thirty days from the date of filing said petition, else said Order shall be granted as prayed for. This 7th day of November, 2012. Holly Henry Perry, Clerk Superior Court, Rabun County, Georgia

11-15,22,29,12-6

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Timothy Cecil Browning, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 13th day of November 2012. Witness my/our hand(s) and seal(s), on the day above written. (Emma Jean Browning acting as Administrator of the Timothy Cecil Browning estate.) Address: 6166 Warwoman Rd., Clayton, GA 30525, Telephone: (706) 782-6598

11-22,29,12-6,13

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by George Ledbetter Jr to Mortgage Electronic Registration Systems, Inc. as nominee for Embrace Home Loans, Inc., its successors and assigns dated December 5, 2011 in the amount of $77,265.00, and recorded in Deed Book W37, Page 540, Rabun County, Georgia Records; as last transferred to Embrace Home Loans Inc by assignment; the undersigned, Embrace Home Loans Inc pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: The land referred to herein below is situated in the County of Rabun, State of Georgia in Deed Book X-24, at Page 125, and is described as follows: All that tract or parcel of land lying and being in Land Lot 1 of the Fifth Land District, City of Clayton, Rabun County, Georgia being 1.08 acres more particularly described on a plat of survey prepared by T. Lamar Edwards, GRLS No. 1837 Dated 10-5-89 recorded in Plat Book 27, Page 182 of the Rabun County Plat Records. Said plat and the record of the same being incorporated herein by reference for a more full and complete description of the property described herein. Less and except that certain 0.40 acre tract of land lying and being in Land Lot 1 of the 5th Land District of Rabun County, Georgia and being further described in that certain Warranty Deed from J.H. Cannon and G.N. Cannon to George Ledbetter, Jr. and Clara G. Ledbetter, dated 5-4-77 and recorded in Deed Book 1-6, Page 29 of the Rabun County Deed Records. Being the same property described in the deed to George Ledbetter, Jr., from Jeffrey Lamar Ledbetter, recorded on August 20, 2003, in Book X-24, at Page 125, of the Public Records of Rabun County, Georgia. which has the property address of 805 Old Chechero Rd, Clayton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of George Ledbetter Jr and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Embrace Home Loans Inc, Attorney in Fact for George Ledbetter Jr, McCurdy & Candler, L.L.C.,(404) 373-1612, File No. 12-07807 /FHA/efisher. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

11-22,29,12-6,13,20,27

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to MARY KATHRYN EASTERLING, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 15th of November, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Joseph Thomas Williams acting as Executor of the Mary Kathryn Easterling estate.) Address: 105 Wexford Court, Stockbridge, GA 30281. Telephone: (770) 363-1038

11-22,29,12-6,13

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NOTICE

A public hearing will be held before the City of Sky Valley Planning and Zoning Commission on Friday, December 14, 2012 at 10:00 AM in the Timeshare Meeting Room, 501 Sky Valley Way, Sky Valley, GA concerning the following request: At the request of Sky Valley Club, Inc.: A variance to Section 300.20(4) of the Sky Valley Building Code, Ordinance 05-01 and as amended by Ordinance 08-11, on 186 Driver Lane, Sky Valley, GA, to approve a variance to the Building Code and allow a 29 gauge, shiny non-painted acrylic coated Galvalume metal roof with exposed fasteners. At the hearing, any interested parties may present data, make statements, or offer viewpoints or arguments either orally or in writing. Statements shall be concise to afford all an opportunity to be heard. City of Sky Valley, Mandi Cantrell, City Clerk

11-29

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Request for Comments

USDA Forest Service, Chattahoochee-Oconee National Forest, Chattooga River Ranger District, Rabun County, GA

Upper Warwoman Landscape Management Project

District Ranger Edward Hunter is asking for comments on the proposed Upper Warwoman Landscape Management project, located approximately 4 miles east of Clayton, GA. The primary purposes of this project are to: restore and maintain shortleaf pine/table mountain pine/pitch pine and dry-mesic oak woodland communities; maintain and regenerate oak and oak-pine forests; improve wildlife habitat by providing a diversity in successional stage habitats; and to improve soil and water conditions, and associated aquatic habitat. This project will be accomplished by the following management actions: 1. Vegetation Management - 1,233 acres (1,168 acres commercial timber sales; 65 acres non-commercial timber sales), 2. Fisheries Enhancement – 7.5 miles of habitat enhancement; 1 open-arch culvert installed; 1 embedded culvert installed; 4 culverts removed, 3. Controlled Burning – 6,033 acres new; 2,701 acres existing, 4. Wildlife Opening Daylighting / early-successional habitat (ESH) creation – 70 Acres ESH creation, 5. Soil and Water Improvement – 11 miles road reconstruction/daylighting; 2 miles road decommissioning; 8.2 miles access management; 1 mile road relocation. Comments on this project must be postmarked or received within 30 days beginning the day following publication of this notice. The decision on this project will be issued after consideration of comments as well as the results of an environmental assessment. Written comments should be sent to: Chattooga River Ranger District, Chattahoochee-Oconee National Forests, Attn: Mike Brod. Comments by letter, phone or in-person are accepted at the District Office, 9975 Hwy 441 South, Lakemont, GA 30552, (p) 706-754-6221 ext 101, business hours M-F, 8:00-4:30. Comments can also be emailed using the following email address: mbrod@fs.fed.us Thank You for your interest in YOUR National Forest.

11-29

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