GEORGIA,
RABUN COUNTY
NOTICE OF SALE
UNDER POWER
By virtue of a Power of Sale contained in that certain Security Deed from AMBER B SMITH and ASHLEY NICOLE WILSON and DUSTIN COLE WELCH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR RABUN COUNTY BANK, dated July 7, 2025, recorded July 11, 2025, in Book E52, Page 66-79, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty Thousand and 00/100 dollars ($150,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to VILLAGE CAPITAL & INVESTMENT LLC, there will be sold at public outcry to the highest bidder for cash at the Rabun County Courthouse, within the legal hours of sale on the first Tuesday in September, 2026, all property described in said Security Deed including but not limited to the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 7 OF THE FIFTH LAND DISTRICT OF RABUN COUNTY, GEORGIA, AND BEING DESIGNATED AS TRACT 1 CONTAINING OF 1.57 ACRES, MORE OR LESS, AND TRACT 2, CONTAINING 0.22 ACRE, MORE OR LESS, AS MORE PARTICULARLY DESCRIBED UPON THAT CERTAIN PLAT OF SURVEY PREPARED BY T. LAMAR EDWARDS, GEORGIA REGISTERED LAND SURVEYOR NO. 1837, DATED SEPTEMBER 14, 1993, REVISED DATED MAY 6, 1997, AND RECORDED IN PLAT BOOK 39, PAGE 189, IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT. REFERENCE IS HEREBY HAD AND MADE TO SAID PLAT OF SURVEY AND RECORD OF THE SAME FOR THE PURPOSE OF INCORPORATING SAME HEREIN FOR A MORE FULL AND COMPLETE DESCRIPTION OF THE PROPERTY HEREIN CONVEYED.THE ABOVE-DESCRIBED PROPERTY ABUTS THE ROAD NOW KNOWN AS CONNECTOR ROAD AND FORMERLY KNOWN AS WOLFCREEK AND CAMP CREEK CONNECTOR, A PUBLIC ROAD.CONVEYED HEREWITH IS A NON-EXCLUSIVE, PERPETUAL EASEMENT FOR INGRESS AND EGRESS OVER AND ACROSS THAT ROAD EXTENDING FROM THE ROAD NOW KNOWN AS CONNECTOR ROAD AND FORMERLY KNOW N AS WOLFCREEK AND CAMP CREEK CONNECTOR, A PUBLIC ROAD. SAID EASEMENT IS DEPICTED UPON THE ABOVE-REFERENCED PLAT OF SURVEY AND CROSSES THAT ROAD NOW OR FORMERLY KNOWN AS KELL LANE.THE ABOVE-DESCRIBED PROPERTY IS CONVEYED WITH THOSE RIGHTS AND SUBJECT TO THOSE OBLIGATIONS CONTAINED IN THAT CERTAIN WATER EASEMENT AND AGREEMENT BETWEEN JAMES DOUGLAS KEENER, CAROLYN SUE KEENER, JANICE M. WELCH AND ERNEST L. HIGSON, DATED JULY 5, 2002, AND RECORDED IN DEED BOOK S-22, PAGE 504, AND RE-RECORDED IN DEED BOOK M-27, PAGE 301, CLERK`S OFFICE, RABUN SUPERIOR COURT.IN ADDITION, THE ABOVE-DESCRIBED PROPERTY IS CONVEYED SUBJECT TO THOSE BLANKET GEORGIA POWER COMPANY EASEMENTS RECORDED IN DEED BOOK Z-5, PAGE 214 AND DEED BOOK K-8, PAGE 413, CLERK`S OFFICE, RABUN SUPERIOR COURT.FURTHER, THE PROPERTY HEREIN CONVEYED IS SUBJECT TO THAT PORTION OF SAME LYING AND BEING WITHIN THE RIGHT-OF-WAY OF KELL LANE AS SHOWN UPON THE ABOVE-REFERENCED PLAT OF SURVEY AND THE USE, REPAIR AND MAINTENANCE THEREOF.
Said legal description being controlling, however the property is more commonly known as
142 CONNECTOR RD, LAKEMONT, GA 30552.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.
Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is AMBER B SMITH, ASHLEY NICOLE WILSON, DUSTIN COLE WELCH, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchasers tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale.
The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Village Capital & Investment, LLC, Loss Mitigation Dept., 2460 Paseo Verde Parkway Suite 110, Henderson, NV 89074, Telephone Number: 1-800-919-0068. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.
VILLAGE CAPITAL & INVESTMENT LLC
as Attorney in Fact for
AMBER B SMITH, ASHLEY NICOLE WILSON, DUSTIN COLE WELCH
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC
3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992 Case No. VCI-26-02987-1
4c-8/6-8/27/2026

WALLIS
STATE OF GEORGIA,
COUNTY OF RABUN
NOTICE OF SALE
UNDER POWER
By virtue of a Power of Sale contained in that certain Security Deed from Brian Patrick Wallis to Mortgage Electronic Registration Systems, Inc. as nominee for The Central Trust Bank., dated July 7, 2023 and recorded on July 7, 2023 in Deed Book R50, Page 131 Instrument Number 1011071-0000052024-3, in the Office of the Clerk of Superior Court of Rabun County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of Five Hundred Twenty-Five Thousand Five Hundred Sixteen and 00/100 dollars ($525,516.00) with interest thereon as provided therein, will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in September, 2026, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in Land Lot 78 of the Second land District of Rabun County, Georgia and being Tract 1, containing 2.22 acres, more or less, as more fully described upon that certain plat of survey prepared by J. Scott Stroud, Georgia Registered Land Surveyor No. 3094, dated February 26, 2021, revised August 11, 2022 and recorded in Plat Book 2022, Page 231, Clerk`s office, Rabun Superior Court. Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a more full and complete description of the property herein conveyed.
The property herein conveyed is subject to that blanket easement in favor of Georgia Power Company dated August 12, 1988 and recorded in the Clerk`s office of the Rabun County Superior Court in Deed Book N-11, Page 245.
The property herein conveyed abuts West Langston Street, a public road. Said Tract 1 is conveyed subject to that portion of same lying and being within the public right-of-way and the use, maintenance, and repair thereof.
NOTE: The northern and northwestern boundary line of the above-described Tract 1 go to the centerline of a branch. The property herein conveyed is subject to the natural meanderings of said branch. Further, the property herein conveyed is subject to the rights of upper and lower riparian owners in and to the use and enjoyment of the waters of the branch and the natural flow thereof, free from diminution or pollution.
Said property may more commonly be known as 372 West Langston Avenue, Clayton, GA 30525.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees (notice of intent to collect attorneys fees having been given).
The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is PennyMac Loan Services, LLC, 3043 Townsgate Rd., Westlake Village, CA 91361 818-224-7442.
Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Brian Patrick Wallis and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed.
PennyMac Loan Services, LLC as Attorney-in-Fact for
Brian Patrick Wallis
Contact: Padgett Law Group:
6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312;
(850) 422-2520
26-013268
4p-8/6-8/27/2026

WHITEN
STATE OF GEORGIA
COUNTY OF RABUN
NOTICE OF SALE UNDER POWER
Pursuant to the power of sale contained in the Security Deed executed by WALLACE G WHITEN to FINANCIAL FREEDOM SENIOR FUNDING CORPORATION in the original principal amount of $600,000.00 dated March 31, 2009, and recorded in Deed Book W34 , Page 333, Rabun County records, said Security Deed being last transferred to Onity Loan Acquisition Trust 2026-HB3 in Rabun County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 9/1/2026, the property in said Security Deed and described as follows:
ALL THAT TRACT OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON LYING AND BEING IN LAND LOT 171 OF THE SECOND LAND DISTRICT OF RABUN COUNTY, GEORGIA, CONTAINING 0.40 ACRES, MORE OR LESS, AND BEING ALL OF LOT A OF HANGING TREET RIDGE AS SHOWN ON PLAT OF SURVEY BY T. LAMAR EDWARDS, DATED JUNE 17, 1993, RECORDED IN PLAT BOOK 34, PAGE 65, RABUN COUNTY RECORDS, WHICH PLAT OF SURVEY IS INCORPORATED HEREIN BY REFERENCE AS PART OF THIS DESCRIPTION. ADDRESS: 2386 RIDGEPOLE DR; SKY VALLEY, GA 305372820 TAX MAP OR PARCEL ID NO.: 047B-127D
Said property being known as: 2386 RIDGEPOLE DRIVE, SKY VALLEY, GA 30537
To the best of the undersigneds knowledge, the party or parties in possession of said property is/are WALLACE G WHITEN or tenant(s).
The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.
The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:
Onity Mortgage Corporation f/k/a PHH Mortgage Corporation
1661 Worthington Road, Suite 100
West Palm Beach, FL 33409
866-503-5559
Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
Onity Loan Acquisition
Trust 2026-HB3,
as Attorney-in-Fact for
WALLACE G WHITEN
Robertson, Anschutz, Schneid, Crane & Partners, PLLC
13010 Morris Rd., Suite 450
Alpharetta, GA 30004
Phone: 470-321-7112
Firm File No. 26-425369
4-8/6-8/27/2026